Gavop tells you how to get the best homeowners insurance in Putnam County, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Putnam County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Maverick Trl, N Sipprell Rd, Oak Way, Paran Church Rd, Elm St, Martin Dr, Cherry Dr, Riverview Dr, Point of Woods Trl, John St | $133,500 | $110,000 | $100,000-$125,000 | $97,500 | $80,000 | $75,000-$100,000 |
| Creasman Rd, 6th Way, Crescent Lake Shore Dr, Walnut St, Camphor Rd, Sugar Ln, Marina Rd, Bay Berry Rd, N 24th St, Lake Como Dr | $94,500 | $90,000 | $75,000-$100,000 | $61,500 | $60,000 | $50,000-$75,000 |
| Caracas St, Silver Lake Rd, Cherokee Ct, 4th Ave, Viking Blvd, Chipola Dr, Madison St, Oak Grove Rd, Glenwood St, E Manitoba St | $157,500 | $130,000 | $150,000-$175,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Oak Hill Cir E, Granada St, Grove St, Victory Ln, Dixon St, S Dunns Creek Rd, 10th Ave, Rosie Ln, Yale St, Sculpin Dr | $190,500 | $180,000 | $150,000-$175,000 | $139,500 | $120,000 | $150,000-$175,000 |
| Cross Rd, Beulah Church Rd, Miller St, Shappell Ave, Holliste Cemetery Rd, Bream Dr, Pine Crest Cir, Bahia Top Dr, Sunglow Ave, Morris Lake Dr | $151,000 | $140,000 | $150,000-$175,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Dexter Ct, Sandra Ln, Paran Dr, Jim Bryant Rd, Walnut St, Huntington Rd, N Ivy Ave, River Rd, Brown Trout Ave, Main St | $74,000 | $70,000 | $75,000-$100,000 | $84,000 | $70,000 | $50,000-$75,000 |
| Tempest, Hayman Dr St, Must Hold Bndy, Northeast Ter, Rainbow Rd, SW 56th Ave, Pinta Rd, Lima St, Paradise Shores Rd, Wateroak Trl | $67,000 | $60,000 | $50,000-$75,000 | $70,500 | $70,000 | $75,000-$100,000 |
| Sentinel Dr, Oak Hill Trl, Caravelle Ranch Rd, Osborne, Chimera Way, Rio Vista Ave, Randy St, Osprey Ln, Mary Dr, Coolee Pond Rd | $89,000 | $80,000 | $75,000-$100,000 | $74,000 | $60,000 | $50,000-$75,000 |
| Vinson Rd, Johntry Trl, Fernwood St, W Dogwood Rd, Linderwood Dr, Southern Ave, N 5th St, Scott St, Hotel St, Hwy 19 N | $72,500 | $60,000 | $50,000-$75,000 | $91,000 | $80,000 | $75,000-$100,000 |
| State St, Oak Hill Cir W, Pine Dr, Hilltop Trl, Pine Needle Cir, Nicole Dr, Alabama Ave, Morris Ave, Hollister Church Rd, Must Hold Bndy | $239,500 | $220,000 | $250,000-$300,000 | $105,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $755 |
| Superior Protection Discount | -$92 | $829 |
| Fire & Security Discount | -$101 | $819 |
| Hail Resistant Roof Discount | -$28 | $893 |
| Newly Constructed Home Discount | -$230 | $690 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $2,000 | $910 | $2,910 | $661 | $2,661 | $249 |
| Putnam County, FL | $1,500 | $910 | $2,410 | $661 | $2,161 | $249 |
| East Marion, FL | $300 | $781 | $1,081 | $567 | $867 | $213 |
| Butler Beach, FL | $2,000 | $1,186 | $3,186 | $862 | $2,862 | $324 |
| Astor, FL | $500 | $1,111 | $1,611 | $807 | $1,307 | $303 |
| Umatilla, FL | $1,500 | $893 | $2,393 | $649 | $2,149 | $244 |
| Lake Kathryn, FL | $100 | $643 | $743 | $467 | $567 | $176 |
| Belleview, FL | $2,500 | $1,217 | $3,717 | $885 | $3,385 | $333 |
| Fellowship, FL | $500 | $1,174 | $1,674 | $853 | $1,353 | $321 |
| Archer, FL | $2,000 | $1,351 | $3,351 | $982 | $2,982 | $369 |
| Macclenny, FL | $200 | $909 | $1,109 | $661 | $861 | $248 |
| Pine Lakes, FL | $2,000 | $938 | $2,938 | $681 | $2,681 | $256 |
| Home Insurance Company Putnam County, FL | Homeowners Insurance Agency Putnam County, FL | Address | Popularity Score | Distance from Putnam County (miles) |
|---|---|---|---|---|
| State Farm | Kim Lego | 13820 Old St Aug Rd Ste 401, Jacksonville, FL, 32258-5491 | 38.2 | |
| State Farm | Edith Aldrich | 1721 Reid St, Palatka, FL, 32177-3235 | 6.4 | |
| Allstate | Randall Bogani | 12276 San Jose Blvd Ste 603, Jacksonville, FL, 32223 | 37.7 | |
| Travelers | Donovan & Abercrombie Insurance | 6267 Dupont Station Ct, Jacksonville, FL, 32217 | 45.4 | |
| Travelers | Susan Lee Insurance Agency Inc | 555 W Granada Blvd Unit A-2, Ormond Beach, FL, 32174 | 46.2 | |
| State Farm | Susan Helwig | 836 S Moody Rd Ste 1, Palatka, FL, 32177-8414 | 4.4 | |
| State Farm | Jim Haskins | 6983 103rd St Ste 2, Jacksonville, FL, 32210-9109 | 44.3 | |
| State Farm | Ken Henley | 119 N 4th St, Palatka, FL, 32177-3727 | 7.1 | |
| Liberty Mutual Independent | Erwin Insurance Agency Inc. | 3547 Hendricks Ave, Jacksonville, FL, 32207 | 47.3 | |
| Liberty Mutual Independent | Connect America Commercial Insurance Agency | 8825 Perimeter Park Blvd Ste 303, Jacksonville, FL, 32216 | 45.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Putnam County, FL | $82,800 | $921 | $720 | $1,230 | $510 |
| Putnam County, FL | $82,800 | $921 | $720 | $1,230 | $510 |
| East Marion, FL | $58,000 | $790 | $620 | $1,060 | $440 |
| Butler Beach, FL | $293,900 | $1,200 | $940 | $1,610 | $670 |
| Astor, FL | $107,000 | $1,124 | $880 | $1,510 | $630 |
| Umatilla, FL | $128,800 | $904 | $700 | $1,210 | $510 |
| Lake Kathryn, FL | $37,700 | $651 | $510 | $870 | $360 |
| Belleview, FL | $143,300 | $1,232 | $960 | $1,650 | $690 |
| Fellowship, FL | $116,400 | $1,188 | $930 | $1,590 | $660 |
| Archer, FL | $143,000 | $1,367 | $1,070 | $1,830 | $760 |
| Macclenny, FL | $132,100 | $920 | $720 | $1,230 | $510 |
| Pine Lakes, FL | $81,300 | $949 | $740 | $1,270 | $530 |