Gavop tells you how to get the best homeowners insurance in Laurence Harbor, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Laurence Harbor, NJ - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ely Ave, Groben Ave, Rosewood Dr, Pacific Blvd, Pine Island Ter, Furman Blvd, Wilbur Pl, Daleron Pl, Lee Lee Ln, Dodd St | $157,000 | $140,000 | $175,000-$200,000 | $191,500 | $180,000 | $150,000-$175,000 |
| Rowan Way, Catherine Ct, Boulevard W, Maplewood Dr, Ocean Blvd, Sunset Blvd, Crestwood Pl, Woodlawn Cir, Woodshore E, Shoreline Ave | $139,000 | $120,000 | $125,000-$150,000 | $238,000 | $200,000 | $250,000-$300,000 |
| Lakeview Rd, Lea Ave, Ocean Ave, Seaglade Cir, Middlesex Blvd, Donamar Ln, Cook Ave, Hilltop Blvd, Birchwood Dr, Hilltop Ave | $253,000 | $210,000 | $250,000-$300,000 | $217,500 | $180,000 | $200,000-$250,000 |
| Chimney Ct, Pomona Blvd, Twilight Ave, Biondi St, Metro Park S, Laurence Pkwy, Woodbine Way, Summerfield Ave, Picaron Pl, Greenwood Ave | $185,000 | $170,000 | $150,000-$175,000 | $303,500 | $250,000 | $250,000-$300,000 |
| Greenwood Dr, Forrest Ave, Woodshore W, Delray Pl, Biondi Ave, Bridgepointe Dr, Braney St, Co Rd 689, Wilbur Ave, Shoreland Cir | $141,500 | $120,000 | $100,000-$125,000 | $253,500 | $210,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $706 |
| Home and Two Car | -$130 | $637 |
| Home and Three Car | -$176 | $591 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,500 | $1,009 | $2,509 | $733 | $2,233 | $276 |
| Laurence Harbor, NJ | $1,500 | $758 | $2,258 | $551 | $2,051 | $207 |
| Tinton Falls, NJ | $100 | $894 | $994 | $650 | $750 | $244 |
| Long Branch, NJ | $2,000 | $1,025 | $3,025 | $745 | $2,745 | $280 |
| Blawenburg, NJ | $500 | $2,757 | $3,257 | $2,003 | $2,503 | $753 |
| Cedarhurst, NY | $1,500 | $2,375 | $3,875 | $1,726 | $3,226 | $649 |
| Bergen County, NJ | $200 | $1,332 | $1,532 | $968 | $1,168 | $364 |
| Alpine, NJ | $1,500 | $875 | $2,375 | $636 | $2,136 | $239 |
| Asbury, NJ | $500 | $969 | $1,469 | $704 | $1,204 | $265 |
| Leisuretowne, NJ | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| West Milford, NJ | $100 | $836 | $936 | $607 | $707 | $228 |
| Newton, NJ | $700 | $720 | $1,420 | $524 | $1,224 | $197 |
| Home Insurance Company Laurence Harbor, NJ | Homeowners Insurance Agency Laurence Harbor, NJ | Address | Popularity Score | Distance from Laurence Harbor (miles) |
|---|---|---|---|---|
| Farmers | Jason Malyuk | 7 Stevens Ave, Little Falls, NJ, 7424 | 29.9 | |
| Travelers | Daman Associates Inc | 808 High Mountain Rd Ste 220, Franklin Lakes, NJ, 7417 | 37.7 | |
| Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 3.3 | |
| Travelers | The Rosell Insurance Agency Inc | 647 Newman Springs Road, Lincroft, NJ, 7738 | 10.7 | |
| Travelers | Scirocco Group | 777 Terrace Ave Ste 309, Hasbrouck Heights, NJ, 7604 | 30.9 | |
| State Farm | Alberto Santana | 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900 | 19.3 | |
| Travelers | Holmes & Mcdowell Inc | 34 W Main St, Holmdel, NJ, 7733 | 7.9 | |
| Travelers | Fraser Brothers Group Llc | 811 Amboy Ave, Edison, NJ, 8837 | 7.0 | |
| Travelers | Beatty & Associates Llc | 1 Kings Rd, Madison, NJ, 7940 | 23.3 | |
| Travelers | Bayonne Transoceanic Inc | 620 Broadway, Bayonne, NJ, 7002 | 16.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,550 | $830 |
| Middlesex County, NJ | $329,000 | $1,021 | $740 | $1,420 | $680 |
| Laurence Harbor, NJ | $230,200 | $767 | $550 | $1,050 | $500 |
| Tinton Falls, NJ | $319,100 | $905 | $660 | $1,260 | $600 |
| Long Branch, NJ | $337,000 | $1,038 | $720 | $1,470 | $750 |
| Blawenburg, NJ | $1,033,300 | $2,790 | $2,040 | $3,820 | $1,780 |
| Cedarhurst, NY | $524,000 | $2,404 | $1,660 | $3,320 | $1,660 |
| Bergen County, NJ | $451,200 | $1,348 | $980 | $1,900 | $920 |
| Alpine, NJ | $2,000,001 | $885 | $640 | $1,260 | $620 |
| Asbury, NJ | $268,500 | $981 | $700 | $1,390 | $690 |
| Leisuretowne, NJ | $154,800 | $756 | $540 | $1,040 | $500 |
| West Milford, NJ | $283,100 | $846 | $580 | $1,190 | $610 |
| Newton, NJ | $206,300 | $729 | $500 | $1,040 | $540 |