Gavop shows you how to buy homeowners insurance in Doddridge County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $133,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $170,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $242,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $543 |
| Superior Protection Discount | -$65 | $588 |
| Fire & Security Discount | -$72 | $582 |
| Hail Resistant Roof Discount | -$20 | $634 |
| Newly Constructed Home Discount | -$190 | $464 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Doddridge County | $1,000 | $646 | $1,646 | $469 | $1,469 | $177 |
| Doddridge County, WV | $1,000 | $646 | $1,646 | $469 | $1,469 | $177 |
| Smithfield, WV | $500 | $463 | $963 | $337 | $837 | $127 |
| Glenville, WV | $1,500 | $617 | $2,117 | $448 | $1,948 | $168 |
| Sand Fork, WV | $200 | $604 | $804 | $439 | $639 | $165 |
| Hannibal, OH | $2,500 | $678 | $3,178 | $493 | $2,993 | $185 |
| Pleasant Valley, WV | $300 | $799 | $1,099 | $581 | $881 | $218 |
| Palatine, WV | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Blacksville, WV | $300 | $511 | $811 | $371 | $671 | $140 |
| Boaz, WV | $2,500 | $802 | $3,302 | $583 | $3,083 | $219 |
| Washington County, OH | $300 | $647 | $947 | $470 | $770 | $177 |
| Lubeck, WV | $1,000 | $645 | $1,645 | $469 | $1,469 | $176 |
| Home Insurance Company Doddridge County, WV | Homeowners Insurance Agency Doddridge County, WV | Address | Popularity Score | Distance from Doddridge County (miles) |
|---|---|---|---|---|
| State Farm | Bridget Smith | 20 Williams Dr Ste 3, Spencer, WV, 25276-1800 | 47.3 | |
| Erie | Kerby Insurance Agency Llc | 265 Ripley Road, Spencer, WV, 25276 | 47.6 | |
| State Farm | Shannon Reed | 101 W Pike St, Clarksburg, WV, 26301-2720 | 19.7 | |
| Travelers | Waters Insurance Agency | 1023 Garfield Ave, Parkersburg, WV, 26101 | 46.0 | |
| State Farm | Rob Johnson | 226 W Main St, Salem, WV, 26426-1224 | 7.3 | |
| Erie | Barker Bradley Blinn Insurance | 2911 Emerson Avenue, Parkersburg, WV, 26104 | 45.0 | |
| Nationwide | Kyle Johnson Ins Agency | 493 Washington Ave Ste 1, Clarksburg, WV, 26301-2825 | 19.1 | |
| State Farm | Darrin Campbell | 3657 Murdoch Ave, Parkersburg, WV, 26101-1026 | 45.4 | |
| State Farm | Norman Daniels | 417 E Main St, Spencer, WV, 25276-1612 | 47.0 | |
| Erie | Ritchie County Insurance Agency Inc. | 123 Wagner Street, Ellenboro, WV, 26346 | 19.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $990 | $470 |
| Doddridge County, WV | $105,900 | $654 | $450 | $930 | $480 |
| Doddridge County, WV | $105,900 | $654 | $440 | $900 | $460 |
| Smithfield, WV | $46,700 | $469 | $320 | $670 | $350 |
| Glenville, WV | $83,200 | $624 | $420 | $890 | $470 |
| Sand Fork, WV | $80,000 | $611 | $450 | $870 | $420 |
| Hannibal, OH | $124,000 | $686 | $490 | $970 | $480 |
| Pleasant Valley, WV | $142,100 | $809 | $550 | $1,140 | $590 |
| Palatine, WV | $131,000 | $654 | $440 | $900 | $460 |
| Blacksville, WV | $57,000 | $517 | $370 | $710 | $340 |
| Boaz, WV | $143,300 | $812 | $560 | $1,160 | $600 |
| Washington County, OH | $119,400 | $655 | $460 | $900 | $440 |
| Lubeck, WV | $130,100 | $653 | $460 | $910 | $450 |