Gavop's guide to buying homeowners insurance in Leisure World, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$156 | $521 |
| 30 year old | +$10 | $686 |
| 40 year old | +$18 | $694 |
| 50 year old | +$26 | $702 |
| Above 50 year old | +$32 | $709 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $561 |
| Superior Protection Discount | -$61 | $615 |
| Fire & Security Discount | -$47 | $629 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$189 | $487 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $1,457 | $3,457 | $1,059 | $3,059 | $398 |
| Leisure World, MD | $2,500 | $668 | $3,168 | $486 | $2,986 | $183 |
| Fulton, MD | $100 | $2,008 | $2,108 | $1,459 | $1,559 | $549 |
| Chillum, MD | $700 | $855 | $1,555 | $621 | $1,321 | $234 |
| Mantua, VA | $200 | $1,095 | $1,295 | $796 | $996 | $299 |
| Floris, VA | $700 | $1,079 | $1,779 | $784 | $1,484 | $295 |
| Gambrills, MD | $100 | $1,528 | $1,628 | $1,111 | $1,211 | $418 |
| Mason Neck, VA | $1,500 | $1,884 | $3,384 | $1,369 | $2,869 | $515 |
| Middleburg, VA | $200 | $1,351 | $1,551 | $982 | $1,182 | $369 |
| Parkville, PA | $400 | $651 | $1,051 | $473 | $873 | $178 |
| Bel Air North, MD | $2,500 | $1,046 | $3,546 | $760 | $3,260 | $286 |
| Home Insurance Company Leisure World, MD | Homeowners Insurance Agency Leisure World, MD | Address | Popularity Score | Distance from Leisure World (miles) |
|---|---|---|---|---|
| Travelers | Wellspring Insurance Network Inc | 9710 Traville Gateway Dr Ste 352, Rockville, MD, 20850 | 7.3 | |
| Travelers | Federal Insurance Federation Inc | 5800 Hubbard Dr, Rockville, MD, 20852 | 4.3 | |
| Erie | Brock Insurance Services Inc. | 6412 Bells Mill Road, Bethesda, MD, 20817 | 6.5 | |
| State Farm | Norman Thomas | 10601 Baltimore Ave Ste 300, Beltsville, MD, 20705-2151 | 9.7 | |
| Allstate | Evelyn Guzman | 11215 Lockwood Dr Ste A, Silver Spring, MD, 20901 | 6.1 | |
| Allstate | Ron Ziegel | 3720 Farragut Ave # 100, Kensington, MD, 20895 | 5.0 | |
| Erie | Mathes Insurance Advisors Inc. | 133 Defense Hwy Suite 101, Annapolis, MD, 21401 | 29.0 | |
| State Farm | Troy King | 4117 Patterson Ave, Baltimore, MD, 21215-2221 | 26.2 | |
| Nationwide | Michael P. Watson | 963-B Russell Ave, Gaithersburg, MD, 20879 | 8.7 | |
| Travelers | Afam Insurance Group Llc | 1 Research Ct Ste 450, Rockville, MD, 20850 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Leisure World, MD | $196,800 | $676 | $530 | $850 | $320 |
| Fulton, MD | $623,600 | $2,032 | $1,610 | $2,560 | $950 |
| Chillum, MD | $247,800 | $865 | $680 | $1,090 | $410 |
| Mantua, VA | $746,800 | $1,109 | $800 | $1,520 | $720 |
| Floris, VA | $668,500 | $1,092 | $750 | $1,500 | $750 |
| Gambrills, MD | $449,600 | $1,547 | $1,220 | $1,950 | $730 |
| Mason Neck, VA | $622,300 | $1,907 | $1,390 | $2,630 | $1,240 |
| Middleburg, VA | $445,900 | $1,367 | $930 | $1,940 | $1,010 |
| Parkville, PA | $151,900 | $659 | $440 | $940 | $500 |
| Bel Air North, MD | $316,400 | $1,059 | $840 | $1,330 | $490 |