How Can I Make My Norwood, MO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Norwood, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Norwood, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $74,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $143,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $200,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $141,500 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Norwood, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $657 |
| Superior Protection Discount | -$80 | $721 |
| Fire & Security Discount | -$88 | $713 |
| Hail Resistant Roof Discount | -$16 | $785 |
| Newly Constructed Home Discount | -$208 | $593 |
Choose your Norwood, MO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,665 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Norwood, MO | Back to Top
| Home Insurance Company Norwood, MO | Homeowners Insurance Agency Norwood, MO | Address | Popularity Score | Distance from Norwood (miles) |
|---|---|---|---|---|
| Travelers | Norris Insurance Agency | 801 St Francois, Florissant, MO, 63031 | 4.5 | |
| Allstate | Deborah M. Johnson | 106 4 Seasonsshop Ctr Ste 105c, Chesterfield, MO, 63017 | 12.3 | |
| State Farm | Evelyn Jamison | 519 N. Taylor Ave., St Louis, MO, 63108 | 6.2 | |
| Liberty Mutual Independent | Insurance Store | 1415 Elbridge Payne Rd Ste 230, Chesterfield, MO, 63017 | 15.9 | |
| Travelers | I Insure Lc | 3159 Fee Fee Rd Ste 222, Bridgeton, MO, 63044 | 7.0 | |
| State Farm | Max Mcgowan | 11520 Saint Charles Rock Road, Bridgeton, MO, 63044 | 6.5 | |
| Farmers | Joanna Eiermann | 606 W 5th St, Washington, MO, 63090 | 41.4 | |
| State Farm | Brad Busch | 7908 Bonhomme Ave Ste 100, Clayton, MO, 63105-3549 | 6.6 | |
| Liberty Mutual Independent | Charles L Crane Agency | 100 N Broadway Ste 900, Saint Louis, MO, 63102 | 9.1 | |
| Allstate | Matt Stark | 8229 Clayton Rd Ste 200, Saint Louis, MO, 63117 | 7.4 |
Compare Rates for Norwood, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| St. Louis County, MO | $181,100 | $1,090 | $770 | $1,550 | $780 |
| Norwood, MO | $68,900 | $801 | $540 | $1,140 | $600 |
| Hadley, MO | $262,800 | $963 | $690 | $1,380 | $690 |
| St. Charles, MO | $182,000 | $1,092 | $740 | $1,510 | $770 |
| Bethalto, IL | $130,600 | $689 | $480 | $970 | $490 |
| Clarkson Valley, MO | $614,400 | $2,806 | $1,880 | $3,840 | $1,960 |
| Wildhorse, MO | $247,700 | $938 | $680 | $1,320 | $640 |
| Omphghent, IL | $163,500 | $818 | $550 | $1,160 | $610 |
| Fieldon, IL | $84,000 | $593 | $410 | $820 | $410 |
| New Douglas, IL | $103,500 | $661 | $470 | $950 | $480 |
| Kampsville, IL | $58,600 | $487 | $350 | $690 | $340 |
| Addieville, IL | $97,500 | $641 | $440 | $910 | $470 |
Research Home Insurance Companies Reviews in Norwood, MO Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
We are mostly satisfied. The people are nice and fairly knowlegeable but we feel that there might be more ways we can save money and would like them to further look at our policy to see.
Date: November 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
I haven't really talked with my insurance company except to get the policies, and the agent was active in finding us discounts and a good price, which I really appreciated.
State Farm Home Insurance Reviews
Date: January 18, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
I have been with State Farm, for my home insurance, since January, 2018. I have not had to file a claim since I have been with them. What customer service experience I have had with State Farm has been very good.
Date: December 06, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I have no problem with this premium. My house is relatively new and has a lot of safety and efficiency improvements so I think that helps keeping the premium at a good price.
Progressive Home Insurance Reviews
Date: October 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
A homeowners insurance deductible is the amount you pay when you need to file a claim for damage. The average homeowners insurance deductible is typically $500 - $1,000.
Travelers Home Insurance Reviews
Date: October 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
There service is excellent. I can reach a customer service rep at any time 24 hours a day and they always help me.
Alfa Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I LIKE THIS COMPANY VERY MUCH BECAUSE OF THEIR INFORMATIVE MESSAGES AND THEIR TRUSTWORTHY
Shelter Home Insurance Reviews
Date: July 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
Our deductible and premiums are in line with what other companies offer. It would be nice if our deductible was lower, but it is a fair market value.
GEICO Home Insurance Reviews
Date: October 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I find the customer service to be very polite and prompt. I really enjoy when customer service reps take the time to understand my concerns, search for the best deal and are honest about what features would not likely benefit me.