Gavop shows you how to buy homeowners insurance in Horsham, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Horsham, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Manor Dr, Bolling St, Johnson Ave, Sterling Dr, Walnut Grove Dr, Chatsworth Dr, Wade Ave, Keith Valley Rd, Old Witmer Rd, Serrill Dr | $190,000 | $160,000 | $200,000-$250,000 | $423,500 | $350,000 | $500,000-$600,000 |
| Birch Ave, Nottingham Ln, Daventry Way, Jasper Dr, Cottonwood Dr, Rutledge Ave, Langley St, Apple Hill Rd, Ave D, Pearl Ave | $237,000 | $200,000 | $200,000-$250,000 | $499,500 | $460,000 | $400,000-$500,000 |
| Wild Prairie Ct, Bus Center Dr, Teebox Ln, Derby Cir, Dresher Rd, Appalachin Rd, Chowning Cir, Greenwoods Dr, Baron Ln, Blackmore Ct | $644,500 | $530,000 | $700,000-$800,000 | $730,500 | $670,000 | $700,000-$800,000 |
| Privet Rd, Dora Ave, Langdon Ave, Village Rd, Vestry Dr, Caredean Dr, Brandywine Dr, Diane Ave, Presidential Dr, Maplewood Dr | $415,000 | $370,000 | $400,000-$500,000 | $500,500 | $420,000 | $400,000-$500,000 |
| Crestview Rd, Butternut Dr, Lumber Jack Cir, Timber Rd, Arundel Ave, Southview Dr, Woodbridge Cir, Anna Lynn Ln, Beverly Ln, Fulwell Ct | $222,500 | $180,000 | $200,000-$250,000 | $540,500 | $490,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $740 |
| Superior Protection Discount | -$90 | $812 |
| Fire & Security Discount | -$81 | $821 |
| Hail Resistant Roof Discount | -$18 | $884 |
| Newly Constructed Home Discount | -$253 | $650 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Horsham, PA | $2,500 | $891 | $3,391 | $648 | $3,148 | $244 |
| Richland, PA | $200 | $709 | $909 | $515 | $715 | $194 |
| Echelon, NJ | $2,500 | $708 | $3,208 | $514 | $3,014 | $193 |
| Pennsbury, PA | $400 | $1,859 | $2,259 | $1,351 | $1,751 | $508 |
| Forks, PA | $2,000 | $754 | $2,754 | $548 | $2,548 | $206 |
| Franklin, NJ | $300 | $1,008 | $1,308 | $733 | $1,033 | $275 |
| Elsmere, DE | $1,500 | $578 | $2,078 | $420 | $1,920 | $158 |
| Brecknock, PA | $300 | $680 | $980 | $494 | $794 | $186 |
| Sayreville, NJ | $700 | $973 | $1,673 | $707 | $1,407 | $266 |
| Home Insurance Company Horsham, PA | Homeowners Insurance Agency Horsham, PA | Address | Popularity Score | Distance from Horsham (miles) |
|---|---|---|---|---|
| Travelers | Oneil Insurance Agency Inc | 507 Germantown Pike Ste 202, Lafayette Hill, PA, 19444 | 9.0 | |
| Allstate | Marty Graff | 140 Yorktown Plz, Elkins Park, PA, 19027 | 8.6 | |
| State Farm | Steve Antczak | 860 E Welsh Rd, Maple Glen, PA, 19002-2931 | 1.7 | |
| Allstate | David Fernandez | 7009 Bristol Pike, Levittown, PA, 19057 | 18.2 | |
| Allstate | Leslie Intrieri | 394 Doylestown Rd, Montgomeryville, PA, 18936 | 3.6 | |
| State Farm | Jeff Boyer | 2 E Butler Ave, Ambler, PA, 19002-4514 | 4.4 | |
| State Farm | Mary Dicredico | 282 W State Street, Doylestown, PA, 18901 | 7.6 | |
| Liberty Mutual Independent | The Rigg Darlington Group | 1436 Penn Ave, Wyomissing, PA, 19610 | 43.5 | |
| Travelers | In Kase Insurance Agency | 525 St Rd 1st Fl, Southampton, PA, 18966 | 6.5 | |
| State Farm | Rich Antczak | 93 York Rd Ste 7, Jenkintown, PA, 19046-3925 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Montgomery County, PA | $299,300 | $960 | $650 | $1,330 | $680 |
| Horsham, PA | $327,200 | $902 | $640 | $1,250 | $610 |
| Richland, PA | $229,800 | $717 | $510 | $1,000 | $490 |
| Echelon, NJ | $198,400 | $717 | $510 | $1,020 | $510 |
| Pennsbury, PA | $531,100 | $1,882 | $1,340 | $2,670 | $1,330 |
| Forks, PA | $258,300 | $764 | $560 | $1,060 | $500 |
| Franklin, NJ | $328,500 | $1,020 | $720 | $1,410 | $690 |
| Elsmere, DE | $168,400 | $585 | $460 | $780 | $320 |
| Brecknock, PA | $211,000 | $688 | $470 | $970 | $500 |
| Sayreville, NJ | $293,200 | $985 | $680 | $1,410 | $730 |