How Can I Make My Sparks, NV Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Sparks, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Sparks, NV Home Insurance Coverage Levels | Back to Top
| Sparks, NV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Middlefork Pl, Village Meadows Dr, Eaglenest Rd, Cola Ct, Holcomb Ave, Windermere Way, Halo Dr, Rancho Via Dr, Morrill Ave, S R 445 | $188,000 | $170,000 | $175,000-$200,000 | $111,500 | $100,000 | $100,000-$125,000 |
| Shone Dr, Horizon Ridge Rd, Almonte Ct, Lepus Dr, Supreme Ct, Torobie Cir, Inyo Way, Oetting Ln, Kiskadee Dr, Point View Way | $153,000 | $140,000 | $150,000-$175,000 | $121,500 | $110,000 | $100,000-$125,000 |
| Snider Way, Matterhorn, 2nd St, Rizzo Dr, Cordoba Blvd, Sierra Dust Ct, View Pt, Bertie Ln, Deep Creek Dr, Canyon Rim Ct | $221,000 | $190,000 | $200,000-$250,000 | $116,500 | $100,000 | $125,000-$150,000 |
| Kings Peak Cir, E 7th St, Driftwood Dr, Count Fleet Ct, Tyler Way, Hackney Dr, Shriver Blvd, Olsen Way, Cathedral Peak Dr, Crystal Ln | $126,500 | $110,000 | $125,000-$150,000 | $81,500 | $70,000 | $50,000-$75,000 |
| Glendale Ave, Cokenee Ct, Desert Mountain Dr, Mount McKinley Dr, Freeman Way, Gwen Way, Jaquenetta Dr, 20th St, Cintoia Dr, Mystery Dr | $330,000 | $290,000 | $300,000-$350,000 | $165,500 | $140,000 | $125,000-$150,000 |
| Astronomer Way, Kitty Green Ln, Jocelyn Ln, Manchester Way, la Cresta Ct, Piedmont Pl, Stags Leap Cir, Chantry Flats Rd, Arsac Ln, Pine Meadows Dr | $321,000 | $300,000 | $350,000-$400,000 | $241,000 | $220,000 | $200,000-$250,000 |
| Clearsky Rd, Gault Way, Pala Mesa Dr, Stanford Way, Gays Way, Belgian Way, San Remo Ct, Albazano Dr, Silver Horse Rd, Fantasy Ln | $207,000 | $170,000 | $175,000-$200,000 | $234,500 | $190,000 | $200,000-$250,000 |
| Bristlebranch Dr, Sportoletti Dr, Santa Rosa Ct, Bella Oaks Ct, Wright Way, Lorenzo Ln, Victorian Ave, Capurro Way, Pequop St, Mac Rd | $202,500 | $180,000 | $200,000-$250,000 | $165,500 | $140,000 | $175,000-$200,000 |
| Panama Ct, N Lake St, Wainscott Dr, Big Bang Ct, el Cid, Rockwood Dr, Sheena Ct, Desperado Ct, Solar Ct, N Center St | $212,000 | $200,000 | $175,000-$200,000 | $252,500 | $220,000 | $200,000-$250,000 |
| Equation Dr, Long Horn Ln, White Oak Ln, Buffalo Way, Panzano Ct, Franklin Way, Rama Ct, Decade Cir, Solstice Dr, Granada Dr | $256,000 | $210,000 | $250,000-$300,000 | $152,500 | $130,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Sparks, NV | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $543 |
| Superior Protection Discount | -$59 | $595 |
| Fire & Security Discount | -$46 | $608 |
| Hail Resistant Roof Discount | -$13 | $641 |
| Newly Constructed Home Discount | -$190 | $464 |
Choose the Right Deductible for your Sparks, NV Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washoe County | $700 | $675 | $1,375 | $490 | $1,190 | $184 |
| Sparks, NV | $700 | $646 | $1,346 | $469 | $1,169 | $177 |
| Warm Springs-Truckee Canyon, NV | $200 | $738 | $938 | $536 | $736 | $202 |
| North Valleys, NV | $2,500 | $571 | $3,071 | $415 | $2,915 | $156 |
| Virginia City, NV | $400 | $716 | $1,116 | $521 | $921 | $196 |
| Doyle, CA | $2,500 | $587 | $3,087 | $426 | $2,926 | $160 |
| Beckwourth, CA | $100 | $763 | $863 | $554 | $654 | $208 |
| Pine Nut, NV | $1,000 | $1,561 | $2,561 | $1,134 | $2,134 | $427 |
| Gardnerville-Minden, NV | $200 | $736 | $936 | $535 | $735 | $201 |
Identify Top Home Insurance Agents near Sparks, NV | Back to Top
| Home Insurance Company Sparks, NV | Homeowners Insurance Agency Sparks, NV | Address | Popularity Score | Distance from Sparks (miles) |
|---|---|---|---|---|
| State Farm | Tim Leuenhagen | 720 Robb Dr Ste 101, Reno, NV, 89523-3733 | 9.9 | |
| Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, Reno, NV, 89521 | 8.9 | |
| Farmers | Aihla Jalandoni-Sigua | 4741 Caughlin Pkwy Ste 1, Reno, NV, 89519 | 9.9 | |
| State Farm | Christina Kantrud | 1665 Lakeside Dr, Reno, NV, 89509-3465 | 6.9 | |
| Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, Reno, NV, 89521 | 8.9 | |
| Travelers | Altus Insurance Group | 730 Sandhill Rd Ste 250, Reno, NV, 89521 | 9.0 | |
| Allstate | L Gene Gardella | 575 Forest St Ste 208, Reno, NV, 89509 | 6.6 | |
| State Farm | Eric Delgadillo | 2450 Vassar St Ste 1, Reno, NV, 89502-3249 | 5.5 | |
| State Farm | Tim Rosene | 720 Robb Drive, Reno, NV, 89523-3733 | 9.9 | |
| Farmers | Hortencia Mckinnon | 708 N Center St Ste 105, Reno, NV, 89501 | 6.2 |
Compare Rates for Sparks, NV Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $460 | $880 | $420 |
| Washoe County, NV | $268,100 | $683 | $480 | $980 | $500 |
| Sparks, NV | $244,000 | $654 | $440 | $910 | $470 |
| Warm Springs-Truckee Canyon, NV | $297,500 | $747 | $540 | $1,040 | $500 |
| North Valleys, NV | $199,300 | $578 | $390 | $820 | $430 |
| Virginia City, NV | $283,100 | $725 | $520 | $1,030 | $510 |
| Doyle, CA | $156,400 | $594 | $440 | $810 | $370 |
| Beckwourth, CA | $282,700 | $772 | $570 | $1,050 | $480 |
| Pine Nut, NV | $577,000 | $1,580 | $1,150 | $2,180 | $1,030 |
| Gardnerville-Minden, NV | $296,000 | $745 | $540 | $1,050 | $510 |
Research Home Insurance Companies Reviews in Sparks, NV Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 22, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Nothing but great. Always answers my questions. They keep lowering my rates every year. Would always use them
Date: August 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Overall I've been somewhat satisfied with our home insurance company as they are responsive to questions, even on Twitter. Generally their customer service reps are helpful and can resolve issues in one call.
Allstate Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I rather enjoy our insurance company. I'd rate them a 5 because they're so easy to work with. They're always there when I have a question and the employees always seem well informed.
Farmer's Insurance Home Insurance Reviews
Date: January 04, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Farmer's Insurance is very comparable to the other insurance companies. The premium is very low and the coverage good. I have not had to use a claim so I can speak with how they handle things yet.