Gavop shows you how to buy homeowners insurance in Mount Hope, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $119,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $231,000 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $282,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $566,500 | $540,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $707 |
| Home and Two Car | -$131 | $638 |
| Home and Three Car | -$192 | $576 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,500 | $952 | $3,452 | $692 | $3,192 | $260 |
| Mount Hope, NY | $1,500 | $759 | $2,259 | $552 | $2,052 | $208 |
| Shawangunk, NY | $100 | $794 | $894 | $577 | $677 | $217 |
| Shohola, PA | $2,500 | $777 | $3,277 | $564 | $3,064 | $212 |
| Woodbury, NY | $500 | $865 | $1,365 | $628 | $1,128 | $236 |
| West Haverstraw, NY | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Callicoon, NY | $200 | $679 | $879 | $493 | $693 | $185 |
| Marksboro, NJ | $700 | $892 | $1,592 | $648 | $1,348 | $244 |
| Briarcliff Manor, NY | $100 | $835 | $935 | $607 | $707 | $228 |
| Parsippany-Troy Hills, NJ | $2,500 | $963 | $3,463 | $700 | $3,200 | $263 |
| Prompton, PA | $400 | $752 | $1,152 | $546 | $946 | $205 |
| Penn Estates, PA | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| Home Insurance Company Mount Hope, NY | Homeowners Insurance Agency Mount Hope, NY | Address | Popularity Score | Distance from Mount Hope (miles) |
|---|---|---|---|---|
| State Farm | Vivian Lem | 590 Central Park Ave Ste 7, Scarsdale, NY, 10583-1566 | 48.6 | |
| Liberty Mutual Independent | Clg | 172 Main St, Nanuet, NY, 10954 | 36.8 | |
| Nationwide | Paul A. Morais | 156 Main Street, Chester, NY, 10918-0128 | 14.8 | |
| Allstate | Lori Buhagiar | 125 Dolson Ave, Middletown, NY, 10940 | 5.6 | |
| Allstate | Peter F. Deluca | 648 Tuckahoe Rd, Yonkers, NY, 10710 | 49.7 | |
| Liberty Mutual Independent | The Faley Corporation | 2116 Central Park Ave, Yonkers, NY, 10710 | 49.2 | |
| Travelers | Clifton Patrick | 119 Brookside Ave, Chester, NY, 10918 | 14.2 | |
| State Farm | Bill Singleton | 383 Ashford Ave, Dobbs Ferry, NY, 10522-2625 | 46.7 | |
| State Farm | John Ciorra | 5923 Riverdale Ave, Bronx, NY, 10471-1602 | 49.9 | |
| State Farm | Glenn Gleeson | 15 Dolson Ave, Middletown, NY, 10940-6423 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,640 | $800 |
| Orange County, NY | $260,300 | $964 | $650 | $1,380 | $730 |
| Mount Hope, NY | $240,000 | $769 | $510 | $1,100 | $590 |
| Shawangunk, NY | $249,800 | $804 | $580 | $1,150 | $570 |
| Shohola, PA | $193,000 | $786 | $560 | $1,090 | $530 |
| Woodbury, NY | $305,500 | $875 | $590 | $1,220 | $630 |
| West Haverstraw, NY | $265,600 | $864 | $620 | $1,190 | $570 |
| Callicoon, NY | $170,600 | $687 | $460 | $980 | $520 |
| Marksboro, NJ | $225,000 | $903 | $650 | $1,270 | $620 |
| Briarcliff Manor, NY | $686,200 | $845 | $600 | $1,210 | $610 |
| Parsippany-Troy Hills, NJ | $421,800 | $975 | $710 | $1,350 | $640 |
| Prompton, PA | $179,200 | $761 | $520 | $1,080 | $560 |
| Penn Estates, PA | $158,900 | $723 | $510 | $1,030 | $520 |