Gavop tells you how to get the best homeowners insurance in Springfield, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Springfield, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rachesky Ave, Lafayette Rd, Hillsboro Ave, Brooke Ct, 23rd Plz, N Kirkwell Ave, Claudia's Way, Bay Tree Rd, E Orlando Rd E, Cline Ln | $201,000 | $190,000 | $200,000-$250,000 | $163,000 | $140,000 | $150,000-$175,000 |
| Headland Ave, Majette Tower Rd, Helen Ave, Laramie Cir, E 15th Ct, E 23rd St E, Poston Rd, E 6th Plz, Glory Rd, Betty Ln | $155,000 | $140,000 | $150,000-$175,000 | $112,000 | $100,000 | $125,000-$150,000 |
| Whitney Dr, Orinda St, E 18th St, Tate Dr, Shirley Dr, Pine St, Spring Ave, Blue Heron Rd, Debra Blvd, David Ave | $193,000 | $170,000 | $175,000-$200,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Bay Vista Rd, Bayou Ave, Russ Lake Dr, McGraw Ln, Azalea St, Amanda Cir, Mockingbird Dr, Swan Rd, Ormond Ave, Dairy Farm Rd | $222,000 | $200,000 | $250,000-$300,000 | $114,500 | $100,000 | $75,000-$100,000 |
| Marion Joyner Dr, Neahi Rd, State Hwy 729, Pinnacle Pines Rd, Debi Rd, John Pitts Rd, Holley Ln, la Mesa Ave, Alamo St, N Panama Ave | $189,500 | $160,000 | $175,000-$200,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $649 |
| Superior Protection Discount | -$79 | $713 |
| Fire & Security Discount | -$79 | $713 |
| Hail Resistant Roof Discount | -$24 | $768 |
| Newly Constructed Home Discount | -$198 | $594 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bay County | $2,500 | $1,355 | $3,855 | $985 | $3,485 | $370 |
| Springfield, FL | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Cedar Grove, FL | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Parker, FL | $1,000 | $1,257 | $2,257 | $913 | $1,913 | $343 |
| Panama City, FL | $300 | $1,274 | $1,574 | $926 | $1,226 | $348 |
| Vernon, FL | $2,000 | $905 | $2,905 | $657 | $2,657 | $247 |
| Blountstown, FL | $400 | $824 | $1,224 | $599 | $999 | $225 |
| Freeport, FL | $2,000 | $943 | $2,943 | $685 | $2,685 | $258 |
| Redbay, FL | $300 | $913 | $1,213 | $663 | $963 | $249 |
| Walton County, FL | $2,500 | $1,334 | $3,834 | $969 | $3,469 | $365 |
| Cypress, FL | $100 | $819 | $919 | $595 | $695 | $224 |
| Home Insurance Company Springfield, FL | Homeowners Insurance Agency Springfield, FL | Address | Popularity Score | Distance from Springfield (miles) |
|---|---|---|---|---|
| Allstate | Mark S. Mckinney | 3009 Highway 77 Ste M, Panama City, FL, 32405 | 3.1 | |
| Allstate | Pamela Johnson | 2555 Huntcliff Ln, Panama City, FL, 32405 | 3.5 | |
| Allstate | Nancy S Ramsey | 1501 Mulberry Ave Ste 2, Panama City, FL, 32405 | 3.2 | |
| Allstate | Joe Brown | 17206 Panama City Beach Pkwy, Panama City Beach, FL, 32413 | 17.2 | |
| Allstate | Jeffrey Robinson | 1229 Airport Rd, Panama City, FL, 32405 | 4.3 | |
| Travelers | Hollomon Insurance Agency | 111 W 23rd St, Panama City, FL, 32405 | 3.2 | |
| Allstate | Harry Denton Grizzle Ii | 2104 W 23rd St, Panama City, FL, 32405 | 5.0 | |
| State Farm | Michael Lovchuk | 3477 Highway 77 Unit A, Panama City, FL, 32405-4297 | 3.6 | |
| State Farm | Willie Pollard | 1317 N Tyndall Pkwy, Panama City, FL, 32404-3200 | 1.2 | |
| State Farm | Lori Pons | 429 S Tyndall Pkwy Ste A, Panama City, FL, 32404-6746 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Bay County, FL | $166,400 | $1,372 | $1,070 | $1,840 | $770 |
| Springfield, FL | $105,500 | $792 | $620 | $1,060 | $440 |
| Cedar Grove, FL | $82,900 | $960 | $750 | $1,290 | $540 |
| Parker, FL | $128,900 | $1,272 | $990 | $1,700 | $710 |
| Panama City, FL | $152,900 | $1,290 | $1,010 | $1,730 | $720 |
| Vernon, FL | $102,000 | $916 | $710 | $1,230 | $520 |
| Blountstown, FL | $87,700 | $834 | $650 | $1,120 | $470 |
| Freeport, FL | $189,200 | $955 | $740 | $1,280 | $540 |
| Redbay, FL | $77,600 | $924 | $720 | $1,240 | $520 |
| Walton County, FL | $203,100 | $1,350 | $1,050 | $1,810 | $760 |
| Cypress, FL | $86,800 | $829 | $650 | $1,110 | $460 |