Gavop's guide to buying homeowners insurance in Hubbard, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hubbard, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Moore St SE, Twp Hwy 488, Twp Hwy 1340, Dogwood Dr SE, Lewis Seifert Rd, Orchard Ave, Oriole Ave, Union, John White Rd, Jones St SE | $101,000 | $90,000 | $75,000-$100,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Richardson Dr, Lewis Seifert Rd, Viola Ave, W Water St, Gardner St SE, Meadowland Dr, Watson St, Homewood Ave SE, Cullinan Ave, Creed Ave | $119,500 | $100,000 | $100,000-$125,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Creed Ave, Twp Hwy 1083, Corll St, McKinley Rd, Johnny K Blvd, Price Shaffer Rd, Wick Campbell Rd, Wrenfield Dr, Fairchild Dr, Co Hwy 15 | $169,500 | $160,000 | $125,000-$150,000 | $118,500 | $110,000 | $100,000-$125,000 |
| Roseview Dr SE, 5th Ave, Homestead Rd, Henry St SE, Twp Hwy 871, Lansdowne Blvd, Dresden Dr SE, Twp Hwy 1310, School St SE, Coalburg S Rd | $80,500 | $70,000 | $75,000-$100,000 | $93,000 | $90,000 | $75,000-$100,000 |
| Maple Ridge Dr, Westview Ave SE, Twp Hwy 14, Oakcrest Dr, State Rte 616, Stoneybrook Dr, Knapp Ave, Juniper Dr SE, James St, Rosedale Ave SE | $134,000 | $110,000 | $100,000-$125,000 | $150,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $559 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$61 | $620 |
| Hail Resistant Roof Discount | -$20 | $661 |
| Newly Constructed Home Discount | -$157 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Trumbull County | $2,500 | $603 | $3,103 | $438 | $2,938 | $165 |
| Hubbard, OH | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Youngstown, OH | $400 | $785 | $1,185 | $570 | $970 | $214 |
| New Castle, PA | $2,500 | $717 | $3,217 | $521 | $3,021 | $196 |
| Craig Beach, OH | $300 | $592 | $892 | $430 | $730 | $162 |
| Alliance, OH | $1,500 | $680 | $2,180 | $494 | $1,994 | $186 |
| Glenmoor, OH | $300 | $561 | $861 | $408 | $708 | $153 |
| Shanor-Northvue, PA | $1,500 | $674 | $2,174 | $490 | $1,990 | $184 |
| Wellsville, OH | $500 | $452 | $952 | $328 | $828 | $123 |
| Pierpont, OH | $1,500 | $745 | $2,245 | $541 | $2,041 | $204 |
| Louisville, OH | $400 | $660 | $1,060 | $479 | $879 | $180 |
| Stow, OH | $1,000 | $746 | $1,746 | $542 | $1,542 | $204 |
| Home Insurance Company Hubbard, OH | Homeowners Insurance Agency Hubbard, OH | Address | Popularity Score | Distance from Hubbard (miles) |
|---|---|---|---|---|
| State Farm | Chelsea Sir Louis | 3396 Kent Rd, Stow, OH, 44224-4535 | 45.5 | |
| Liberty Mutual Independent | Althans Insurance Agency | 543 Washington St, Chagrin Falls, OH, 44022 | 45.5 | |
| Erie | Prism Insurance Llc | 704 E Midlothian Blvd Suite C, Youngstown, OH, 44502 | 8.3 | |
| State Farm | Alex Wakefield | 409 Applegrove St Nw, North Canton, OH, 44720-1617 | 48.0 | |
| Allstate | Robert Fusco | 4423 Mahoning Ave, Austintown, OH, 44515 | 9.8 | |
| Travelers | Huntington Insurance | 23 Federal Plz W, Youngstown, OH, 44503 | 6.4 | |
| Travelers | Huntington Insurance | 23 W Federal St, Youngstown, OH, 44503 | 6.4 | |
| Farmers | Laura Ford | 121 N Market St, Minerva, OH, 44657 | 41.3 | |
| State Farm | Bob Maynard | 3530 Belmont Avenue, Youngstown, OH, 44505-1400 | 5.3 | |
| Allstate | Richard W. Brown | 3925 Darrow Rd Ste 103, Stow, OH, 44224 | 45.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $1,010 | $490 |
| Trumbull County, OH | $101,600 | $610 | $420 | $850 | $430 |
| Hubbard, OH | $95,300 | $682 | $470 | $940 | $470 |
| Youngstown, OH | $43,500 | $794 | $580 | $1,140 | $560 |
| New Castle, PA | $62,000 | $726 | $520 | $1,030 | $510 |
| Craig Beach, OH | $91,400 | $599 | $410 | $850 | $440 |
| Alliance, OH | $80,600 | $688 | $460 | $970 | $510 |
| Glenmoor, OH | $81,100 | $568 | $390 | $780 | $390 |
| Shanor-Northvue, PA | $207,000 | $682 | $470 | $940 | $470 |
| Wellsville, OH | $49,800 | $457 | $330 | $650 | $320 |
| Pierpont, OH | $155,300 | $754 | $510 | $1,060 | $550 |
| Louisville, OH | $138,100 | $668 | $460 | $950 | $490 |
| Stow, OH | $167,700 | $755 | $540 | $1,060 | $520 |