Gavop shows you how to buy homeowners insurance in La Grange, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $223,500 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $352,000 | $280,000 | $300,000-$350,000 |
| 4 Bedroom | $328,500 | $290,000 | $250,000-$300,000 |
| 5 Bedroom | $700,000 | $610,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $699 |
| Superior Protection Discount | -$84 | $758 |
| Fire & Security Discount | -$84 | $758 |
| Hail Resistant Roof Discount | -$25 | $817 |
| Newly Constructed Home Discount | -$211 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dutchess County | $700 | $987 | $1,687 | $717 | $1,417 | $270 |
| La Grange, NY | $1,000 | $832 | $1,832 | $605 | $1,605 | $227 |
| Montgomery, NY | $300 | $728 | $1,028 | $529 | $829 | $199 |
| Shrub Oak, NY | $700 | $1,430 | $2,130 | $1,039 | $1,739 | $391 |
| Mechanicstown, NY | $100 | $649 | $749 | $472 | $572 | $177 |
| Thornwood, NY | $700 | $2,661 | $3,361 | $1,934 | $2,634 | $727 |
| Wesley Hills, NY | $200 | $840 | $1,040 | $610 | $810 | $229 |
| Mount Hope, NY | $2,000 | $759 | $2,759 | $552 | $2,552 | $208 |
| Kaser, NY | $100 | $827 | $927 | $601 | $701 | $226 |
| Grand View-on-Hudson, NY | $1,000 | $654 | $1,654 | $475 | $1,475 | $179 |
| Vernon Valley, NJ | $400 | $946 | $1,346 | $687 | $1,087 | $258 |
| Westwood, NJ | $1,500 | $1,019 | $2,519 | $741 | $2,241 | $279 |
| Home Insurance Company La Grange, NY | Homeowners Insurance Agency La Grange, NY | Address | Popularity Score | Distance from La Grange (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Masterson Insurance Agency Inc | 3107 Route 22, Patterson, NY, 12563 | 15.7 | |
| State Farm | Dina Bryan | 155 W Main St, Walden, NY, 12586-1620 | 22.4 | |
| Nationwide | Steven E Laubach | 501 Main St. Suite 1, New Paltz, NY, 12561-1628 | 14.0 | |
| Travelers | Grbm Inc | 2022 Rte 22, Brewster, NY, 10509 | 19.8 | |
| Travelers | Lhb Insurance Brokerage Inc | 176 N Main St Rte 45, Spring Valley, NY, 10977 | 41.0 | |
| Liberty Mutual Independent | Dechristopher Insurance Agency | 956 Washington St, Peekskill, NY, 10566 | 29.3 | |
| State Farm | Jari Santiago | 44 Raymond Ave, Poughkeepsie, NY, 12603-7603 | 5.5 | |
| State Farm | Pedriena Wheeler | 4 Spring Valley Market Pl, Spring Valley, NY, 10977-5200 | 41.8 | |
| State Farm | Phillip Williams | 65 Main Street Suite 101, Warwick, NY, 10990-1347 | 41.5 | |
| Nationwide | Jeanette Heredia-Wilkinson Agency | 2345 Route 52 Ste 1d, Hopewell Junction, NY, 12533 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,650 | $860 |
| Dutchess County, NY | $275,200 | $999 | $730 | $1,380 | $650 |
| La Grange, NY | $297,100 | $843 | $580 | $1,150 | $570 |
| Montgomery, NY | $230,500 | $737 | $540 | $1,020 | $480 |
| Shrub Oak, NY | $343,000 | $1,447 | $1,040 | $2,010 | $970 |
| Mechanicstown, NY | $204,100 | $657 | $450 | $930 | $480 |
| Thornwood, NY | $599,200 | $2,693 | $1,910 | $3,690 | $1,780 |
| Wesley Hills, NY | $567,600 | $850 | $620 | $1,180 | $560 |
| Mount Hope, NY | $240,000 | $769 | $560 | $1,090 | $530 |
| Kaser, NY | $812,500 | $837 | $600 | $1,150 | $550 |
| Grand View-on-Hudson, NY | $968,800 | $662 | $460 | $910 | $450 |
| Vernon Valley, NJ | $255,400 | $957 | $700 | $1,320 | $620 |
| Westwood, NJ | $441,000 | $1,032 | $710 | $1,450 | $740 |