How Can I Make My Cottleville, MO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Cottleville, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Cottleville, MO Home Insurance Coverage Levels | Back to Top
| Cottleville, MO - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hesters Way, Walnut Crest Ct, Chickasaw Pass, Walnut Creek Ct, St Charles St, Harmony Ridge Dr, Breeze Park Dr, Dressel Dr, Stonecroft Ct, Jacobs Station Rd | $353,500 | $330,000 | $300,000-$350,000 | $262,500 | $220,000 | $250,000-$300,000 |
| Mapleleaf Ct, Maudie Ln, Blue Wing Dr, Abby Michelle, Comanche Ct, Westchester Meadow Dr, Haversham Ct, Eastwind Dr, Weldon Dr, Schremmer Pl | $327,000 | $310,000 | $250,000-$300,000 | $256,000 | $210,000 | $250,000-$300,000 |
| Country Crossing Estates Dr, Mannington Dr, Audrey Ct, Windcastle Ct, Elm Shadow Ct, Renaissance Pl, Poplar Shade, Candlegate Ct, Halifax Bend Ct, Ajays Ct | $216,000 | $190,000 | $175,000-$200,000 | $237,500 | $220,000 | $250,000-$300,000 |
| Muirfield Hill Ct S, Oakshadow Ct, Breeze View Ln, Wrenwyck Place Ct, Ash Down Forest Ct, Crocknaraw Ln, Stafford Place Dr, Grinnell Ct, Madison Park Dr, St Peters Cottleville Rd | $470,000 | $410,000 | $500,000-$600,000 | $236,000 | $200,000 | $200,000-$250,000 |
| Walnut Knoll Ct, Napa Ln, Comanche Trce, Towers Rd, Summer Ridge Dr, Shady Trail Ct, Dugan Ct, Ridgeside Ct, Harmony View Dr, Vineyards Ct | $332,500 | $270,000 | $250,000-$300,000 | $193,000 | $180,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Cottleville, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $788 |
| Superior Protection Discount | -$84 | $853 |
| Fire & Security Discount | -$84 | $853 |
| Hail Resistant Roof Discount | -$28 | $910 |
| Newly Constructed Home Discount | -$234 | $703 |
Choose the Right Deductible for your Cottleville, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Charles County | $700 | $1,113 | $1,813 | $809 | $1,509 | $304 |
| Cottleville, MO | $2,000 | $927 | $2,927 | $673 | $2,673 | $253 |
| Zumbehl, MO | $100 | $855 | $955 | $621 | $721 | $234 |
| Westwood, MO | $1,500 | $537 | $2,037 | $390 | $1,890 | $147 |
| Glendale, MO | $500 | $935 | $1,435 | $679 | $1,179 | $255 |
| Rock Hill, MO | $2,000 | $1,146 | $3,146 | $833 | $2,833 | $313 |
| Vinita Terrace, MO | $200 | $926 | $1,126 | $673 | $873 | $253 |
| Parkdale, MO | $1,000 | $1,041 | $2,041 | $757 | $1,757 | $285 |
| Clark, MO | $300 | $807 | $1,107 | $587 | $887 | $221 |
| Centreville, IL | $2,000 | $804 | $2,804 | $584 | $2,584 | $220 |
| Holiday Shores, IL | $400 | $853 | $1,253 | $620 | $1,020 | $233 |
| De Soto, MO | $2,500 | $794 | $3,294 | $577 | $3,077 | $217 |
Identify Top Home Insurance Agents near Cottleville, MO | Back to Top
| Home Insurance Company Cottleville, MO | Homeowners Insurance Agency Cottleville, MO | Address | Popularity Score | Distance from Cottleville (miles) |
|---|---|---|---|---|
| Farmers | Julie Gillani | 700 Crown Industrial Ct Ste A, Chesterfield, MO, 63005 | 3.4 | |
| Farmers | Chris Yettke | 1425 Triad Center Dr, Saint Peters, MO, 63376 | 3.3 | |
| State Farm | Sandy Kessler | 17539 Chesterfield Airport Rd, Chesterfield, MO, 63005-1301 | 3.4 | |
| Travelers | Star Insurance Agency Inc | 8 The Pines Ct, St Louis, MO, 63141 | 7.6 | |
| State Farm | Tom Wootten | 5047 Hwy N, St. Charles, MO, 63304 | 2.0 | |
| State Farm | Jim Sortor | 1795 Clarkson Rd Ste 300, Chesterfield, MO, 63017-4975 | 6.2 | |
| State Farm | Matt Husband | 301 Saint Francois St, Florissant, MO, 63031-5042 | 17.0 | |
| State Farm | Paul Davis | 14370 Olive Blvd, Chesterfield, MO, 63017-2149 | 6.2 | |
| State Farm | Ron Edgar | 14 Clarkson Wilson Ctr, Chesterfield, MO, 63017-7274 | 6.7 | |
| State Farm | Earl Stinnett | 2642 Highway 109 Ste A, Wildwood, MO, 63040-1132 | 9.9 |
Compare Rates for Cottleville, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,490 | $700 |
| St. Charles County, MO | $198,500 | $1,126 | $810 | $1,590 | $780 |
| Cottleville, MO | $247,600 | $938 | $630 | $1,300 | $670 |
| Zumbehl, MO | $201,300 | $865 | $600 | $1,190 | $590 |
| Westwood, MO | $736,100 | $543 | $390 | $780 | $390 |
| Glendale, MO | $362,800 | $946 | $680 | $1,340 | $660 |
| Rock Hill, MO | $176,000 | $1,160 | $800 | $1,610 | $810 |
| Vinita Terrace, MO | $97,500 | $937 | $650 | $1,300 | $650 |
| Parkdale, MO | $134,600 | $1,054 | $770 | $1,470 | $700 |
| Clark, MO | $171,000 | $817 | $560 | $1,130 | $570 |
| Centreville, IL | $52,800 | $814 | $590 | $1,120 | $530 |
| Holiday Shores, IL | $187,100 | $863 | $580 | $1,230 | $650 |
| De Soto, MO | $103,300 | $804 | $550 | $1,100 | $550 |
Research Home Insurance Companies Reviews in Cottleville, MO Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
Well it is insurance and it's costly. We have gotten a deduction on our cars over the years and that have been great. Every extra penny helps.
Date: January 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium they offer is not offered by anyone since they have many things they offer for the clients
Date: December 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Definitely slightly more expensive, but you pay for the name and the security that comes with that. I have looked at other insurance companies, but I wouldn't switch.
Ashley Swegle Agency Home Insurance Reviews
Date: December 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I am really thankful and have received great service from my health care provider. I had a couple of surgeries this year and had a huge portion covered by insurance.
USAA Home Insurance Reviews
Date: October 29, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
Good customer service overall. Able to talk to an agent when needed. Little to no wait time when I call the call center.