Gavop's guide to buying homeowners insurance in Carlisle County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$151 | $537 |
| 30 year old | +$10 | $699 |
| 40 year old | +$18 | $706 |
| 50 year old | +$26 | $714 |
| Above 50 year old | +$33 | $721 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $626 |
| Home and Two Car | -$117 | $571 |
| Home and Three Car | -$158 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carlisle County | $1,000 | $680 | $1,680 | $494 | $1,494 | $186 |
| Carlisle County, KY | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Wickliffe, KY | $300 | $759 | $1,059 | $551 | $851 | $207 |
| Tywappity, MO | $300 | $695 | $995 | $505 | $805 | $190 |
| Sandywoods, MO | $500 | $728 | $1,228 | $529 | $1,029 | $199 |
| Miner, MO | $700 | $890 | $1,590 | $647 | $1,347 | $243 |
| Welch, MO | $100 | $887 | $987 | $645 | $745 | $242 |
| Allenville, MO | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Home Insurance Company Carlisle County, KY | Homeowners Insurance Agency Carlisle County, KY | Address | Popularity Score | Distance from Carlisle County (miles) |
|---|---|---|---|---|
| State Farm | Chad Cochran | 1712 State Route 121 N Ste A, Murray, KY, 42071-8864 | 38.5 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 34.7 | |
| State Farm | Larry Krouse | 1100 Main St, Benton, KY, 42025-1450 | 34.6 | |
| Allstate | Gary Eckelkamp | 325 N 4th St, Paducah, KY, 42001 | 26.2 | |
| State Farm | Sherri Morrill | 1207 Lone Oak Rd, Paducah, KY, 42003-5093 | 22.9 | |
| State Farm | Tim Britt | 207 Commercial Ave, Fulton, KY, 42041-1528 | 25.0 | |
| State Farm | Don Nowlin | 324 S 6th St, Mayfield, KY, 42066-2310 | 20.6 | |
| State Farm | Adam Ford | 2601 Jackson St, Paducah, KY, 42003-3853 | 24.3 | |
| State Farm | Susan Waldon-Denton | 831 Jefferson St, Paducah, KY, 42001-6819 | 25.8 | |
| State Farm | Phillip Azar | 916 Broadway St, Paducah, KY, 42001-6810 | 25.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,250 | $600 |
| Carlisle County, KY | $89,200 | $688 | $490 | $980 | $490 |
| Carlisle County, KY | $89,200 | $688 | $460 | $960 | $500 |
| Wickliffe, KY | $95,700 | $768 | $550 | $1,060 | $510 |
| Tywappity, MO | $71,400 | $703 | $510 | $1,010 | $500 |
| Sandywoods, MO | $49,300 | $737 | $540 | $1,040 | $500 |
| Miner, MO | $87,700 | $901 | $640 | $1,280 | $640 |
| Welch, MO | $86,900 | $898 | $610 | $1,230 | $620 |
| Allenville, MO | $26,700 | $620 | $430 | $850 | $420 |