Gavop shows you how to buy homeowners insurance in Centerport, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $154,000 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $537,500 | $460,000 | $400,000-$500,000 |
| 3 Bedroom | $673,500 | $550,000 | $600,000-$700,000 |
| 4 Bedroom | $715,500 | $630,000 | $600,000-$700,000 |
| 5 Bedroom | $637,000 | $520,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $714 |
| Superior Protection Discount | -$85 | $765 |
| Fire & Security Discount | -$76 | $773 |
| Hail Resistant Roof Discount | -$17 | $833 |
| Newly Constructed Home Discount | -$178 | $671 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,054 |
| Home Insurance Company Centerport, NY | Homeowners Insurance Agency Centerport, NY | Address | Popularity Score | Distance from Centerport (miles) |
|---|---|---|---|---|
| Travelers | Prime Coverage Corp | 1 Huntington Quad Ste 1n11, Melville, NY, 11747 | 7.7 | |
| Allstate | David Tuohy Jr. | 233 E Main St, Huntington, NY, 11743 | 1.7 | |
| Travelers | Alpha Omega Coverage Corp | 1253 Richmond Ave, Staten Island, NY, 10314 | 45.5 | |
| Allstate | Darren Set | 738 Franklin Ave, Franklin Square, NY, 11010 | 22.0 | |
| State Farm | Sandra Simpson | 1268 Wantagh Ave, Wantagh, NY, 11793-2215 | 16.1 | |
| Liberty Mutual Independent | Robert C Bill Associates Inc | 150 Broadhollow Rd Ste 307, Melville, NY, 11747 | 8.1 | |
| Travelers | Anchor Brokerage Co Inc | 8232 18th Ave, Brooklyn, NY, 11214 | 38.6 | |
| Nationwide | Fran M. Wolfson | 475 Tuckahoe Rd Ste 205, Yonkers, NY, 10710-5716 | 25.8 | |
| Allstate | Glenn Pendola | 785 Walt Whitman Rd, Melville, NY, 11747 | 7.1 | |
| Allstate | Nidhi Mohan | 2022 Hillside Ave, New Hyde Park, NY, 11040 | 19.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,620 | $820 |
| Suffolk County, NY | $379,400 | $1,509 | $1,010 | $2,140 | $1,130 |
| Centerport, NY | $595,600 | $850 | $620 | $1,200 | $580 |
| Rye, NY | $558,900 | $1,126 | $780 | $1,610 | $830 |
| North Hills, NY | $979,500 | $847 | $610 | $1,180 | $570 |
| Babylon, NY | $343,700 | $1,306 | $890 | $1,800 | $910 |
| Kensington, NY | $1,237,700 | $1,106 | $750 | $1,540 | $790 |
| Brookhaven, NY | $332,200 | $983 | $700 | $1,400 | $700 |
| Island Park, NY | $370,900 | $1,622 | $1,170 | $2,250 | $1,080 |
| Bergenfield, NJ | $344,500 | $806 | $580 | $1,110 | $530 |
| Flanders, NY | $291,400 | $1,156 | $820 | $1,610 | $790 |
| Hamden, CT | $225,700 | $1,051 | $770 | $1,450 | $680 |
| Totowa, NJ | $370,200 | $853 | $610 | $1,180 | $570 |