Gavop tells you how to get the best homeowners insurance in Rhinebeck, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $128,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $277,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $305,500 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $477,500 | $450,000 | $400,000-$500,000 |
| 5 Bedroom | $622,500 | $500,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $778 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$85 | $864 |
| Hail Resistant Roof Discount | -$19 | $930 |
| Newly Constructed Home Discount | -$256 | $693 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,537 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,553 |
| Home Insurance Company Rhinebeck, NY | Homeowners Insurance Agency Rhinebeck, NY | Address | Popularity Score | Distance from Rhinebeck (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Marshall & Sterling | 110 Main St, Poughkeepsie, NY, 12601 | 15.4 | |
| Allstate | Roger Dwyer | 357 Windsor Hwy, New Windsor, NY, 12553 | 33.1 | |
| Travelers | Forbes Agency Inc | 135 Bedford Rd, Katonah, NY, 10536 | 48.0 | |
| Liberty Mutual Independent | Dechristopher Insurance Agency | 956 Washington St, Peekskill, NY, 10566 | 45.2 | |
| Liberty Mutual Independent | Ryan & Ryan Insurance Brokers | 400 Stockade Drive, Kingston, NY, 12401 | 6.2 | |
| Erie | Gerelli Insurance Agency Inc. | 23 Lady Blue Devils Lane, Cold Spring, NY, 10516 | 31.1 | |
| Allstate | Victor Varela | 280 N Bedford Rd Ste 103, Mount Kisco, NY, 10549 | 49.8 | |
| Travelers | Forbes Agency Inc | 135 Bedford Road, Katonah, NY, 10536 | 48.0 | |
| Allstate | Philip Eifert | 200 Katonah Ave, Katonah, NY, 10536 | 47.6 | |
| Travelers | The Niles Agency | 41 Katonah Ave, Katonah, NY, 10536 | 47.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,660 | $820 |
| Dutchess County, NY | $275,200 | $999 | $690 | $1,390 | $700 |
| Rhinebeck, NY | $377,400 | $949 | $670 | $1,360 | $690 |
| Dutchess County, NY | $275,200 | $999 | $670 | $1,430 | $760 |
| Poughkeepsie, NY | $241,900 | $886 | $650 | $1,260 | $610 |
| Titusville, NY | $237,600 | $905 | $660 | $1,260 | $600 |
| Shandaken, NY | $203,300 | $780 | $530 | $1,080 | $550 |
| Hillsdale, NY | $283,900 | $1,117 | $770 | $1,550 | $780 |
| Pawling, NY | $297,300 | $844 | $600 | $1,160 | $560 |
| Windham, NY | $217,400 | $828 | $550 | $1,180 | $630 |
| Bantam, CT | $219,200 | $1,111 | $810 | $1,590 | $780 |
| Fort Montgomery, NY | $273,500 | $1,066 | $770 | $1,460 | $690 |
| East Nassau, NY | $180,700 | $713 | $480 | $980 | $500 |