Gavop's guide to buying homeowners insurance in Canton, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $105,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $103,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $187,500 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $307,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $835 |
| Superior Protection Discount | -$91 | $916 |
| Fire & Security Discount | -$81 | $926 |
| Hail Resistant Roof Discount | -$20 | $986 |
| Newly Constructed Home Discount | -$242 | $765 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Van Zandt County | $700 | $1,399 | $2,099 | $1,016 | $1,716 | $382 |
| Canton, TX | $1,000 | $994 | $1,994 | $723 | $1,723 | $272 |
| Kemp, TX | $500 | $1,305 | $1,805 | $948 | $1,448 | $357 |
| Emory, TX | $1,500 | $998 | $2,498 | $725 | $2,225 | $273 |
| Tool, TX | $100 | $1,483 | $1,583 | $1,078 | $1,178 | $405 |
| Mineola, TX | $1,500 | $1,003 | $2,503 | $729 | $2,229 | $274 |
| Sulphur Springs, TX | $1,000 | $1,044 | $2,044 | $759 | $1,759 | $285 |
| Hopkins County, TX | $300 | $1,339 | $1,639 | $973 | $1,273 | $366 |
| Montalba-Tennessee Colony, TX | $700 | $1,020 | $1,720 | $741 | $1,441 | $279 |
| Rowlett, TX | $500 | $1,353 | $1,853 | $983 | $1,483 | $370 |
| Hutchins, TX | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| Home Insurance Company Canton, TX | Homeowners Insurance Agency Canton, TX | Address | Popularity Score | Distance from Canton (miles) |
|---|---|---|---|---|
| State Farm | Brian Llewellyn | 6537 Horizon Rd Ste A, Rockwall, TX, 75032-7702 | 39.4 | |
| State Farm | Graylan Dabney | 309 Fm 148 Ste B, Terrell, TX, 75160-9573 | 27.8 | |
| Travelers | Wigant & Associates | 5706 Antioch Dr, Rowlett, TX, 75089 | 48.2 | |
| Travelers | Wylie Insurance Agency | 201 Calloway St, Wylie, TX, 75098 | 49.9 | |
| Travelers | Davis-Dyer-Max Inc | 3200 Broadway Blvd Ste 400, Garland, TX, 75043 | 48.7 | |
| Allstate | Vincent Greene | 1331 Us Highway 80 E Ste 200, Mesquite, TX, 75150 | 46.2 | |
| Travelers | Malakoff Insurance | 102 S Terry Street, Malakoff, TX, 75148 | 27.4 | |
| State Farm | Adam Leggett | 600 E Brown St, Wylie, TX, 75098-3717 | 49.7 | |
| Allstate | Sharie Withers | 510 S Broadway Ave, Tyler, TX, 75702 | 36.6 | |
| Allstate | Justin Slocum | 811 E Yellowjacket Ln Ste 117, Rockwall, TX, 75087 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Van Zandt County, TX | $112,600 | $1,416 | $930 | $2,180 | $1,250 |
| Canton, TX | $121,400 | $1,007 | $660 | $1,550 | $890 |
| Kemp, TX | $62,800 | $1,321 | $870 | $2,030 | $1,160 |
| Emory, TX | $123,100 | $1,010 | $670 | $1,560 | $890 |
| Tool, TX | $96,000 | $1,501 | $990 | $2,310 | $1,320 |
| Mineola, TX | $125,000 | $1,015 | $670 | $1,560 | $890 |
| Sulphur Springs, TX | $92,900 | $1,057 | $700 | $1,630 | $930 |
| Hopkins County, TX | $97,200 | $1,355 | $890 | $2,090 | $1,200 |
| Montalba-Tennessee Colony, TX | $86,100 | $1,032 | $680 | $1,590 | $910 |
| Rowlett, TX | $181,500 | $1,369 | $900 | $2,110 | $1,210 |
| Hutchins, TX | $79,000 | $1,006 | $660 | $1,550 | $890 |