Gavop shows you how to buy homeowners insurance in Oakfield, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oakfield, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Montcalm Rd NE, Wabasis Lake Dr, Macclain Meadows NE, McMahon Dr, Lessiter Rd NE, Lappley Ave NE, Macclain Ct Pvt, Pine Cone Ct NE, Heintzelman Rd, Wild Pond Dr NE | $128,000 | $110,000 | $100,000-$125,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Keiber Rd NE, Meadowoak Dr, Tully Ave NE, Scranton Ave NE, White Swan Dr NE, Puma Trl NE, Podunk Rd NE, Stacey St NE, White Swan Dr, Macclain NE | $131,500 | $120,000 | $150,000-$175,000 | $118,500 | $110,000 | $125,000-$150,000 |
| Beardslee St NE, Sandy Oak Trl, Wabasis Shore Dr, Montcalm Rd, Stultz St NE, Scenic Ridge, Macomber Dr NE, Stacey Ct NE, Simpson Rd, Sassafras Ct NE | $129,500 | $120,000 | $100,000-$125,000 | $122,000 | $110,000 | $100,000-$125,000 |
| Sassafras Rd NE, Morgan Mills Ave, Macclain St NE, Maggie Ct, Lincoln Lake Ct NE, Crawford Lake Trl NE, Hayseed Dr, Harvard Ave NE, Blue Spruce Dr NE, Sandy Cove Dr NE | $158,500 | $140,000 | $150,000-$175,000 | $163,000 | $130,000 | $175,000-$200,000 |
| Brown Lake Dr NE, Lindy Dr, Ashley Ave, Wildcat Run Ct NE, Connelly Ave NE, Wildwood Trl NE, Podunk Ave, Simpson W, 15 Mile Rd NE, Heintzelman Ave NE | $144,000 | $120,000 | $100,000-$125,000 | $145,000 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $629 |
| Home and Two Car | -$116 | $568 |
| Home and Three Car | -$157 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $1,500 | $765 | $2,265 | $556 | $2,056 | $209 |
| Oakfield, MI | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Stanton, MI | $300 | $680 | $980 | $494 | $794 | $186 |
| Casnovia, MI | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| Millbrook, MI | $200 | $710 | $910 | $516 | $716 | $194 |
| Thornapple, MI | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| Wheatland, MI | $500 | $712 | $1,212 | $518 | $1,018 | $195 |
| Seville, MI | $2,000 | $694 | $2,694 | $504 | $2,504 | $190 |
| Martiny, MI | $200 | $688 | $888 | $500 | $700 | $188 |
| Cedar Creek, MI | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| Dowling, MI | $300 | $747 | $1,047 | $543 | $843 | $204 |
| Carmel, MI | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Home Insurance Company Oakfield, MI | Homeowners Insurance Agency Oakfield, MI | Address | Popularity Score | Distance from Oakfield (miles) |
|---|---|---|---|---|
| Nationwide | Dalessandro Agency Inc | 1500 44th St Se, Kentwood, MI, 49508-5013 | 23.5 | |
| Farmers | Scott Jost | 3340 Prospect St, Hudsonville, MI, 49426 | 32.5 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne, Grand Rapids, MI, 49525 | 15.4 | |
| State Farm | Cody Ruple | 1235 Fuller Ave Ne, Grand Rapids, MI, 49505-5532 | 18.5 | |
| Liberty Mutual Independent | Van Wyk Risk Solutions | 2237 Wealthy St Se Ste 200, Grand Rapids, MI, 49506 | 19.4 | |
| Allstate | Clear Choice Agency | 1035 Spaulding Ave Se, Grand Rapids, MI, 49546 | 17.6 | |
| State Farm | Greg Lemanski | 3323 W Saginaw St, Lansing, MI, 48917-2312 | 49.0 | |
| State Farm | Marsha Veenstra | 4807 Cascade Rd Se Ste 2, Grand Rapids, MI, 49546-8414 | 17.8 | |
| Liberty Mutual Independent | Collins & Associates | 5075 Cascade Rd Se, Grand Rapids, MI, 49546 | 17.7 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne , Grand Rapids, MI, 49525 | 15.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,110 | $590 |
| Kent County, MI | $153,500 | $774 | $570 | $1,060 | $490 |
| Oakfield, MI | $165,400 | $684 | $460 | $940 | $480 |
| Stanton, MI | $81,300 | $688 | $500 | $970 | $470 |
| Casnovia, MI | $119,500 | $751 | $550 | $1,070 | $520 |
| Millbrook, MI | $99,200 | $719 | $520 | $1,030 | $510 |
| Thornapple, MI | $154,700 | $672 | $460 | $920 | $460 |
| Wheatland, MI | $100,300 | $721 | $530 | $990 | $460 |
| Seville, MI | $89,100 | $702 | $500 | $970 | $470 |
| Martiny, MI | $85,400 | $696 | $470 | $990 | $520 |
| Cedar Creek, MI | $107,600 | $733 | $510 | $1,040 | $530 |
| Dowling, MI | $123,000 | $756 | $550 | $1,040 | $490 |
| Carmel, MI | $159,800 | $807 | $580 | $1,150 | $570 |