Gavop shows you how to buy homeowners insurance in Parmer County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $110,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $162,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $236,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $868 |
| Superior Protection Discount | -$103 | $930 |
| Fire & Security Discount | -$83 | $950 |
| Hail Resistant Roof Discount | -$21 | $1,012 |
| Newly Constructed Home Discount | -$217 | $816 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Parmer County | $2,000 | $1,021 | $3,021 | $742 | $2,742 | $279 |
| Parmer County, TX | $1,500 | $1,021 | $2,521 | $742 | $2,242 | $279 |
| Bovina, TX | $100 | $1,350 | $1,450 | $981 | $1,081 | $369 |
| Farwell-Bovina, TX | $700 | $1,546 | $2,246 | $1,124 | $1,824 | $423 |
| Farwell, TX | $200 | $1,518 | $1,718 | $1,103 | $1,303 | $415 |
| Muleshoe, TX | $700 | $953 | $1,653 | $692 | $1,392 | $260 |
| Clovis, NM | $500 | $775 | $1,275 | $563 | $1,063 | $212 |
| Sudan, TX | $2,000 | $1,259 | $3,259 | $915 | $2,915 | $344 |
| Grady, NM | $500 | $719 | $1,219 | $523 | $1,023 | $197 |
| South Sand Hills, TX | $700 | $1,275 | $1,975 | $926 | $1,626 | $348 |
| Lamb County, TX | $200 | $928 | $1,128 | $674 | $874 | $254 |
| Home Insurance Company Parmer County, TX | Homeowners Insurance Agency Parmer County, TX | Address | Popularity Score | Distance from Parmer County (miles) |
|---|---|---|---|---|
| State Farm | Shavon Sisson | 615 S 25 Mile Ave, Hereford, TX, 79045-5005 | 29.2 | |
| Travelers | Mayo Agency Inc | 718 Main St, Olton, TX, 79064 | 44.3 | |
| State Farm | Jeff Torbert | 801 Main St, Hereford, TX, 79045-5263 | 29.5 | |
| State Farm | Russel Birdwell | 116 E Jones St, Dimmitt, TX, 79027-2634 | 27.0 | |
| Farmers | Cody Chandler | 240 Main St, Hereford, TX, 79045 | 29.4 | |
| Farmers | Julie De Bruin | 1602 W American Blvd, Muleshoe, TX, 79347 | 20.6 | |
| State Farm | Mark Morton | 113 W Avenue D, Muleshoe, TX, 79347-3642 | 21.5 | |
| State Farm | Jan Mccrary | 324 Phelps Ave, Littlefield, TX, 79339-3430 | 49.4 | |
| Allstate | Hays Insurance | 304 W Bedford St, Dimmitt, TX, 79027 | 26.8 | |
| Travelers | Mayo Agency Inc | 718 Main Ave, Olton, TX, 79064 | 44.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Parmer County, TX | $86,200 | $1,033 | $680 | $1,590 | $910 |
| Parmer County, TX | $86,200 | $1,033 | $680 | $1,590 | $910 |
| Bovina, TX | $70,200 | $1,366 | $900 | $2,100 | $1,200 |
| Farwell-Bovina, TX | $110,600 | $1,565 | $1,030 | $2,410 | $1,380 |
| Farwell, TX | $103,700 | $1,536 | $1,010 | $2,370 | $1,360 |
| Muleshoe, TX | $68,500 | $964 | $640 | $1,480 | $840 |
| Clovis, NM | $132,800 | $785 | $570 | $1,120 | $550 |
| Sudan, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |
| Grady, NM | $96,700 | $728 | $520 | $1,010 | $490 |
| South Sand Hills, TX | $57,900 | $1,290 | $850 | $1,990 | $1,140 |
| Lamb County, TX | $62,700 | $939 | $620 | $1,450 | $830 |