Gavop shows you how to buy homeowners insurance in Jefferson County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $109,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $174,000 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $235,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $681 |
| Superior Protection Discount | -$72 | $729 |
| Fire & Security Discount | -$80 | $721 |
| Hail Resistant Roof Discount | -$24 | $777 |
| Newly Constructed Home Discount | -$192 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,500 | $792 | $3,292 | $575 | $3,075 | $216 |
| Jefferson County, OH | $2,500 | $792 | $3,292 | $575 | $3,075 | $216 |
| Short Creek, OH | $100 | $562 | $662 | $409 | $509 | $154 |
| Leesville, OH | $2,000 | $562 | $2,562 | $409 | $2,409 | $154 |
| Morristown, OH | $700 | $557 | $1,257 | $405 | $1,105 | $152 |
| East Washington, PA | $100 | $799 | $899 | $581 | $681 | $218 |
| Moundsville, WV | $2,000 | $613 | $2,613 | $445 | $2,445 | $167 |
| Zoar, OH | $100 | $818 | $918 | $595 | $695 | $224 |
| Beallsville, PA | $2,000 | $593 | $2,593 | $431 | $2,431 | $162 |
| Forward, PA | $500 | $590 | $1,090 | $429 | $929 | $161 |
| Lawrence County, PA | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Home Insurance Company Jefferson County, OH | Homeowners Insurance Agency Jefferson County, OH | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| Travelers | L Calvin Jones & Co | 3744 Starr Centre Dr , Canfield, OH, 44406 | 43.3 | |
| Erie | Parson Insurance Agency Inc. | 4779 Higbee Avenue Nw, Canton, OH, 44718 | 46.8 | |
| Allstate | John Karas | 25 Manor Hill Dr Ste 200, Canfield, OH, 44406 | 43.1 | |
| Erie | Prism Insurance Llc | 704 E Midlothian Blvd Suite C, Youngstown, OH, 44502 | 46.1 | |
| State Farm | Paul Gillern | 7205 Market St, Boardman, OH, 44512-4556 | 43.5 | |
| State Farm | Alex Wakefield | 409 Applegrove St Nw, North Canton, OH, 44720-1617 | 48.0 | |
| Allstate | Robert Fusco | 4423 Mahoning Ave, Austintown, OH, 44515 | 48.5 | |
| State Farm | Mark Hufstetler | 5276 Fulton Dr Nw, Canton, OH, 44718-1806 | 47.6 | |
| State Farm | Jim Brown | 59 West Mckinley Way, Poland, OH, 44514-1953 | 43.8 | |
| State Farm | Rachael Chandler-Head | 4422 22nd St Nw, Canton, OH, 44708-1574 | 45.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,000 | $520 |
| Jefferson County, OH | $88,700 | $801 | $540 | $1,150 | $610 |
| Jefferson County, OH | $88,700 | $801 | $570 | $1,110 | $540 |
| Short Creek, OH | $81,400 | $569 | $410 | $780 | $370 |
| Leesville, OH | $81,500 | $569 | $390 | $810 | $420 |
| Morristown, OH | $79,800 | $564 | $410 | $810 | $400 |
| East Washington, PA | $205,200 | $809 | $570 | $1,120 | $550 |
| Moundsville, WV | $82,300 | $620 | $450 | $860 | $410 |
| Zoar, OH | $196,900 | $828 | $570 | $1,170 | $600 |
| Beallsville, PA | $102,100 | $600 | $430 | $850 | $420 |
| Forward, PA | $101,100 | $597 | $400 | $820 | $420 |
| Lawrence County, PA | $102,300 | $824 | $570 | $1,170 | $600 |