How Can I Make My Garden City, SC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Garden City, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Garden City, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $62,000 $60,000 $50,000-$75,000
2 Bedroom $117,500 $100,000 $75,000-$100,000
3 Bedroom $147,500 $130,000 $125,000-$150,000
4 Bedroom $223,000 $180,000 $250,000-$300,000
5 Bedroom $339,500 $290,000 $300,000-$350,000

Estimate your Savings with Home Insurance Discounts in Garden City, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$133 $650
Superior Protection Discount -$78 $705
Fire & Security Discount -$78 $705
Hail Resistant Roof Discount -$16 $767
Newly Constructed Home Discount -$211 $572

Choose the Right Deductible for your Garden City, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Horry County $1,500 $994 $2,494 $722 $2,222 $272
Garden City, SC $2,500 $773 $3,273 $562 $3,062 $211
Surfside Beach, SC $400 $1,403 $1,803 $1,020 $1,420 $383
Socastee, SC $2,000 $853 $2,853 $620 $2,620 $233
Atlantic Beach, SC $200 $1,024 $1,224 $744 $944 $280
Andrews, SC $2,000 $813 $2,813 $591 $2,591 $222
Sunset Beach, NC $400 $1,198 $1,598 $871 $1,271 $328
Ocean Isle Beach, NC $2,000 $2,285 $4,285 $1,661 $3,661 $625
South Williams, NC $500 $519 $1,019 $377 $877 $142
Floyds Crossroads, SC $1,500 $548 $2,048 $398 $1,898 $150
Nichols, SC $400 $761 $1,161 $553 $953 $208
Cerro Gordo, NC $1,500 $415 $1,915 $302 $1,802 $113

Identify Top Home Insurance Agents near Garden City, SC | Back to Top

Home Insurance Company Garden City, SC Homeowners Insurance Agency Garden City, SC Address Popularity Score Distance from Garden City (miles)
Travelers Safe Haven Insurance Group 811 6th Ave S, Surfside Beach, SC, 29575
1.8
Travelers Carrie Johnson Insurance 9404 Hwy 17 Bypass, Murrells Inlet, SC, 29576
1.0
State Farm Wade Davis 321 Broadway St., Myrtle Beach, SC, 29577-3974
9.6
Travelers Tilghman Insurance Of Myrtle Beach Llc 1215 48th Avenue North, Myrtle Beach, SC, 29577
12.9
Liberty Mutual Independent Frank L Siau Agency Inc 1710 Highmarket St, Georgetown, SC, 29440
22.3
Allstate Ronnie Gasque 827 Surfside Dr, Surfside Beach, SC, 29575
2.0
Allstate Maurice C Stephens 4763 Highway 17 Byp S, Myrtle Beach, SC, 29577
6.4
Travelers Tilghman Insurance Agency 905 2nd Ave N North Myrtle Beach, North Myrtle Beach, SC, 29582
25.0
Travelers Benefit Insurance Services 1500 Highway 17, Surfside Beach, SC, 29575
1.1
State Farm Jackie L Stokes 1408 3rd Ave, Conway, SC, 29526-5004
16.8

Compare Rates for Garden City, SC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $710 $1,360 $650
Horry County, SC $166,500 $1,006 $710 $1,440 $730
Garden City, SC $138,400 $783 $570 $1,110 $540
Surfside Beach, SC $248,500 $1,420 $1,010 $1,950 $940
Socastee, SC $155,900 $864 $620 $1,230 $610
Atlantic Beach, SC $157,500 $1,036 $710 $1,460 $750
Andrews, SC $79,400 $823 $550 $1,130 $580
Sunset Beach, NC $263,300 $1,213 $810 $1,670 $860
Ocean Isle Beach, NC $527,000 $2,313 $1,570 $3,170 $1,600
South Williams, NC $82,100 $525 $380 $740 $360
Floyds Crossroads, SC $81,200 $555 $390 $770 $380
Nichols, SC $111,800 $770 $530 $1,060 $530
Cerro Gordo, NC $64,900 $420 $290 $580 $290