Gavop shows you how to buy homeowners insurance in Moultrie County, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $97,000 | $80,000 | $100,000-$125,000 |
| 5 Bedroom | $155,000 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $533 |
| Superior Protection Discount | -$63 | $564 |
| Fire & Security Discount | -$56 | $570 |
| Hail Resistant Roof Discount | -$13 | $614 |
| Newly Constructed Home Discount | -$182 | $445 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Moultrie County | $2,500 | $619 | $3,119 | $450 | $2,950 | $169 |
| Moultrie County, IL | $1,500 | $619 | $2,119 | $450 | $1,950 | $169 |
| Allenville, IL | $400 | $553 | $953 | $402 | $802 | $151 |
| Piatt County, IL | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Cowden, IL | $100 | $498 | $598 | $362 | $462 | $136 |
| Tolono, IL | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
| Ramsey, IL | $500 | $485 | $985 | $353 | $853 | $133 |
| Dieterich, IL | $2,000 | $595 | $2,595 | $432 | $2,432 | $163 |
| Kincaid, IL | $300 | $569 | $869 | $414 | $714 | $156 |
| South Fork, IL | $2,000 | $557 | $2,557 | $405 | $2,405 | $152 |
| Sidell, IL | $500 | $554 | $1,054 | $403 | $903 | $151 |
| Buffalo Hart, IL | $700 | $770 | $1,470 | $559 | $1,259 | $210 |
| Home Insurance Company Moultrie County, IL | Homeowners Insurance Agency Moultrie County, IL | Address | Popularity Score | Distance from Moultrie County (miles) |
|---|---|---|---|---|
| Travelers | Gtps Insurance Agency | 1311 S Neil St, Champaign, IL, 61820 | 38.0 | |
| State Farm | Grant Scofield | 1405 E Florida Ave Ste B, Urbana, IL, 61801-6012 | 39.3 | |
| Erie | Richland Insurance Services Inc. | 104 North Drive, Mount Zion, IL, 62549 | 16.4 | |
| State Farm | Rob Lipic | 1212 E Pershing Rd, Decatur, IL, 62526-4729 | 23.6 | |
| State Farm | Marcy Mcanally | 900 S Mattis Ave, Champaign, IL, 61821-4352 | 37.4 | |
| Allstate | Dustin Hiser | 604 S Neil St Ste 104, Champaign, IL, 61820 | 38.4 | |
| State Farm | Carole Brooker | 2605 N Main St, Decatur, IL, 62526-3229 | 23.9 | |
| Travelers | Clodfelder Insurance Agency Inc | 202 W Oak, Mahomet, IL, 61853 | 40.0 | |
| State Farm | Larry Welton | 315 W Johnson St, Clinton, IL, 61727-1329 | 40.0 | |
| State Farm | Joe Stovall | 1401 N Prospect Ave Ste 8, Champaign, IL, 61820-2552 | 39.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,180 | $580 |
| Moultrie County, IL | $107,500 | $627 | $430 | $880 | $450 |
| Moultrie County, IL | $107,500 | $627 | $430 | $860 | $430 |
| Allenville, IL | $75,600 | $560 | $400 | $770 | $370 |
| Piatt County, IL | $128,100 | $683 | $470 | $970 | $500 |
| Cowden, IL | $62,500 | $504 | $340 | $690 | $350 |
| Tolono, IL | $159,300 | $680 | $490 | $930 | $440 |
| Ramsey, IL | $59,600 | $491 | $340 | $700 | $360 |
| Dieterich, IL | $86,400 | $602 | $440 | $850 | $410 |
| Kincaid, IL | $79,700 | $576 | $410 | $810 | $400 |
| South Fork, IL | $76,600 | $564 | $390 | $800 | $410 |
| Sidell, IL | $75,800 | $561 | $380 | $800 | $420 |
| Buffalo Hart, IL | $145,800 | $779 | $570 | $1,080 | $510 |