Gavop's guide to buying homeowners insurance in St. Lucie County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| St. Lucie County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S 18th St, SE Pace Dr, SW Karluk Dr, N 27th St, SE Caliph St, N 53rd St, SW Oakner St, SW Pamona St, SW Starman Ave, NW Ravenswood Ln | $128,500 | $110,000 | $125,000-$150,000 | $128,500 | $110,000 | $150,000-$175,000 |
| NW Adger Ct, N 14th St, SE Sweetbay Ave, N 17th St, SW Whitewood Dr, SW Academic Way, Juanita Ave, SW Kamsler St, N 26th St, NW Bluff Ct | $213,000 | $180,000 | $175,000-$200,000 | $142,000 | $130,000 | $125,000-$150,000 |
| SW West Louise Cir, SW Gold Ln, Tulipan, SE Jupiter Ter, S 24th St, Ave L, NE Muskrat Run, Imagination Dr, SE Trail Ave, SW Starfish Ave | $179,500 | $160,000 | $150,000-$175,000 | $104,000 | $90,000 | $100,000-$125,000 |
| SW Sebring Cir, SE Holbrook Cir, SW Fairgreen Rd, SW Algiers St, NW Comer St, SW Harem Cir, NW Mims Ct, SW Darwin Blvd, Meadowlark Ln, Industrial Ave 3 | $280,500 | $240,000 | $250,000-$300,000 | $173,000 | $150,000 | $125,000-$150,000 |
| NW Dorchester St, SE Scenic Park Dr, NW West Lovett Cir, SW Laidlow St, SE Celestia Ct, SW Galbut Ln, Eucalyptus Ave, SW Pruitt St, SE Seafury Ln, Carefree Ln | $186,500 | $160,000 | $175,000-$200,000 | $122,000 | $100,000 | $100,000-$125,000 |
| NW Royal Fern Ct, SW Eagle St, Pensacola Rd, NW Lykes Ln, SW Leesburg St, SW Fears Ave, SE Penn Ave, Mayflower Ln, SW Floral St, SW Hawthorne Cir | $155,500 | $140,000 | $150,000-$175,000 | $95,500 | $80,000 | $75,000-$100,000 |
| SE Ray Ave, NW Berkeley Ave, SW Idol Ave, SW Janiga St, SE Monitor St, Schumann Rd, SE Juper Ave, SW Panther Trce, SW Albenga Ave, SW Godels St | $120,000 | $110,000 | $100,000-$125,000 | $98,000 | $90,000 | $75,000-$100,000 |
| NW South Lovoy Cir, SE Felton Ave, Dyer Rd, N Rock Rd, SE Oxmoor Ct, SE Brookside Ter, SW Dimattia St, SW Pueblo Ter, SW Suffolk Ln, SE Elmhurst Rd | $88,500 | $80,000 | $75,000-$100,000 | $82,500 | $80,000 | $75,000-$100,000 |
| SW Hambrick St, Tucan St, SE Helms Ave, N 7th St, SW Mataro Ave, NW Kowal Ct, SW Sabatini St, S 29th St, SW Whitehorse St, SE Gidding Rd | $206,000 | $170,000 | $200,000-$250,000 | $115,000 | $100,000 | $125,000-$150,000 |
| SW Baer St, SE Seahouse Dr, NW Cullen Way, SW East Calabria Cir, Eastwood Dr, SW Kadlic St, Taylor Dairy Rd, San Diego Ave, SW Kapok Ave, Indiana Ct | $221,500 | $200,000 | $175,000-$200,000 | $108,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$217 | $1,060 |
| Superior Protection Discount | -$115 | $1,162 |
| Fire & Security Discount | -$89 | $1,188 |
| Hail Resistant Roof Discount | -$38 | $1,239 |
| Newly Constructed Home Discount | -$319 | $958 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Lucie County | $700 | $1,262 | $1,962 | $917 | $1,617 | $345 |
| St. Lucie County, FL | $700 | $1,262 | $1,962 | $917 | $1,617 | $345 |
| Florida Ridge, FL | $400 | $830 | $1,230 | $603 | $1,003 | $227 |
| South Beach, FL | $700 | $854 | $1,554 | $621 | $1,321 | $233 |
| Port Salerno, FL | $200 | $957 | $1,157 | $696 | $896 | $262 |
| Jupiter Farms, FL | $2,500 | $932 | $3,432 | $678 | $3,178 | $255 |
| Jupiter Inlet Colony, FL | $100 | $620 | $720 | $450 | $550 | $169 |
| The Acreage, FL | $1,000 | $1,131 | $2,131 | $822 | $1,822 | $309 |
| Palm Bay, FL | $300 | $1,109 | $1,409 | $806 | $1,106 | $303 |
| Lake Park, FL | $700 | $1,033 | $1,733 | $750 | $1,450 | $282 |
| Belle Glade-Pahokee, FL | $100 | $1,071 | $1,171 | $778 | $878 | $293 |
| Royal Palm Beach, FL | $2,500 | $1,305 | $3,805 | $948 | $3,448 | $357 |
| Home Insurance Company St. Lucie County, FL | Homeowners Insurance Agency St. Lucie County, FL | Address | Popularity Score | Distance from St. Lucie County (miles) |
|---|---|---|---|---|
| Travelers | Moberly Insurance Solutions | 501 Se Blvd Port St. Lucie, Port St. Lucie, FL, 34984 | 9.9 | |
| Travelers | Moberly Insurance Solutions | 501 Se Port St Lucie Blvd, Port St Lucie, FL, 34984 | 9.9 | |
| State Farm | Larry Lee Jr | 4075 Virginia Ave, Fort Pierce, FL, 34981-5557 | 5.7 | |
| State Farm | Craig Karraker | 651 Sw Psl Blvd, Port St Lucie, FL, 34953-1948 | 9.8 | |
| Travelers | Post Insurance & Financial Inc | 146 Nw Central Park Plaza #102 Port St. Lucie, Port St. Lucie, FL, 34986 | 5.4 | |
| Travelers | Insurpro Insurance Agency Inc | 1100 Sw St. Lucie West Blvd Ste 100 Port St. Lucie, Port St. Lucie, FL, 34986 | 5.7 | |
| Travelers | Acg South Insurance Agency Llc | 1971 Us Hwy 1 S, Ft Pierce, FL, 34950 | 7.9 | |
| Travelers | Brightway Insurance | 11951 Southern Blvd, Royal Palm Beach, FL, 33411 | 49.7 | |
| Travelers | Harbor Insurance | 6645 S Us Hwy 1, Port St Lucie, FL, 34952 | 7.6 | |
| State Farm | Bill Knight Jr. | 2301 Sunrise Blvd, Fort Pierce, FL, 34982-3500 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| St. Lucie County, FL | $150,700 | $1,277 | $1,000 | $1,710 | $710 |
| St. Lucie County, FL | $150,700 | $1,277 | $1,000 | $1,710 | $710 |
| Florida Ridge, FL | $115,500 | $840 | $660 | $1,130 | $470 |
| South Beach, FL | $612,200 | $865 | $670 | $1,160 | $490 |
| Port Salerno, FL | $193,000 | $969 | $760 | $1,300 | $540 |
| Jupiter Farms, FL | $342,900 | $944 | $740 | $1,260 | $520 |
| Jupiter Inlet Colony, FL | $1,100,000 | $627 | $490 | $840 | $350 |
| The Acreage, FL | $255,300 | $1,144 | $890 | $1,530 | $640 |
| Palm Bay, FL | $119,200 | $1,123 | $880 | $1,500 | $620 |
| Lake Park, FL | $158,300 | $1,045 | $820 | $1,400 | $580 |
| Belle Glade-Pahokee, FL | $101,200 | $1,084 | $850 | $1,450 | $600 |
| Royal Palm Beach, FL | $232,700 | $1,321 | $1,030 | $1,770 | $740 |