Gavop's guide to buying homeowners insurance in Shrewsbury, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $155,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $213,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $392,000 | $340,000 | $350,000-$400,000 |
| 5 Bedroom | $628,000 | $510,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $614 |
| Superior Protection Discount | -$66 | $665 |
| Fire & Security Discount | -$73 | $658 |
| Hail Resistant Roof Discount | -$15 | $716 |
| Newly Constructed Home Discount | -$197 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $2,000 | $714 | $2,714 | $519 | $2,519 | $195 |
| Shrewsbury, PA | $1,500 | $722 | $2,222 | $525 | $2,025 | $197 |
| Felton, PA | $400 | $709 | $1,109 | $516 | $916 | $194 |
| Fawn, PA | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Valley View, PA | $200 | $700 | $900 | $509 | $709 | $191 |
| Conestoga, PA | $2,500 | $796 | $3,296 | $579 | $3,079 | $218 |
| Bendersville, PA | $400 | $731 | $1,131 | $531 | $931 | $200 |
| Swatara, PA | $700 | $657 | $1,357 | $477 | $1,177 | $180 |
| Glen Burnie, MD | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| North Annville, PA | $2,500 | $794 | $3,294 | $577 | $3,077 | $217 |
| Lebanon South, PA | $200 | $685 | $885 | $498 | $698 | $187 |
| Caernarvon, PA | $2,000 | $844 | $2,844 | $613 | $2,613 | $231 |
| Home Insurance Company Shrewsbury, PA | Homeowners Insurance Agency Shrewsbury, PA | Address | Popularity Score | Distance from Shrewsbury (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Keller Brown Insurance Services | 9 S Main St, Shrewsbury, PA, 17361 | 2.5 | |
| Travelers | Harry L Bubb Associates Inc | 70 E Forrest Ave, Shrewsbury, PA, 17361 | 2.7 | |
| Liberty Mutual Independent | Keller Brown Insurance Services | 9 S Main Street, Shrewsbury, PA, 17361 | 2.5 | |
| Travelers | Harry L Bubb Associates Inc | 70 E Forrest Ave, Shrewsbury, PA, 17361 | 2.7 | |
| State Farm | Charles Kernan | 200 Bailey Dr Ste 201 # B, Stewartstown, PA, 17363-8297 | 6.6 | |
| State Farm | Bob Perritt | 815 Edgewood Rd, York, PA, 17402-4325 | 15.0 | |
| Travelers | Mantz Miller Insurance Agency Inc | 1480 Delta Rd, Red Lion, PA, 17356 | 13.4 | |
| Nationwide | Matthew Marte | 60 West Church St. Ste J, Denver, PA, 17517-9311 | 45.2 | |
| Travelers | Lauer-Mann Insurance Agency Inc | 39 Old Farm Ln, Shrewsbury, PA, 17361 | 2.4 | |
| State Farm | Jeff Nelson | 16321 Mount Airy Rd, Shrewsbury, PA, 17361-1624 | 3.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| York County, PA | $170,300 | $723 | $520 | $1,030 | $510 |
| Shrewsbury, PA | $238,500 | $731 | $500 | $1,000 | $500 |
| Felton, PA | $156,100 | $718 | $520 | $1,000 | $480 |
| Fawn, PA | $226,100 | $847 | $570 | $1,200 | $630 |
| Valley View, PA | $151,900 | $709 | $490 | $1,000 | $510 |
| Conestoga, PA | $203,500 | $806 | $550 | $1,110 | $560 |
| Bendersville, PA | $168,000 | $740 | $530 | $1,020 | $490 |
| Swatara, PA | $154,800 | $665 | $450 | $950 | $500 |
| Glen Burnie, MD | $245,400 | $869 | $690 | $1,100 | $410 |
| North Annville, PA | $202,400 | $804 | $590 | $1,140 | $550 |
| Lebanon South, PA | $144,000 | $693 | $510 | $980 | $470 |
| Caernarvon, PA | $230,000 | $854 | $590 | $1,200 | $610 |