Gavop shows you how to buy homeowners insurance in Patterson, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $253,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $201,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $411,500 | $340,000 | $350,000-$400,000 |
| 5 Bedroom | $343,500 | $320,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $866 |
| Home and Two Car | -$160 | $781 |
| Home and Three Car | -$226 | $715 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $2,500 | $1,368 | $3,868 | $994 | $3,494 | $374 |
| Patterson, NY | $1,000 | $930 | $1,930 | $676 | $1,676 | $254 |
| Fairfield County, CT | $100 | $1,362 | $1,462 | $990 | $1,090 | $372 |
| Monroe, CT | $2,500 | $956 | $3,456 | $695 | $3,195 | $261 |
| Naugatuck, CT | $300 | $934 | $1,234 | $679 | $979 | $255 |
| Bethany, CT | $700 | $990 | $1,690 | $719 | $1,419 | $270 |
| Blooming Grove, NY | $300 | $866 | $1,166 | $630 | $930 | $237 |
| Piermont, NY | $2,000 | $2,572 | $4,572 | $1,869 | $3,869 | $703 |
| Lake Katrine, NY | $100 | $700 | $800 | $509 | $609 | $191 |
| Stony Brook University, NY | $1,500 | $2,582 | $4,082 | $1,876 | $3,376 | $706 |
| Great Neck, NY | $100 | $850 | $950 | $618 | $718 | $232 |
| University Gardens, NY | $1,500 | $2,813 | $4,313 | $2,044 | $3,544 | $769 |
| Home Insurance Company Patterson, NY | Homeowners Insurance Agency Patterson, NY | Address | Popularity Score | Distance from Patterson (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bruen Deldin & Didio Associates Inc | 3 Starr Ridge Road, Suite 100 , Brewster, NY, 10509 | 6.3 | |
| Travelers | Forbes Agency Inc | 135 Bedford Rd, Katonah, NY, 10536 | 16.9 | |
| Allstate | Christopher J. Walsh | 98 Cuttermill Rd, Great Neck, NY, 11021 | 48.9 | |
| Travelers | Grbm Inc | 2022 Rte 22, Brewster, NY, 10509 | 2.4 | |
| Travelers | The Viking Agency Inc | 117 Oak Dr, Syosset, NY, 11791 | 47.0 | |
| Travelers | The Koch - Glacken Agency | 1211 Stewart Ave Ste 201, Bethpage, NY, 11714 | 49.9 | |
| Farmers | Mechel Oberlander | 33 Main St, Monsey, NY, 10952 | 36.0 | |
| State Farm | Fred Hockemeyer | 726 E 233rd St, Bronx, NY, 10466-3202 | 43.1 | |
| Travelers | Hickey & Hickey Inc | Bedford Village Plaza 460 Old Post Road, Bedford, NY, 10506 | 19.3 | |
| State Farm | Mark Link | 111 Fifth Ave, Pelham, NY, 10803-1503 | 41.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,610 | $830 |
| Putnam County, NY | $357,700 | $1,384 | $980 | $1,970 | $990 |
| Patterson, NY | $322,100 | $941 | $690 | $1,310 | $620 |
| Fairfield County, CT | $417,800 | $1,379 | $1,010 | $1,940 | $930 |
| Monroe, CT | $363,400 | $967 | $650 | $1,340 | $690 |
| Naugatuck, CT | $179,900 | $946 | $630 | $1,350 | $720 |
| Bethany, CT | $359,100 | $1,002 | $730 | $1,380 | $650 |
| Blooming Grove, NY | $268,900 | $877 | $590 | $1,250 | $660 |
| Piermont, NY | $575,400 | $2,603 | $1,850 | $3,590 | $1,740 |
| Lake Katrine, NY | $179,300 | $709 | $480 | $1,000 | $520 |
| Stony Brook University, NY | $578,100 | $2,613 | $1,800 | $3,610 | $1,810 |
| Great Neck, NY | $795,100 | $861 | $580 | $1,220 | $640 |
| University Gardens, NY | $641,000 | $2,847 | $1,960 | $3,900 | $1,940 |