Gavop shows you how to buy homeowners insurance in Hopkinton, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hopkinton, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sidehill Rd, Smith Ln, Wicasta Farm Rd, Diamond Hill Rd, Edwards Ave, Dye Hill Rd, Wincheck Pond Rd Exd, Clarks Falls Rd, Maxson Hill Rd, Camp Yawgoog Rd | $299,500 | $270,000 | $250,000-$300,000 | $152,000 | $140,000 | $150,000-$175,000 |
| Bradford Rd, Pigeon Hill Cove, Sawmill Rd, Heather Ln, Carol Dr, Locustville Rd, Juniper Dr Exd, Stubtown Rd, Champlin Dr, Woody Hill Rd | $251,000 | $210,000 | $200,000-$250,000 | $233,500 | $190,000 | $175,000-$200,000 |
| Karen Dr, Canonchet Rd, Cedarwood Ln, Laurel St, Belforest Ln, Birchwood Ln, Maple Ct, Frontier Rd, Grassy Pond Rd, Cayer Trl | $149,500 | $130,000 | $150,000-$175,000 | $126,500 | $100,000 | $125,000-$150,000 |
| Arcadia Rd, Lawton Foster Rd N, Wincheck Pond Rd, Egypt St, Robin Rd, Vuono Pl, River Rd, Alton Bradford Rd, Lynch Ln, Cemetery Ln | $254,500 | $220,000 | $200,000-$250,000 | $146,500 | $130,000 | $125,000-$150,000 |
| Anna Dr, South Dr, Dutch Island Rd, Fairview Ave, Gilman Rd, Rhodes Ln, Thurston Dr, Beech Hill Rd, Marshall Driftway, Bank St | $138,000 | $130,000 | $100,000-$125,000 | $135,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $838 |
| Superior Protection Discount | -$88 | $887 |
| Fire & Security Discount | -$78 | $897 |
| Hail Resistant Roof Discount | -$19 | $955 |
| Newly Constructed Home Discount | -$253 | $721 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,051 |
| Home Insurance Company Hopkinton, RI | Homeowners Insurance Agency Hopkinton, RI | Address | Popularity Score | Distance from Hopkinton (miles) |
|---|---|---|---|---|
| Travelers | Schonning Insurance | 90 Airport Rd, Westerly, RI, 2891 | 9.6 | |
| Liberty Mutual Independent | Mansfield Insurance Agency Inc | 115 High St, Westerly, RI, 2891 | 7.5 | |
| Allstate | Stephen Neri | 105 Franklin St, Westerly, RI, 2891 | 8.7 | |
| Travelers | Schonning Insurance | 90 Airport Road, Westerly, RI, 2891 | 9.8 | |
| Allstate | Mogahed Ibrahim | 780 Main St, East Greenwich, RI, 2818 | 19.8 | |
| Allstate | Simone Fargiorgio | 711 Quaker Ln, West Warwick, RI, 2893 | 19.0 | |
| Nationwide | Roy L Souza | 999 West Main Rd, Middletown, RI, 02842-6384 | 24.2 | |
| Allstate | Kevin Cloutier | 1553 Plainfield Pike, Johnston, RI, 2919 | 25.6 | |
| Travelers | Oceanpoint Insurance Agency Inc | 73 Valley Rd Ste 1, Middletown, RI, 2842 | 24.3 | |
| Allstate | Judith Ferra | 180 Front St, Lincoln, RI, 2865 | 34.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $910 | $1,820 | $910 |
| Washington County, RI | $320,600 | $1,435 | $1,030 | $1,970 | $940 |
| Hopkinton, RI | $255,900 | $975 | $700 | $1,370 | $670 |
| Pawcatuck, CT | $245,200 | $843 | $560 | $1,150 | $590 |
| Misquamicut, RI | $500,000 | $2,161 | $1,490 | $3,090 | $1,600 |
| Conning Towers Nautilus Park, CT | $222,200 | $1,119 | $820 | $1,560 | $740 |
| Newport East, RI | $327,600 | $1,012 | $720 | $1,400 | $680 |
| Pomfret, CT | $268,300 | $1,248 | $900 | $1,760 | $860 |
| Mansfield, CT | $233,100 | $818 | $600 | $1,130 | $530 |
| Burrillville, RI | $232,400 | $914 | $650 | $1,250 | $600 |
| Attleboro, MA | $273,900 | $1,058 | $730 | $1,460 | $730 |
| Norton Center, MA | $327,300 | $1,312 | $880 | $1,880 | $1,000 |
| Charlton, MA | $280,400 | $823 | $550 | $1,160 | $610 |