Gavop shows you how to buy homeowners insurance in Macon County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Macon County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fox Ln, Sonoma Dr, Spivey St, Armour Ln, Cave Hollow Rd, Carter Rd, Michael Cir, Jim Chitwood Ln, Green Valley Rd, Greenwood Dr | $120,000 | $100,000 | $125,000-$150,000 | $95,500 | $80,000 | $100,000-$125,000 |
| Dale St, Tucker Rd, Vanderboss Ln, Hattie St, Skyline Dr, Kemp Cir, Courthouse View St, Mountain View Dr, Bray Hollow Rd, Pumpkintown Rd | $101,500 | $90,000 | $100,000-$125,000 | $74,000 | $60,000 | $75,000-$100,000 |
| Tanyard Rd, Claude Fox Rd, Franklin Ln, Butrum Ln, Elm St, Deering Hollow Ln, Old Bottom Rd, Austin Rd, Sullivan Hollow Rd, Napier Ln | $134,500 | $130,000 | $125,000-$150,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Pleasant Hill Rd, Gas Hollow Rd, Hargis Ln, Landrum Ln, Amons Ln, Wells Dr, Medical Dr, Highland Park, Vinson Rd, Hunt Ln | $96,500 | $90,000 | $75,000-$100,000 | $97,000 | $90,000 | $100,000-$125,000 |
| N Long Creek Rd, Leo Whitley Rd, Cold Springs Rd, Coolidge Rd, Huddleston Hill Rd, Hickory Ln, Sunset Dr, Sylvian Dr, Willbanks Ln, College St | $102,500 | $80,000 | $75,000-$100,000 | $62,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $646 |
| Superior Protection Discount | -$69 | $700 |
| Fire & Security Discount | -$85 | $685 |
| Hail Resistant Roof Discount | -$23 | $746 |
| Newly Constructed Home Discount | -$177 | $592 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $1,500 | $760 | $2,260 | $552 | $2,052 | $208 |
| Macon County, TN | $1,500 | $760 | $2,260 | $552 | $2,052 | $208 |
| Bethpage, TN | $2,000 | $1,056 | $3,056 | $768 | $2,768 | $289 |
| Castalian Springs, TN | $300 | $920 | $1,220 | $668 | $968 | $251 |
| Cross Plains, TN | $2,000 | $1,065 | $3,065 | $774 | $2,774 | $291 |
| Cave City, KY | $500 | $682 | $1,182 | $495 | $995 | $186 |
| Cookeville, TN | $700 | $981 | $1,681 | $713 | $1,413 | $268 |
| Orlinda, TN | $200 | $1,071 | $1,271 | $778 | $978 | $293 |
| Plum Springs, KY | $2,500 | $750 | $3,250 | $545 | $3,045 | $205 |
| Overton County, TN | $100 | $769 | $869 | $559 | $659 | $210 |
| Mammoth Cave, KY | $1,500 | $735 | $2,235 | $534 | $2,034 | $201 |
| Home Insurance Company Macon County, TN | Homeowners Insurance Agency Macon County, TN | Address | Popularity Score | Distance from Macon County (miles) |
|---|---|---|---|---|
| State Farm | Jeannie Gregory | 180 N Belvedere Dr Ste 2, Gallatin, TN, 37066-5461 | 28.9 | |
| Travelers | John Shelby Insurance | 831 Wren Road, Goodlettsville, TN, 37072 | 42.5 | |
| Travelers | Wilkinson Insurance Agency | 205 Hwy 76, White House, TN, 37188 | 36.8 | |
| Allstate | Elaine Payne | 181 E Main St Ste 2, Hendersonville, TN, 37075 | 37.4 | |
| Travelers | Cordell Insurance Agency | 4331 Old Hickory Blvd Ste D, Old Hickory, TN, 37138 | 41.2 | |
| Travelers | Reynolds Insurance Agency Inc | 103 Moore Ave, Smyrna, TN, 37167 | 47.8 | |
| State Farm | Barbara Stewart | Bldg 2 3055 Lebanon Pike Ste 2103, Nashville, TN, 37214-2240 | 43.6 | |
| Liberty Mutual Independent | Coker Wolfe & Associates Inc | 114 Canfield Place, Ste B-3, Hendersonville, TN, 37075 | 38.0 | |
| Travelers | Globalgreen Insurance Agency | 131 Maple Row Blvd Ste E500, Hendersonville, TN, 37075 | 37.0 | |
| Travelers | Trusthouse Insurance Llc | 4765 Andrew Jackson Pkwy, Hermitage, TN, 37076 | 39.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,490 | $780 |
| Macon County, TN | $111,700 | $769 | $550 | $1,050 | $500 |
| Macon County, TN | $111,700 | $769 | $530 | $1,100 | $570 |
| Bethpage, TN | $161,300 | $1,069 | $720 | $1,520 | $800 |
| Castalian Springs, TN | $115,800 | $931 | $660 | $1,310 | $650 |
| Cross Plains, TN | $164,500 | $1,078 | $740 | $1,480 | $740 |
| Cave City, KY | $89,700 | $690 | $480 | $960 | $480 |
| Cookeville, TN | $160,600 | $993 | $670 | $1,400 | $730 |
| Orlinda, TN | $167,200 | $1,084 | $730 | $1,490 | $760 |
| Plum Springs, KY | $93,500 | $759 | $520 | $1,070 | $550 |
| Overton County, TN | $114,700 | $779 | $550 | $1,070 | $520 |
| Mammoth Cave, KY | $90,000 | $744 | $500 | $1,030 | $530 |