Gavop shows you how to buy homeowners insurance in Englewood Cliffs, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $284,000 | $230,000 | $300,000-$350,000 |
| 2 Bedroom | $872,000 | $760,000 | $900,000-$1,000,000 |
| 3 Bedroom | $760,500 | $670,000 | $800,000-$900,000 |
| 4 Bedroom | $1,440,000 | $1,240,000 | More than 10,000,000 |
| 5 Bedroom | $2,271,500 | $2,040,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $786 |
| Superior Protection Discount | -$93 | $833 |
| Fire & Security Discount | -$65 | $861 |
| Hail Resistant Roof Discount | -$19 | $907 |
| Newly Constructed Home Discount | -$185 | $740 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $1,500 | $1,332 | $2,832 | $968 | $2,468 | $364 |
| Englewood Cliffs, NJ | $2,000 | $914 | $2,914 | $664 | $2,664 | $250 |
| Nutley, NJ | $100 | $846 | $946 | $615 | $715 | $231 |
| Port Washington, NY | $2,000 | $834 | $2,834 | $606 | $2,606 | $228 |
| Kaser, NY | $200 | $827 | $1,027 | $601 | $801 | $226 |
| West Orange, NJ | $1,000 | $1,103 | $2,103 | $801 | $1,801 | $301 |
| Roselle, NJ | $100 | $721 | $821 | $524 | $624 | $197 |
| Tuxedo, NY | $1,000 | $2,055 | $3,055 | $1,493 | $2,493 | $562 |
| Netcong, NJ | $400 | $963 | $1,363 | $700 | $1,100 | $263 |
| East Millstone, NJ | $700 | $1,222 | $1,922 | $888 | $1,588 | $334 |
| Bohemia, NY | $200 | $966 | $1,166 | $702 | $902 | $264 |
| Holbrook, NY | $700 | $957 | $1,657 | $695 | $1,395 | $261 |
| Home Insurance Company Englewood Cliffs, NJ | Homeowners Insurance Agency Englewood Cliffs, NJ | Address | Popularity Score | Distance from Englewood Cliffs (miles) |
|---|---|---|---|---|
| Farmers | David Zimm | 12 N Washington Ave, Bergenfield, NJ, 7621 | 3.9 | |
| Travelers | Scirocco Group | 777 Terrace Ave Ste 309, Hasbrouck Heights, NJ, 7604 | 6.4 | |
| Allstate | Joseph Marghella | 180 Newark Pompton Tpke, Pequannock, NJ, 7440 | 18.6 | |
| Travelers | Chibbaro Bros Central Jersey Group | 1151 Broad St Ste 218, Shrewsbury, NJ, 8902 | 40.3 | |
| State Farm | George Hernandez | 112 S Washington Ave Ste 4, Bergenfield, NJ, 07621-2357 | 3.7 | |
| Travelers | Resource Group Inc | 65 Mechanic Street 65 Mechanic Street Red Bank, Red Bank, NJ, 7701 | 37.6 | |
| State Farm | Manny Coby | 275 Market Ave, Saddle Brook, NJ, 07663-6094 | 7.8 | |
| State Farm | Daryl Laglia | 145 Main St, Hackensack, NJ, 07601-8107 | 5.3 | |
| State Farm | John Powell | 2253 South Ave Ste 4, Scotch Plains, NJ, 07076-4688 | 28.2 | |
| Farmers | Gretta Gallagher | 320 Palisade Ave, Bogota, NJ, 7603 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,480 | $710 |
| Bergen County, NJ | $451,200 | $1,348 | $970 | $1,870 | $900 |
| Englewood Cliffs, NJ | $995,300 | $925 | $680 | $1,280 | $600 |
| Nutley, NJ | $372,100 | $857 | $590 | $1,220 | $630 |
| Port Washington, NY | $771,400 | $844 | $610 | $1,190 | $580 |
| Kaser, NY | $812,500 | $837 | $570 | $1,180 | $610 |
| West Orange, NJ | $370,200 | $1,116 | $750 | $1,540 | $790 |
| Roselle, NJ | $206,700 | $730 | $490 | $1,040 | $550 |
| Tuxedo, NY | $437,800 | $2,080 | $1,480 | $2,850 | $1,370 |
| Netcong, NJ | $265,500 | $975 | $700 | $1,340 | $640 |
| East Millstone, NJ | $382,900 | $1,237 | $830 | $1,720 | $890 |
| Bohemia, NY | $384,900 | $978 | $650 | $1,400 | $750 |
| Holbrook, NY | $359,100 | $968 | $710 | $1,340 | $630 |