How Can I Make My Owingsville, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Owingsville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Owingsville, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $34,000 $30,000 $25,000-$50,000
2 Bedroom $67,000 $60,000 $50,000-$75,000
3 Bedroom $96,000 $80,000 $100,000-$125,000
4 Bedroom $179,000 $150,000 $150,000-$175,000
5 Bedroom $125,000 $110,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Owingsville, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$89 $547
Superior Protection Discount -$64 $573
Fire & Security Discount -$51 $585
Hail Resistant Roof Discount -$13 $623
Newly Constructed Home Discount -$184 $452

Choose your Owingsville, KY Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,513
Hail Damage $4,524
Wind Damage $6,114
Expensive Claims
Fire $43,336
Smoke $16,553

Identify Top Home Insurance Agents near Owingsville, KY | Back to Top

Home Insurance Company Owingsville, KY Homeowners Insurance Agency Owingsville, KY Address Popularity Score Distance from Owingsville (miles)
State Farm Steve Woodrum 102 Finley Dr Ste 80, Georgetown, KY, 40324-6009
42.5
State Farm Brian Payne 537 Moody Dr, Maysville, KY, 41056-9328
33.9
Liberty Mutual Independent Nicholson Insurance Agency Inc 1001 Monarch St Ste 100, Lexington, KY, 40513
44.2
Allstate Chuck Powers 210 Old Mount Tabor Rd Ste C, Lexington, KY, 40502
41.2
State Farm Debra Hensley 1513 Nicholasville Rd, Lexington, KY, 40503-1409
41.9
Liberty Mutual Independent Sullivan Insurance Agency 635 N Broadway, Lexington, KY, 40508
40.2
State Farm Joel Shaw 1435 Main St, Paris, KY, 40361-1201
27.2
Travelers Greater Lexington Insurance Agency 1066 Wellington Way, Lexington, KY, 40513
45.3
Allstate Terrill Williams 2465 Nicholasville Rd Ste A, Lexington, KY, 40503
42.6
State Farm David Lovejoy 125 Towne Center Dr Ste 125, Lexington, KY, 40511-2027
42.3

Compare Rates for Owingsville, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,260 $650
Bath County, KY $77,900 $640 $470 $880 $410
Owingsville, KY $77,000 $636 $460 $880 $420
West Menifee, KY $71,500 $657 $470 $940 $470
Frenchburg, KY $81,800 $707 $510 $980 $470
Hilda-Triplett, KY $181,500 $876 $590 $1,220 $630
Headquarters, KY $68,400 $641 $440 $900 $460
Powell County, KY $79,800 $648 $440 $890 $450
Tollesboro, KY $70,700 $653 $480 $930 $450
Hazel Green, KY $73,900 $669 $450 $940 $490
Harrison County, KY $132,900 $761 $540 $1,090 $550
Berea, KY $133,400 $763 $540 $1,040 $500
Stamping Ground, KY $187,000 $887 $650 $1,260 $610