How Can I Make My Atwater, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Atwater, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Atwater, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $170,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $306,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $409,500 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Atwater, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $519 |
| Superior Protection Discount | -$57 | $576 |
| Fire & Security Discount | -$70 | $563 |
| Hail Resistant Roof Discount | -$13 | $620 |
| Newly Constructed Home Discount | -$139 | $493 |
Choose your Atwater, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,426 |
| Wind Damage | $9,615 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,970 |
| Optional Coverage Losses | $8,320 |
Identify Top Home Insurance Agents near Atwater, CA | Back to Top
| Home Insurance Company Atwater, CA | Homeowners Insurance Agency Atwater, CA | Address | Popularity Score | Distance from Atwater (miles) |
|---|---|---|---|---|
| State Farm | Carlos Vasquez | 121 W Main St Ste D, Turlock, CA, 95380-4845 | 17.3 | |
| Farmers | Daisy Salgado | 1215 Commerce Ave, Atwater, CA, 95301 | 3.5 | |
| State Farm | Nick Winters | 3931 Coffee Rd Ste A, Modesto, CA, 95355-9609 | 31.3 | |
| State Farm | Torrey Moe | 731 E Yosemite Ave Ste G, Merced, CA, 95340-8039 | 6.7 | |
| Travelers | Bellevue Insurance Agency | 574 E Bellevue Rd, Atwater, CA, 95301 | 1.8 | |
| Travelers | Cromwell & Ney Insurance Agency Inc | 1718 Main Street, Escalon, CA, 95320 | 36.9 | |
| Allstate | David Frisby | 324 W Yosemite Ave, Madera, CA, 93637 | 40.2 | |
| State Farm | Justi Smith | 830 W 19th St, Merced, CA, 95340-4609 | 6.8 | |
| Farmers | Deborah Curtis | 2380 W Monte Vista Ave, Turlock, CA, 95382 | 19.5 | |
| Allstate | Jinhai Fu | 840 W Olive Ave Ste E, Merced, CA, 95348 | 6.3 |
Compare Rates for Atwater, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Merced County, CA | $196,200 | $627 | $460 | $850 | $390 |
| Atwater, CA | $200,500 | $632 | $470 | $860 | $390 |
| Delhi, CA | $161,600 | $967 | $720 | $1,310 | $590 |
| Le Grand, CA | $138,100 | $567 | $420 | $770 | $350 |
| South Dos Palos, CA | $125,500 | $548 | $410 | $750 | $340 |
| Modesto, CA | $226,700 | $665 | $490 | $900 | $410 |
| Madera Acres, CA | $202,000 | $608 | $450 | $830 | $380 |
| Los Banos, CA | $230,000 | $670 | $500 | $910 | $410 |
| Patterson, CA | $272,500 | $701 | $520 | $950 | $430 |
| Tuttletown, CA | $280,300 | $768 | $570 | $1,040 | $470 |
| Manteca, CA | $316,500 | $814 | $600 | $1,110 | $510 |
Research Home Insurance Companies Reviews in Atwater, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I am completely satisfied. They had a much lower premium and had the same coverage. They also had a few ways to lower the policy even more
Farmer's Insurance Home Insurance Reviews
Date: May 30, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Premium
It is a decent premium. It's not outside of the range for what I would consider to be affordable considering the price of the house and the policy covers anything I would expect.
State Farm Home Insurance Reviews
Date: September 17, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
I have been fortunate enough to have little need for their customer service, but when I have needed some assistance, I have found them to be professional, speedy and accurate.
GEICO Home Insurance Reviews
Date: July 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have no issues with my insurance company but it would be nice if there was room for better discounts when you been with em for years