Gavop tells you how to get the best homeowners insurance in Monticello, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $77,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $165,000 | $160,000 | $125,000-$150,000 |
| 4 Bedroom | $206,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $326,500 | $290,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $883 |
| Home and Two Car | -$154 | $806 |
| Home and Three Car | -$240 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sullivan County | $2,500 | $653 | $3,153 | $474 | $2,974 | $178 |
| Monticello, NY | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Sullivan County, NY | $500 | $653 | $1,153 | $474 | $974 | $178 |
| Napanoch, NY | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Birchwood Lakes, PA | $200 | $667 | $867 | $485 | $685 | $182 |
| Hamburg, NJ | $2,500 | $816 | $3,316 | $593 | $3,093 | $223 |
| Bovina, NY | $500 | $825 | $1,325 | $600 | $1,100 | $225 |
| La Grange, NY | $1,000 | $832 | $1,832 | $605 | $1,605 | $227 |
| East Fishkill, NY | $400 | $1,048 | $1,448 | $762 | $1,162 | $286 |
| West Haverstraw, NY | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Monsey, NY | $500 | $850 | $1,350 | $618 | $1,118 | $232 |
| Hillcrest, NY | $2,000 | $1,049 | $3,049 | $763 | $2,763 | $287 |
| Home Insurance Company Monticello, NY | Homeowners Insurance Agency Monticello, NY | Address | Popularity Score | Distance from Monticello (miles) |
|---|---|---|---|---|
| Allstate | Kelsi Sedore | 266 New Hackensack Rd, Wappingers Falls, NY, 12590 | 41.8 | |
| Allstate | Armando Romano | 1976 E Main St, Mohegan Lake, NY, 10547 | 48.8 | |
| State Farm | Mike Cordero | 11 West Ave Ste 2, Chester, NY, 10918-3502 | 29.0 | |
| Travelers | William A Smith & Son Inc | 380 Broadway, Newburgh, NY, 12550 | 35.9 | |
| Allstate | Lori Buhagiar | 125 Dolson Ave, Middletown, NY, 10940 | 20.5 | |
| Travelers | Dechristopher Insurance Agency | 956 Washington St, Peekskill, NY, 10566 | 47.3 | |
| Liberty Mutual Independent | Ryan & Ryan Insurance Brokers | 400 Stockade Dr, Kingston, NY, 12401 | 39.7 | |
| Travelers | A & M Insurance Agency Inc | 54 South Liberty Dr, Stony Point, NY, 10980 | 46.9 | |
| State Farm | Bob Nachbaur | 99 Orange Ave, Suffern, NY, 10901-5423 | 46.2 | |
| Allstate | Gfi Insurance | 30 North St, Monticello, NY, 12701 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,620 | $770 |
| Sullivan County, NY | $167,900 | $661 | $480 | $900 | $420 |
| Monticello, NY | $83,700 | $960 | $700 | $1,350 | $650 |
| Sullivan County, NY | $167,900 | $661 | $460 | $940 | $480 |
| Napanoch, NY | $118,000 | $601 | $410 | $820 | $410 |
| Birchwood Lakes, PA | $135,200 | $675 | $490 | $970 | $480 |
| Hamburg, NJ | $185,100 | $826 | $590 | $1,180 | $590 |
| Bovina, NY | $219,400 | $835 | $560 | $1,140 | $580 |
| La Grange, NY | $297,100 | $843 | $580 | $1,190 | $610 |
| East Fishkill, NY | $355,700 | $1,061 | $750 | $1,470 | $720 |
| West Haverstraw, NY | $265,600 | $864 | $590 | $1,190 | $600 |
| Monsey, NY | $617,400 | $861 | $620 | $1,220 | $600 |
| Hillcrest, NY | $355,900 | $1,062 | $760 | $1,480 | $720 |