Gavop's guide to buying homeowners insurance in Eucalyptus Hills, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Eucalyptus Hills, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hi Ridge Rd, Cerro de Paz, Fredcurt Ln, Towns Ter, Hi Hopes Dr, San Vicente Ave, Crazy Horse Dr, Toyon Hill Dr, Coping Pl, Plaza Paseo Dr | $422,000 | $380,000 | $400,000-$500,000 | $416,500 | $360,000 | $400,000-$500,000 |
| Green Oaks Rd, Serena Ln, Cam del Tierra, Rio Corto Dr, Rockstream Rd, Nugget Ct, Cll de Rob, Chase Creek Ln, Fellows Ln, Posthill Rd | $289,500 | $240,000 | $250,000-$300,000 | $483,500 | $410,000 | $500,000-$600,000 |
| Gem Hill Ln, Paseo Vis, Moreno Ave, Paseo Park Dr, Serena Rd, Bridle Path Ln, Cmto Rio, Lakeside Ave, Riverside Dr, Fred Martin Ln | $350,500 | $320,000 | $400,000-$500,000 | $512,000 | $410,000 | $500,000-$600,000 |
| Charleston Bay Ct, Valle Vista Rd, New Bedford Ct, Paseo Pkwy, Caminto Rio, Eucalyptus Hills Dr, Cmt Rio, Mapleview St, Vis Coyote, Broken Wheel Rd | $315,000 | $250,000 | $300,000-$350,000 | $543,500 | $490,000 | $600,000-$700,000 |
| Caminito Rio Ct, Johnson Lake Rd, Eaucalyptus Hills Dr, Mine Shaft Dr, Riverford Rd, High Ranch Rd, Vis Camino, Paseo Palmas Dr, Morning Dove Rd, Promise Ln | $277,000 | $260,000 | $250,000-$300,000 | $355,500 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $820 |
| Superior Protection Discount | -$90 | $910 |
| Fire & Security Discount | -$90 | $910 |
| Hail Resistant Roof Discount | -$30 | $970 |
| Newly Constructed Home Discount | -$260 | $740 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $1,500 | $1,368 | $2,868 | $994 | $2,494 | $374 |
| Eucalyptus Hills, CA | $2,000 | $988 | $2,988 | $718 | $2,718 | $270 |
| San Diego Country Estates, CA | $100 | $880 | $980 | $640 | $740 | $241 |
| National City, CA | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Chula Vista, CA | $200 | $1,140 | $1,340 | $829 | $1,029 | $312 |
| Laguna-Pine Valley, CA | $1,000 | $961 | $1,961 | $699 | $1,699 | $263 |
| Oceanside-Escondido, CA | $500 | $1,415 | $1,915 | $1,028 | $1,528 | $387 |
| Mountain Empire, CA | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| Pauma Valley, CA | $100 | $839 | $939 | $610 | $710 | $229 |
| Fallbrook, CA | $1,000 | $1,345 | $2,345 | $978 | $1,978 | $368 |
| Borrego Springs, CA | $400 | $590 | $990 | $429 | $829 | $161 |
| Murrieta, CA | $1,000 | $978 | $1,978 | $711 | $1,711 | $267 |
| Home Insurance Company Eucalyptus Hills, CA | Homeowners Insurance Agency Eucalyptus Hills, CA | Address | Popularity Score | Distance from Eucalyptus Hills (miles) |
|---|---|---|---|---|
| State Farm | Doug Steiner | 680 Fletcher Pkwy Ste 205, El Cajon, CA, 92020-2500 | 5.5 | |
| Travelers | Right Time Insurance Services | 1761 Hotel Circle S Ste 119, San Diego, CA, 92108 | 16.2 | |
| Liberty Mutual Independent | Pappazi Insurance Agency | 2676 Navajo Rd, El Cajon, CA, 92020 | 6.6 | |
| State Farm | Brandon Loo | 3023 Bunker Hill Street Suite 104, San Diego, CA, 92109-5706 | 16.7 | |
| State Farm | Eleanor Mohammed | 8844 La Mesa Blvd, La Mesa, CA, 91942-5460 | 8.4 | |
| State Farm | Mike Mancini | 9939 Hibert St Ste 203, San Diego, CA, 92131-1031 | 9.9 | |
| Travelers | Countryside Insurance Services | 40395 Winchester Rd Ste B, Temecula, CA, 92591 | 46.1 | |
| State Farm | Brian Giblin | 9939 Hibert St Ste 203, San Diego, CA, 92131-1031 | 9.9 | |
| Allstate | Raymond Koda | 333 W Main St, El Cajon, CA, 92020 | 6.3 | |
| Allstate | Brook Daly | 438 Camino Del Rio S Ste 115, San Diego, CA, 92108 | 15.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Eucalyptus Hills, CA | $493,400 | $1,000 | $740 | $1,360 | $620 |
| San Diego Country Estates, CA | $435,900 | $891 | $660 | $1,210 | $550 |
| National City, CA | $345,400 | $874 | $650 | $1,190 | $540 |
| Chula Vista, CA | $433,500 | $1,154 | $850 | $1,570 | $720 |
| Laguna-Pine Valley, CA | $366,500 | $973 | $720 | $1,320 | $600 |
| Oceanside-Escondido, CA | $468,300 | $1,432 | $1,060 | $1,950 | $890 |
| Mountain Empire, CA | $237,300 | $652 | $480 | $890 | $410 |
| Pauma Valley, CA | $423,800 | $850 | $630 | $1,160 | $530 |
| Fallbrook, CA | $503,700 | $1,362 | $1,010 | $1,850 | $840 |
| Borrego Springs, CA | $158,800 | $597 | $440 | $810 | $370 |
| Murrieta, CA | $383,700 | $990 | $730 | $1,350 | $620 |