Gavop's guide to buying homeowners insurance in McLauchlin, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $130,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $107,500 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $181,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $158,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $652 |
| Superior Protection Discount | -$69 | $698 |
| Fire & Security Discount | -$77 | $690 |
| Hail Resistant Roof Discount | -$23 | $744 |
| Newly Constructed Home Discount | -$169 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hoke County | $2,000 | $768 | $2,768 | $558 | $2,558 | $210 |
| McLauchlin, NC | $1,500 | $758 | $2,258 | $551 | $2,051 | $207 |
| Silver City, NC | $300 | $517 | $817 | $376 | $676 | $141 |
| Saddletree, NC | $2,500 | $846 | $3,346 | $615 | $3,115 | $231 |
| Bunnlevel, NC | $300 | $857 | $1,157 | $623 | $923 | $234 |
| Sanford, NC | $700 | $664 | $1,364 | $482 | $1,182 | $181 |
| McColl, SC | $500 | $952 | $1,452 | $692 | $1,192 | $260 |
| Fairmont, NC | $1,500 | $861 | $2,361 | $625 | $2,125 | $235 |
| Middle Creek, NC | $1,000 | $781 | $1,781 | $568 | $1,568 | $213 |
| Lisbon, NC | $200 | $579 | $779 | $421 | $621 | $158 |
| Welches Creek, NC | $2,500 | $421 | $2,921 | $306 | $2,806 | $115 |
| Home Insurance Company McLauchlin, NC | Homeowners Insurance Agency McLauchlin, NC | Address | Popularity Score | Distance from McLauchlin (miles) |
|---|---|---|---|---|
| State Farm | Rodney Sherrill | 920 Brighton Rd, Fayetteville, NC, 28314-2512 | 9.4 | |
| State Farm | Ann Mcleod | 7137 Raeford Rd, Fayetteville, NC, 28304-0806 | 5.8 | |
| State Farm | Charles Oxendine | 6506 Dental Ln Ste 102, Fayetteville, NC, 28314-0383 | 8.1 | |
| Allstate | Gary Filippi | 981 Sunset Lake Rd, Fuquay Varina, NC, 27526 | 48.3 | |
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay Varina, NC, 27526 | 45.2 | |
| State Farm | Brian Hicks | 6791 Overhills Rd, Spring Lake, NC, 28390-8873 | 19.8 | |
| Allstate | Jeff S Graves | 1025 Rockingham Rd, Rockingham, NC, 28379 | 36.8 | |
| Allstate | Charles Montjoy | 115 E Salisbury St, Robbins, NC, 27325 | 40.4 | |
| Allstate | Randy Holt | 114 Commerce Ct Unit A, Pittsboro, NC, 27312 | 49.8 | |
| Nationwide | Teddy J Byrd Agency | 82 North Raleigh Street, Angier, NC, 27501-6680 | 41.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,220 | $620 |
| Hoke County, NC | $137,700 | $777 | $520 | $1,070 | $550 |
| McLauchlin, NC | $166,200 | $767 | $520 | $1,080 | $560 |
| Silver City, NC | $81,800 | $523 | $370 | $720 | $350 |
| Saddletree, NC | $69,200 | $856 | $590 | $1,170 | $580 |
| Bunnlevel, NC | $154,000 | $867 | $580 | $1,220 | $640 |
| Sanford, NC | $137,400 | $672 | $460 | $950 | $490 |
| McColl, SC | $53,900 | $963 | $700 | $1,330 | $630 |
| Fairmont, NC | $66,900 | $871 | $580 | $1,190 | $610 |
| Middle Creek, NC | $227,900 | $791 | $580 | $1,080 | $500 |
| Lisbon, NC | $92,900 | $586 | $430 | $810 | $380 |
| Welches Creek, NC | $65,800 | $426 | $290 | $610 | $320 |