How Can I Make My Fairfield, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Fairfield, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Fairfield, TX Home Insurance Coverage Levels | Back to Top

Fairfield, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Wiley Rd, W Reunion St, Tanbark Branch, Oak Ridge Dr, Co Rd 190, Maiden Ln, Pr Rd 152, Old Mexia-Fairfield Rd, Co Rd 181, Old Palestine Rd $165,500 $150,000 $125,000-$150,000 $69,500 $60,000 $50,000-$75,000
N Mount St, Tall Oaks, Val Verde Cir, Co Rd 602, Autumn Glen, Co Rd 541, FM 1364, E Bradley St, Meadowbrook Ln, Co Rd 240 $85,000 $70,000 $50,000-$75,000 $81,000 $70,000 $50,000-$75,000
Queens Ct, Co Rd 1221, Newman St, Co Rd 111, Co Rd 210, N Mount St, Cr 520, Dejay St, Pr 1279, Sunnyvale Ln $122,500 $110,000 $125,000-$150,000 $88,500 $80,000 $75,000-$100,000
Co Rd 833, FM 416, Bonner St, Kathy Ave, Mockingbird Ln, Love St, Ike St, E Commanche St, Cr 610, N Bateman Rd $172,500 $150,000 $150,000-$175,000 $122,500 $100,000 $100,000-$125,000
Elm St, Co Rd 1080, Heil St, N Fairway St, Reunion St, Ashley, Ray St, W Commanche St, Trinity River Rd, W Bond St $138,500 $130,000 $150,000-$175,000 $65,000 $50,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Fairfield, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$177 $866
Superior Protection Discount -$94 $949
Fire & Security Discount -$104 $939
Hail Resistant Roof Discount -$31 $1,012
Newly Constructed Home Discount -$271 $772

Choose the Right Deductible for your Fairfield, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Freestone County $1,000 $1,020 $2,020 $741 $1,741 $279
Fairfield, TX $2,500 $1,030 $3,530 $749 $3,249 $282
Palestine, TX $500 $1,046 $1,546 $760 $1,260 $286
Gun Barrel City, TX $2,000 $1,047 $3,047 $761 $2,761 $286
Mabank, TX $500 $1,453 $1,953 $1,056 $1,556 $397
Prairie Hill, TX $1,000 $1,296 $2,296 $942 $1,942 $354
Centerville, TX $400 $1,548 $1,948 $1,125 $1,525 $423
Hubbard-Mount Calm, TX $2,000 $1,441 $3,441 $1,047 $3,047 $394
Kosse, TX $100 $1,340 $1,440 $974 $1,074 $366
Shadybrook, TX $2,000 $1,493 $3,493 $1,085 $3,085 $408
Chandler-Brownsboro, TX $200 $1,557 $1,757 $1,132 $1,332 $426
Malone-Penelope, TX $1,500 $1,475 $2,975 $1,072 $2,572 $403

Identify Top Home Insurance Agents near Fairfield, TX | Back to Top

Home Insurance Company Fairfield, TX Homeowners Insurance Agency Fairfield, TX Address Popularity Score Distance from Fairfield (miles)
Travelers Arden Insurance Agency 207 N Mckinney, Ennis, TX, 75119
46.0
Allstate Jeremy Millar 514 E Corsicana St Ste B, Athens, TX, 75751
31.0
Liberty Mutual Independent Merritt Insurance Services Llc 13058 E Highway 175, Kemp, TX, 75143
42.0
Allstate Brianna Sewell 305 W Baylor St, Ennis, TX, 75119
46.1
Farmers Ed Caldwell 718 W Main St, Gun Barrel City, TX, 75156
35.3
Travelers Huffman Insurance Agency 1105 N 8th Ave, Teague, TX, 75860
15.6
Farmers Stephen Mark Mcmullin 101 S Dallas St Ste 305, Ennis, TX, 75119
45.9
Travelers Arden Insurance Agency 207 N Mckinney St, Ennis, TX, 75119
46.0
State Farm Lynda Housley 1000 W 2nd Ave, Corsicana, TX, 75110-3702
28.0
State Farm Will Hallmark 427 E Commerce St, Fairfield, TX, 75840-1645
6.7

Compare Rates for Fairfield, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Freestone County, TX $86,100 $1,032 $680 $1,590 $910
Fairfield, TX $89,000 $1,043 $690 $1,610 $920
Palestine, TX $93,500 $1,059 $700 $1,630 $930
Gun Barrel City, TX $100,800 $1,059 $700 $1,630 $930
Mabank, TX $89,900 $1,471 $970 $2,270 $1,300
Prairie Hill, TX $61,300 $1,312 $870 $2,020 $1,150
Centerville, TX $111,000 $1,567 $1,030 $2,410 $1,380
Hubbard-Mount Calm, TX $87,200 $1,458 $960 $2,250 $1,290
Kosse, TX $68,500 $1,356 $890 $2,090 $1,200
Shadybrook, TX $98,300 $1,511 $1,000 $2,330 $1,330
Chandler-Brownsboro, TX $113,200 $1,576 $1,040 $2,430 $1,390
Malone-Penelope, TX $94,300 $1,493 $990 $2,300 $1,310