Gavop shows you how to buy homeowners insurance in Surry County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Surry County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lower Creek Dr, State Rte 643, Crosse Creeke Trl, State Rte 665, Terrapin Swamp Rd, Retreat Ln, Flying Point Bridge Rd, Turkey Trot Trl, Old Brickyard Rd, Freemans Pond Rd | $295,000 | $270,000 | $250,000-$300,000 | $116,500 | $100,000 | $100,000-$125,000 |
| Villa Rd, State Rte 783, Dogwood Ct, State Rte 1207, Milltown Ln, Park Ave, State Rte 614, Shadow Ln, Mill Swamp Rd, State Rte 31 | $171,500 | $140,000 | $175,000-$200,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Red Oak Dr, State Rte 663, Magnolia Cir, State Rte 626, Maple Tree Ln, E Minnesota Ave, California Rd, State Rte 635, Cypress Swamp Ln, State Rte 629 | $177,500 | $150,000 | $150,000-$175,000 | $112,000 | $90,000 | $125,000-$150,000 |
| State Rte 627, Mount Ray Dr, Dover Ct, State Rte 638, Beaverdam Rd, Oak St, Watkins Mill Rd, Fire Trl No 306, State Rte 601, Chestnut Farm Cir | $135,500 | $120,000 | $100,000-$125,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Eagle Ln, Dripping Springs Rd, State Rte 615, State Rte 633, Bay View Pl, State Rte 644, Sexton Wye, Pinewood Ct, Devaney St, State Rte 611 | $105,500 | $100,000 | $75,000-$100,000 | $115,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $580 |
| Superior Protection Discount | -$68 | $614 |
| Fire & Security Discount | -$68 | $614 |
| Hail Resistant Roof Discount | -$20 | $662 |
| Newly Constructed Home Discount | -$198 | $484 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Surry County | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Surry County, VA | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Prince George County, VA | $300 | $854 | $1,154 | $621 | $921 | $233 |
| Poquoson, VA | $2,000 | $851 | $2,851 | $618 | $2,618 | $232 |
| Saluda, VA | $500 | $923 | $1,423 | $671 | $1,171 | $252 |
| Dale, VA | $700 | $701 | $1,401 | $510 | $1,210 | $192 |
| Stevensville, VA | $400 | $828 | $1,228 | $602 | $1,002 | $226 |
| Jamaica, VA | $2,500 | $872 | $3,372 | $634 | $3,134 | $238 |
| Manchester, VA | $300 | $665 | $965 | $483 | $783 | $182 |
| Matoaca, VA | $2,000 | $903 | $2,903 | $656 | $2,656 | $247 |
| Chamberlayne, VA | $400 | $739 | $1,139 | $537 | $937 | $202 |
| Kilmarnock, VA | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| Home Insurance Company Surry County, VA | Homeowners Insurance Agency Surry County, VA | Address | Popularity Score | Distance from Surry County (miles) |
|---|---|---|---|---|
| State Farm | Patty Rhodes | 1200 Armory Dr Ste B, Franklin, VA, 23851-2463 | 31.1 | |
| Erie | Tate & Associates | 1315 Jamestown Road Suite 104, Williamsburg, VA, 23185 | 12.2 | |
| State Farm | Lindsey Patto | 3916 Portsmouth Blvd Ste A6, Chesapeake, VA, 23321-3656 | 33.3 | |
| Nationwide | Manuel G Nofplot Jr | 7925 Halprin Dr, Norfolk, VA, 23518-3005 | 39.1 | |
| State Farm | Amy Roberts | 26040 Cox Rd, Petersburg, VA, 23803-6566 | 32.5 | |
| Allstate | Lee Ann Sullivan | 640 Independence Pkwy Ste 200, Chesapeake, VA, 23320 | 42.1 | |
| Travelers | Savage And Mcpherson Insurance Agency | 376 Kempsville Rd, Chesapeake, VA, 23320 | 44.6 | |
| State Farm | Scott Miller | 13193 Warwick Blvd Ste 102, Newport News, VA, 23602-8320 | 20.0 | |
| State Farm | Anne Sparkman | 14203 Old Courths Way, Newport News, VA, 23602-3749 | 20.0 | |
| Travelers | Insurance Agency Services Llc | 552s Battlefield Blvd, Chesapeake, VA, 23322 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,340 | $690 |
| Surry County, VA | $172,700 | $682 | $500 | $980 | $480 |
| Surry County, VA | $172,700 | $682 | $480 | $980 | $500 |
| Prince George County, VA | $212,100 | $864 | $580 | $1,180 | $600 |
| Poquoson, VA | $316,800 | $861 | $590 | $1,230 | $640 |
| Saluda, VA | $241,400 | $934 | $640 | $1,290 | $650 |
| Dale, VA | $187,000 | $710 | $510 | $1,020 | $510 |
| Stevensville, VA | $184,000 | $838 | $590 | $1,150 | $560 |
| Jamaica, VA | $206,900 | $883 | $600 | $1,230 | $630 |
| Manchester, VA | $168,100 | $673 | $480 | $940 | $460 |
| Matoaca, VA | $256,300 | $914 | $630 | $1,260 | $630 |
| Chamberlayne, VA | $211,800 | $748 | $510 | $1,030 | $520 |
| Kilmarnock, VA | $183,700 | $837 | $610 | $1,190 | $580 |