Gavop shows you how to buy homeowners insurance in Carter County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Carter County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Walnut St, Elsie St, Leeall Dr, John St, Bass Rock Dr, Hillcrest Cir, Cemetery Rd, Carter Co M 105, Co Rd 103, House Ln | $122,000 | $110,000 | $125,000-$150,000 | $85,000 | $70,000 | $50,000-$75,000 |
| Co Rd 237, CC Rd, Current River Rd, Co Rd 111, Co Rd 330, Clifford Dr, Noble St, Oak St, State Hwy U, State Hwy J | $122,000 | $100,000 | $100,000-$125,000 | $75,000 | $70,000 | $75,000-$100,000 |
| Whites Mill Rd, Co Rd 354, Skyline Dr, Luekel Dr, Spruce St, S Elizabeth Ave, Co Rd 60-125, Co Rd 333, Payton Place Dr, Co Rd 105 | $128,500 | $100,000 | $100,000-$125,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Plum St, S Herren Ave, Forest Rd 3277, Co Rd M, Forest Rd 4139, Dry Valley Rd, N Cane Ave, 2nd St, Co Rd 366, Carter Co 247 | $129,000 | $110,000 | $100,000-$125,000 | $91,000 | $90,000 | $75,000-$100,000 |
| Co Rd 238, Co Rd C-231, Co Rd N-330, Sycamore Dr, Carter Co 105, Co Rd 327, E North Ave, Carter Co M 103, Leuckel Dr, Long Ave | $149,000 | $130,000 | $125,000-$150,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $644 |
| Superior Protection Discount | -$77 | $689 |
| Fire & Security Discount | -$69 | $697 |
| Hail Resistant Roof Discount | -$15 | $751 |
| Newly Constructed Home Discount | -$192 | $575 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carter County | $2,000 | $757 | $2,757 | $550 | $2,550 | $207 |
| Carter County, MO | $700 | $757 | $1,457 | $550 | $1,250 | $207 |
| Logan, MO | $1,000 | $945 | $1,945 | $686 | $1,686 | $258 |
| Epps, MO | $200 | $1,023 | $1,223 | $743 | $943 | $279 |
| Reynolds County, MO | $2,500 | $756 | $3,256 | $549 | $3,049 | $207 |
| Neely, MO | $200 | $684 | $884 | $497 | $697 | $187 |
| North Union, AR | $1,500 | $968 | $2,468 | $704 | $2,204 | $265 |
| Gillis Bluff, MO | $300 | $841 | $1,141 | $611 | $911 | $230 |
| Mammoth Spring, AR | $1,000 | $909 | $1,909 | $661 | $1,661 | $248 |
| Pocahontas, AR | $300 | $735 | $1,035 | $534 | $834 | $201 |
| Iron County, MO | $1,000 | $734 | $1,734 | $533 | $1,533 | $200 |
| Home Insurance Company Carter County, MO | Homeowners Insurance Agency Carter County, MO | Address | Popularity Score | Distance from Carter County (miles) |
|---|---|---|---|---|
| State Farm | Amanda Shipman | 102 W Russell St, Ironton, MO, 63650-1313 | 48.3 | |
| Farmers | Dennis Hovis | 400 S Main St, Piedmont, MO, 63957 | 19.8 | |
| Farmers | Stephanie Harbison | 1901 N Westwood Blvd Ste 4, Poplar Bluff, MO, 63901 | 31.4 | |
| State Farm | Eddy Justice | 204 Ferguson St, Poplar Bluff, MO, 63901-4900 | 32.7 | |
| State Farm | Scott Cecil | 316 Old Alton Rd, Thayer, MO, 65791 | 44.5 | |
| Travelers | Hometown Insurance | 210 E 5th St, Mountain View, MO, 65548 | 41.9 | |
| State Farm | Craig Heisserer | 1895 N Westwood Blvd, Poplar Bluff, MO, 63901-2833 | 31.4 | |
| Allstate | Karen Sanderson | 1720 Kanell Blvd Ste 4, Poplar Bluff, MO, 63901 | 29.6 | |
| Farmers | Shawn Justus | 112 Chestnut St, Thayer, MO, 65791 | 43.8 | |
| Travelers | Bob Griffin Insurance Agency | 114 Washington St, Doniphan, MO, 63935 | 23.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,490 | $760 |
| Carter County, MO | $90,400 | $766 | $520 | $1,060 | $540 |
| Carter County, MO | $90,400 | $766 | $520 | $1,080 | $560 |
| Logan, MO | $102,900 | $956 | $690 | $1,370 | $680 |
| Epps, MO | $127,900 | $1,035 | $760 | $1,470 | $710 |
| Reynolds County, MO | $90,300 | $765 | $520 | $1,080 | $560 |
| Neely, MO | $40,300 | $692 | $470 | $980 | $510 |
| North Union, AR | $95,700 | $980 | $680 | $1,380 | $700 |
| Gillis Bluff, MO | $74,800 | $851 | $600 | $1,210 | $610 |
| Mammoth Spring, AR | $83,700 | $920 | $630 | $1,300 | $670 |
| Pocahontas, AR | $77,100 | $744 | $510 | $1,020 | $510 |
| Iron County, MO | $83,100 | $743 | $500 | $1,020 | $520 |