How Can I Make My Liberal, KS Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Liberal, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Liberal, KS Home Insurance Coverage Levels | Back to Top
| Liberal, KS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 9 Mile Rd, Don St, N Prospect Ave, Rd F, Edwards Ave, US Hwy 270, Beech St, W 1st St, S Webster Ave, N Lincoln Ave | $105,000 | $90,000 | $100,000-$125,000 | $94,500 | $90,000 | $75,000-$100,000 |
| W 3rd St, W 7th St, Road W, Nick Ave, Windridge Ct, Cortez St, W 15th St, N Roosevelt Ave, Western Dr, Booster Station Rd | $107,500 | $100,000 | $100,000-$125,000 | $50,000 | $40,000 | $25,000-$50,000 |
| Railroad St, N Tulane Ave, Congress St, Rd D, Meadows Ln, Zielne Rd, Rd 18, Co Rd J, Rd 9, Nelson Ave | $107,000 | $90,000 | $100,000-$125,000 | $104,500 | $90,000 | $75,000-$100,000 |
| Rice Rd, Satanta Cut Off Rd, Co Rd 2 S, Bird Rd, S New York Ave, Rd I, Rd 16, Rd 15, Wide Awake Ln, W 9th St | $102,000 | $90,000 | $75,000-$100,000 | $91,000 | $80,000 | $100,000-$125,000 |
| W Trail St, E 9th St, North St, Rodeo Ave, Co Rd Q, Washington Ave, N Clay Ave, Co Rd S, N Country Estates Rd, R Park Rd | $111,000 | $90,000 | $125,000-$150,000 | $89,000 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Liberal, KS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $671 |
| Superior Protection Discount | -$83 | $745 |
| Fire & Security Discount | -$58 | $770 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$232 | $596 |
Choose your Liberal, KS Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Liberal, KS | Back to Top
| Home Insurance Company Liberal, KS | Homeowners Insurance Agency Liberal, KS | Address | Popularity Score | Distance from Liberal (miles) |
|---|---|---|---|---|
| Allstate | Al Shank Insurance | 24 W 2nd St, Liberal, KS, 67901 | 0.5 | |
| State Farm | Jerry Harding | 1105 N Kansas Ave, Liberal, KS, 67901-2441 | 0.5 | |
| State Farm | Shanda Swinehart | 716 W Oklahoma Ave, Ulysses, KS, 67880-2300 | 43.8 | |
| Farmers | Clareisa Bayouth Lutcf | 921 N Kansas Ave, Liberal, KS, 67901 | 0.4 | |
| Allstate | Sullivan Ins Inc | 123 W Central Ave, Ulysses, KS, 67880 | 43.8 | |
| Farmers | Candice Candi Prater | 303 N Kansas Ave Ste 104, Liberal, KS, 67901 | 0.5 | |
| State Farm | Debbie Nordling | 617 S Main St, Hugoton, KS, 67951-2419 | 24.8 | |
| Farmers | Rosa Castorena | 239 W Pancake Blvd Ste 401, Liberal, KS, 67901 | 1.0 | |
| Allstate | C. Dean Riney Ins | 1011 North Kansas Avenue, Liberal, KS, 67901 | 0.4 | |
| Allstate | Al Shank Insurance | 24 W. 2nd St., Liberal, KS, 67901 | 0.5 |
Compare Rates for Liberal, KS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Seward County, KS | $98,500 | $818 | $640 | $1,100 | $460 |
| Liberal, KS | $101,000 | $828 | $650 | $1,120 | $470 |
| Tyrone, OK | $71,300 | $1,037 | $710 | $1,480 | $770 |
| Hooker, OK | $81,900 | $1,131 | $770 | $1,610 | $840 |
| Forgan, OK | $52,900 | $867 | $590 | $1,220 | $630 |
| Satanta, KS | $73,800 | $987 | $770 | $1,330 | $560 |
| Sublette, KS | $106,600 | $1,197 | $930 | $1,620 | $690 |
| Haskell, KS | $110,300 | $1,218 | $950 | $1,640 | $690 |
| Meade, KS | $77,500 | $1,013 | $790 | $1,370 | $580 |
| Lockport, KS | $170,800 | $1,492 | $1,160 | $2,010 | $850 |
| Goodwell, OK | $100,000 | $1,284 | $890 | $1,770 | $880 |
Research Home Insurance Companies Reviews in Liberal, KS Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
There is nothing i dislike. The agents are always polite and friendly. I never have a long wait time, and they always solve my issue.