How Can I Make My Bellaire, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Bellaire, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Bellaire, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $152,000 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $330,000 | $280,000 | $250,000-$300,000 |
| 3 Bedroom | $557,000 | $470,000 | $600,000-$700,000 |
| 4 Bedroom | $600,000 | $530,000 | $500,000-$600,000 |
| 5 Bedroom | $1,168,000 | $1,090,000 | $900,000-$1,000,000 |
Estimate your Savings with Home Insurance Discounts in Bellaire, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $823 |
| Superior Protection Discount | -$97 | $872 |
| Fire & Security Discount | -$68 | $901 |
| Hail Resistant Roof Discount | -$19 | $949 |
| Newly Constructed Home Discount | -$271 | $697 |
Choose your Bellaire, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,211 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $34,608 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $7,991 |
Identify Top Home Insurance Agents near Bellaire, TX | Back to Top
| Home Insurance Company Bellaire, TX | Homeowners Insurance Agency Bellaire, TX | Address | Popularity Score | Distance from Bellaire (miles) |
|---|---|---|---|---|
| Farmers | Rodney Poole | 2020 Montrose Blvd Ste 300, Houston, TX, 77006 | 5.4 | |
| Nationwide | The May Group Llc | 3902 N Shepherd Dr, Houston, TX, 77018 | 8.7 | |
| State Farm | Andrew Perez | 6606 Lawndale St Ste 400, Houston, TX, 77023-2440 | 9.3 | |
| Allstate | Will Cooper | 2150 W 18th St Ste 101, Houston, TX, 77008 | 6.9 | |
| Travelers | Cadence Insurance | 10575 Katy Fwy Ste 150, Houston, TX, 77024 | 8.0 | |
| Allstate | Carl S Smith | 1200 Mckinney St Ste 309, Houston, TX, 77010 | 7.0 | |
| Allstate | Ray Rosales | 7830 W Grand Pkwy S Ste 250, Richmond, TX, 77406 | 17.2 | |
| Travelers | The Oconnor Agency | 1500 S Dairy Ashord Ste 106, Houston, TX, 77077 | 9.2 | |
| State Farm | Gaston Arguelles | 5945 Bellaire Blvd Ste C, Houston, TX, 77081-5529 | 1.4 | |
| Farmers | Chuck Lamotta | 12603 Southwest Fwy Ste 685, Stafford, TX, 77477 | 8.4 |
Compare Rates for Bellaire, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
| Bellaire, TX | $803,000 | $969 | $640 | $1,490 | $850 |
| Spring Valley Village, TX | $671,600 | $1,023 | $670 | $1,570 | $900 |
| Aldine, TX | $82,200 | $1,018 | $670 | $1,570 | $900 |
| Greatwood, TX | $322,000 | $1,106 | $730 | $1,700 | $970 |
| Pecan Grove, TX | $210,200 | $1,012 | $670 | $1,560 | $890 |
| Brazoria County, TX | $164,300 | $1,414 | $930 | $2,180 | $1,250 |
| Roman Forest, TX | $189,300 | $1,809 | $1,190 | $2,790 | $1,600 |
| Cove, TX | $212,900 | $1,863 | $1,230 | $2,870 | $1,640 |
| Boling-Newgulf, TX | $104,500 | $1,539 | $1,020 | $2,370 | $1,350 |
| Hempstead, TX | $147,600 | $968 | $640 | $1,490 | $850 |
| Dayton Lakes, TX | $25,300 | $1,052 | $690 | $1,620 | $930 |
Research Home Insurance Companies Reviews in Bellaire, TX Before Buying | Back to Top
Share a review on your home insurance company
Nationwide Home Insurance Reviews
Date: November 12, 2018 Age: Above 60 Gender: Female Marital Status: Married
Website/App
The website is set up ok if you can get logged. The problem is most of the information I need is never updated on my online account. Claim status is never updated, no information is provided or help for getting it.
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have had state farm since 2014. They have always been helpful with any issues in my home. I have had flood damage, break ins, and tree damage.
Allied Insurance Home Insurance Reviews
Date: November 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I've just switched over a few months ago since they had better rates and deductibles.