How Can I Make My Moline, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Moline, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Moline, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $150,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $188,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $251,500 | $210,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Moline, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $572 |
| Superior Protection Discount | -$68 | $613 |
| Fire & Security Discount | -$68 | $613 |
| Hail Resistant Roof Discount | -$20 | $661 |
| Newly Constructed Home Discount | -$170 | $511 |
Choose your Moline, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Moline, IL | Back to Top
| Home Insurance Company Moline, IL | Homeowners Insurance Agency Moline, IL | Address | Popularity Score | Distance from Moline (miles) |
|---|---|---|---|---|
| State Farm | Chad Cruse | 1922 7th St, Moline, IL, 61265-4632 | 1.9 | |
| State Farm | Mike Sprague | 1712 E 4th St, Sterling, IL, 61081-2922 | 47.6 | |
| State Farm | Trevor Volz | 2412 41st St, Moline, IL, 61265-5015 | 0.8 | |
| State Farm | Jack Spencer | 313 1st Ave, Rock Falls, IL, 61071-1241 | 46.4 | |
| State Farm | Rob Williams | 261 N Broad St Ste 59, Galesburg, IL, 61401-4556 | 37.3 | |
| Allstate | Brad Zude | 3700 16th St, Moline, IL, 61265 | 0.8 | |
| Allstate | Derek Newton | 3311 Avenue Of The Cities, Moline, IL, 61265 | 0.7 | |
| Erie | John E Miller Financial Services Llc | 1301 30th Street, Rock Island, IL, 61201 | 3.5 | |
| State Farm | Roy Dern | 2701 Woodlawn Rd, Sterling, IL, 61081-4131 | 48.3 | |
| Allstate | Mario Melendez | 1205 10th Ave, Rock Falls, IL, 61071 | 45.5 |
Compare Rates for Moline, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,180 | $600 |
| Rock Island County, IL | $115,600 | $678 | $460 | $940 | $480 |
| Moline, IL | $116,600 | $681 | $470 | $940 | $470 |
| Cleveland, IL | $92,500 | $624 | $440 | $880 | $440 |
| Orion, IL | $142,500 | $771 | $560 | $1,090 | $530 |
| Abington, IL | $77,900 | $569 | $380 | $810 | $430 |
| Mineral, IL | $85,000 | $596 | $440 | $820 | $380 |
| Neponset, IL | $100,800 | $652 | $440 | $890 | $450 |
| Kirkwood, IL | $69,000 | $533 | $390 | $730 | $340 |
| Conesville, IA | $61,200 | $521 | $380 | $720 | $340 |
| Truro, IL | $90,600 | $617 | $430 | $850 | $420 |
| Orange, IL | $164,400 | $820 | $550 | $1,140 | $590 |
| Rome, IA | $91,200 | $663 | $460 | $940 | $480 |
Research Home Insurance Companies Reviews in Moline, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 03, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
So far I am satisfied with my service and have not had any issues. I have also never needed to make any claims though.
Date: March 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
In this customer service give a good clarification i am totally impressed to this customer service. I would like to enjoy the extremely satisfied for the customer service
Date: December 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Compares to others i think thtat I have the best insurance becuause I reaserched many others and they did not cover what mine was covering in the way of flood insurance
Date: November 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
I like how they will reach out to me if something doesn't seem right, and they will also get back to me.
Liberty Mutual Home Insurance Reviews
Date: February 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Liberty Mutual's customer service is pretty good. I've had to use them a few time and they've always been courteous, kind, and patient. One CSA helped me find a discount that saved me money.
Date: October 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Liberty Mutual is the only company i have, I am satisfied despite of their slow and incompetent ways but overall, no other company can beat their coverage they providing.
State Farm Home Insurance Reviews
Date: January 15, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
My insurance company's customer service is very best.This insurance is used all ours.This service used all people.
Date: September 18, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I wold rate this question a 4. I really cannot compare my premium and deductible to other home insurance policies since I have not compared to other insurance companies. I really ought to.
Nationwide Home Insurance Reviews
Date: December 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I would give NATIONWIDE a 5. They were there immediately after my family suffered from a house fire that resulted in a "total" loss. They were with us every step of the way & helped so much.
Erie Insurance Home Insurance Reviews
Date: January 08, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
this company in comparison with the others offers better benefits due to its great experience in the market offer a discount to choose your services
Meemic Insurance Home Insurance Reviews
Date: July 02, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
Meemic has always handled all of my inquires with great customer service. I have recommended them to many of my coworkers that are also eligible for their insurance.
American Family Insurance Home Insurance Reviews
Date: May 28, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
We have had nothing but good experiences so far. The service has been fast, friendly and just as we would expect from the insurance company.The customer service is a 5.