How Can I Make My Rock Island, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Rock Island, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Rock Island, IL Home Insurance Coverage Levels | Back to Top
| Rock Island, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hilltop Ct, 105th Ave W, 10th Ave W, 27th St W, Co Hwy 78, 62nd Ave W, Front St, Bruce Ave, 71st St W, 101st Ave W | $148,000 | $140,000 | $125,000-$150,000 | $150,500 | $120,000 | $150,000-$175,000 |
| 2nd Ave W, 1st Ave E, 17th Ave W, 85th Ave W, 19 1/2 Ave, Liekefett Rd, 82nd Ave W, 32nd Street Ct, 11th Ave W, 5th Ave E | $142,000 | $120,000 | $125,000-$150,000 | $121,500 | $100,000 | $100,000-$125,000 |
| Co Rd K, W 2nd St, 34th Avenue Ct, Central St, 35th St W, Foxwood Ct, Hillcrest Rd, 13th St W, Lakeview Dr, 5th Ave W | $96,500 | $90,000 | $100,000-$125,000 | $64,500 | $60,000 | $50,000-$75,000 |
| 4th Ave W, 6 1/2 St W, Andalusa Rd, 14 1/2 St, 20th St W, 3rd 1/2 St E, 51st St W, 11 1/2 St, 3rd Ave E, Chippiannock Pl | $171,000 | $140,000 | $175,000-$200,000 | $82,500 | $70,000 | $50,000-$75,000 |
| 84th Street Ct W, 70th St W, 10th St W, 26th Ave Ct, 4th St W, 6th Ave E, Tract Boundary, Andalusa Rd, 12th St W, 53rd Ave W | $108,500 | $90,000 | $75,000-$100,000 | $65,500 | $50,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Rock Island, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$88 | $543 |
| Superior Protection Discount | -$57 | $575 |
| Fire & Security Discount | -$57 | $575 |
| Hail Resistant Roof Discount | -$19 | $613 |
| Newly Constructed Home Discount | -$139 | $493 |
Choose your Rock Island, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,464 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Rock Island, IL | Back to Top
| Home Insurance Company Rock Island, IL | Homeowners Insurance Agency Rock Island, IL | Address | Popularity Score | Distance from Rock Island (miles) |
|---|---|---|---|---|
| State Farm | Billy Puckett | 210 18th St, Rock Island, IL, 61201-8707 | 2.7 | |
| State Farm | Trevor Volz | 2412 41st St, Moline, IL, 61265-5015 | 5.5 | |
| Travelers | Lohman Companies | 3901 15th St D , Moline, IL, 61265 | 3.7 | |
| Allstate | Derek Newton | 3311 Avenue Of The Cities, Moline, IL, 61265 | 5.0 | |
| State Farm | Tim Volz | 48 Jefferson St, Savanna, IL, 61074-1624 | 48.2 | |
| Erie | John E Miller Financial Services Llc | 1301 30th Street, Rock Island, IL, 61201 | 2.3 | |
| Travelers | Lohman Companies | 3901 15th St D, Moline, IL, 61265 | 3.9 | |
| Allstate | Mario Melendez | 1205 10th Ave, Rock Falls, IL, 61071 | 50.1 | |
| State Farm | Roger Clawson | 800 36th Ave, Moline, IL, 61265-7168 | 2.9 | |
| State Farm | Ruth Gundlach | 1113 4th Street, Fulton, IL, 61252 | 34.8 |
Compare Rates for Rock Island, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,160 | $570 |
| Rock Island County, IL | $115,600 | $678 | $460 | $940 | $480 |
| Rock Island, IL | $100,500 | $631 | $460 | $890 | $430 |
| Bettendorf, IA | $197,000 | $936 | $670 | $1,300 | $630 |
| Rapids City, IL | $171,800 | $835 | $580 | $1,190 | $610 |
| Viola, IL | $93,800 | $628 | $430 | $870 | $440 |
| Coe, IL | $249,300 | $962 | $660 | $1,340 | $680 |
| Hillsdale, IL | $81,200 | $582 | $400 | $800 | $400 |
| Muscatine, IA | $108,800 | $682 | $460 | $970 | $510 |
| Camanche, IA | $114,400 | $754 | $510 | $1,040 | $530 |
| Inland, IA | $113,400 | $750 | $530 | $1,040 | $510 |
| Yorktown, IL | $91,700 | $621 | $420 | $880 | $460 |
| Como, IL | $137,000 | $757 | $550 | $1,040 | $490 |
Research Home Insurance Companies Reviews in Rock Island, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 14, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
this insurance company has always been very helpful and accomodating. The employees are genuinely interested in their customers and will do all they can to help in the best way possible!
Date: September 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I pay less in premiums that most companies but I also have a higher deductible. I prefer this as I can use the money I've saved in premiums to pay for the deductible if I need to.
Date: August 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
They have done a good job. They keep me updated on new offers and are priced good in my opinion. I do not see switching from them anytime soon.
Date: August 11, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
I've asked my relatives and friends questions about their home insurance premiums and deductibles and mine are very similar so I've always decided to keep my policy.
Date: July 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I believe State Farm offers similar policy details similar to other insurance providers but I believe their offers are better.
Date: December 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Our neighbor's home exploded and damaged our home and garage. The contractors that STATE FARM recommended have been horrible to work with. They are unresponsive and lack a sense of urgency in completing the work. When asked STATE FARM to intervene and mediate, still no progress. It has been a full year since the accident and we are still without a garage.
Date: November 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance policy is covering dwelling, the damages caused by fire, lightning strike, the garage and more.
Allstate Home Insurance Reviews
Date: September 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I compared many different policies before I went with Allstate. It might not be the cheapest, but it definitely seems to be worth the cost.
Date: July 17, 2019 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
I believe that Allstate offers everything that other insurance companies do and more.It can be a little more expensive but that is to be expected for such high quality insurance.
Date: October 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
My insurance company is actually very good, I changed my bank account info on line the other day and I had entered the wrong info. They informed me of the situation and I was able to correct the issue.
Erie Insurance Home Insurance Reviews
Date: September 13, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
I've only ever used 2 other Home Owner insurance providers. State farm and Nationwide. I never filed a claim with them, so I couldn't speak to that. But they were more expensive than my current provider.
Date: July 26, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Luckily, I haven't had many reasons to speak with anyone. However, my experience with the company is always good and they have knowledgeable representatives.
AAA Home Insurance Reviews
Date: August 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium is a good price in my opinion. It was connected to my auto insurance and it kept it low for the Northeast. It was a little lower than a lot of other companies that I looked at.
Farmer's Insurance Home Insurance Reviews
Date: December 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
This is competitive but not too bad. Again the hurricane deductible is a huge factor since that is the most likely event to cause a loss.