Gavop shows you how to buy homeowners insurance in Elba, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Elba, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Farris Ave, Pr Rd 1506, Washington Ave, Newton St, Forest Lake Dr, Co Rd 527, Co Rd 355, Sequoia Dr, Cordelia St, Ash Cir | $96,000 | $90,000 | $75,000-$100,000 | $81,000 | $70,000 | $50,000-$75,000 |
| Co Rd 519, Co Rd 361, Flournoy Dr, Co Rd 373, Gray St, Boswell St, Co Rd 231, Cedar Lane Dr, Payne St, Lee Cir | $84,500 | $70,000 | $75,000-$100,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Old Samson Rd, Yelverton Ave, Paula St, Co Rd 407, Co Rd 409, Co Rd 43, Co Rd 50, Jones Cir, Co Rd 436, Co Rd 413 | $169,500 | $160,000 | $150,000-$175,000 | $87,500 | $80,000 | $75,000-$100,000 |
| Co Rd 418, Taylor Mill Rd, Court Ave, Co Rd 513, Brookdale Ave, Co Rd 366, Clark Ave, Co Rd 337, Co Rd 358, Davis St | $92,000 | $80,000 | $100,000-$125,000 | $67,000 | $60,000 | $50,000-$75,000 |
| Dr Roberts Dr, Co Rd 248, Teresa St, Co Rd 521, Cherokee Ln, Co Rd 369, Co Rd 401, Tucker St, West St, Co Rd 370 | $87,500 | $70,000 | $75,000-$100,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $687 |
| Superior Protection Discount | -$73 | $735 |
| Fire & Security Discount | -$65 | $743 |
| Hail Resistant Roof Discount | -$24 | $784 |
| Newly Constructed Home Discount | -$218 | $590 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,386 |
| Home Insurance Company Elba, AL | Homeowners Insurance Agency Elba, AL | Address | Popularity Score | Distance from Elba (miles) |
|---|---|---|---|---|
| State Farm | Al Snellgrove | 1384 S Forest Ave, Luverne, AL, 36049-7311 | 22.3 | |
| State Farm | Melanie Garner | 112 S Commerce St, Geneva, AL, 36340-2211 | 29.0 | |
| Allstate | Mark Goodson | 804 Boll Weevil Cir, Enterprise, AL, 36330 | 15.9 | |
| Farmers | Mary Grimes | 1208 Rucker Blvd Ste B, Enterprise, AL, 36330 | 16.6 | |
| Allstate | Christopher Jackson | 408 River Falls St, Andalusia, AL, 36420 | 25.2 | |
| Allstate | Trustway Insurance | 141 Troy Plaza Loop, Troy, AL, 36081 | 26.5 | |
| Travelers | Southeast Insurance & Real Estate | 416 N Claxton Ave, Elba, AL, 36323 | 0.9 | |
| Allstate | Gary Maddox | 510 N Main St, Opp, AL, 36467 | 13.4 | |
| State Farm | Rod Grimmer | 3124 W Main St Ste 2, Dothan, AL, 36305-1181 | 40.1 | |
| Allstate | Boswell Insurance Agency | 707 Simmons St, Elba, AL, 36323 | 0.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,610 | $820 |
| Coffee County, AL | $147,800 | $1,156 | $790 | $1,650 | $860 |
| Elba, AL | $95,700 | $808 | $580 | $1,120 | $540 |
| Jack, AL | $92,900 | $944 | $640 | $1,310 | $670 |
| Brantley, AL | $83,100 | $879 | $640 | $1,250 | $610 |
| Rose Hill-Gantt, AL | $158,500 | $1,290 | $860 | $1,790 | $930 |
| Horn Hill, AL | $83,000 | $879 | $640 | $1,250 | $610 |
| Newton, AL | $92,700 | $943 | $650 | $1,310 | $660 |
| Clio, AL | $73,100 | $809 | $550 | $1,110 | $560 |
| Malvern, AL | $72,000 | $801 | $540 | $1,150 | $610 |
| Laurel Hill, FL | $129,600 | $1,277 | $1,000 | $1,710 | $710 |
| Holmes County, FL | $92,400 | $861 | $670 | $1,150 | $480 |
| Ramer, AL | $85,700 | $897 | $610 | $1,270 | $660 |