How Can I Make My Garden City, KS Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Garden City, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Garden City, KS Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $163,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $162,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $325,500 | $300,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Garden City, KS | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $767 |
| Superior Protection Discount | -$83 | $840 |
| Fire & Security Discount | -$92 | $831 |
| Hail Resistant Roof Discount | -$18 | $905 |
| Newly Constructed Home Discount | -$249 | $674 |
Choose the Right Deductible for your Garden City, KS Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Finney County | $700 | $1,196 | $1,896 | $869 | $1,569 | $327 |
| Garden City, KS | $1,500 | $912 | $2,412 | $663 | $2,163 | $249 |
| Haskell, KS | $400 | $1,203 | $1,603 | $875 | $1,275 | $329 |
| Haskell County, KS | $1,000 | $825 | $1,825 | $599 | $1,599 | $225 |
| Dighton, KS | $400 | $1,014 | $1,414 | $737 | $1,137 | $277 |
| Scott City, KS | $2,500 | $1,258 | $3,758 | $914 | $3,414 | $344 |
| Satanta, KS | $300 | $975 | $1,275 | $709 | $1,009 | $266 |
| Ensign, KS | $1,000 | $789 | $1,789 | $574 | $1,574 | $216 |
| Royal, KS | $500 | $1,750 | $2,250 | $1,272 | $1,772 | $478 |
| Seward, KS | $700 | $1,252 | $1,952 | $910 | $1,610 | $342 |
Identify Top Home Insurance Agents near Garden City, KS | Back to Top
| Home Insurance Company Garden City, KS | Homeowners Insurance Agency Garden City, KS | Address | Popularity Score | Distance from Garden City (miles) |
|---|---|---|---|---|
| Allstate | The Agency Inc | 122 North Main, Lakin, KS, 67860 | 21.7 | |
| State Farm | Rob Sowers | 2500 Central Ave Ste C, Dodge City, KS, 67801-6204 | 48.2 | |
| Allstate | Parker-Haskins Insurance Inc | 1712 Central Ave # 176, Dodge City, KS, 67801 | 48.4 | |
| State Farm | Moe Linden | 110 E Pearl St, Dighton, KS, 67839 | 40.9 | |
| State Farm | Cynthia Warden | 224 N Main St, Garden City, KS, 67846-5424 | 1.1 | |
| Farmers | Rodrigo Ruvalcaba | 503 N Main St, Garden City, KS, 67846 | 0.9 | |
| State Farm | Brad Lock | 1701 N 14th Ave Ste B, Dodge City, KS, 67801-3499 | 47.6 | |
| State Farm | Michael Trout | 112 W 3rd St, Scott City, KS, 67871-1158 | 35.0 | |
| State Farm | Paul Brandt | 122 North 4th Street, Leoti, KS, 67861 | 44.0 | |
| Farmers | Melanie Guillen | 204 E Frontview St, Dodge City, KS, 67801 | 48.3 |
Compare Rates for Garden City, KS Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Finney County, KS | $126,200 | $1,211 | $940 | $1,630 | $690 |
| Garden City, KS | $125,600 | $924 | $720 | $1,250 | $530 |
| Haskell, KS | $110,300 | $1,218 | $950 | $1,640 | $690 |
| Haskell County, KS | $102,600 | $835 | $650 | $1,130 | $480 |
| Dighton, KS | $79,300 | $1,026 | $800 | $1,390 | $590 |
| Scott City, KS | $120,500 | $1,273 | $990 | $1,720 | $730 |
| Satanta, KS | $73,800 | $987 | $770 | $1,330 | $560 |
| Ensign, KS | $49,500 | $799 | $620 | $1,080 | $460 |
| Royal, KS | $273,400 | $1,771 | $1,380 | $2,390 | $1,010 |
| Seward, KS | $119,400 | $1,267 | $990 | $1,710 | $720 |
Research Home Insurance Companies Reviews in Garden City, KS Before Buying | Back to Top
Share a review on your home insurance company
Foremost Insurance Home Insurance Reviews
Date: October 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium is way to high,but compared to others it was the lowest of the group. Im very unsatisfied to have to pay double for insurance just becaise i have a manufactured home.
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
When I need to contact them, everything is pretty straightforward. My only complaint is the long wait times on the phone. I don't really have time to be waiting around to try to talk to someone.
Country Financial Home Insurance Reviews
Date: February 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I love the service I get from my local insurance company. It makes me feel happy that they always know me by name and can answer questions about my coverage without consulting a computer database.
Progressive Home Insurance Reviews
Date: November 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I would rate progressive a 5 on satisfaction with the company because they provide a great service that is easy to get started. It was not much effort at all to start being covered by progressive.