How Can I Make My Santee, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Santee, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Santee, CA Home Insurance Coverage Levels | Back to Top
| Santee, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fairlawn St, Holly Meadows Dr, Caminto Rio, Lomker Ct, Braverman Dr, Silvercreek Dr, Fesler St, Dania Ct, Promise Ln, Vomac Rd | $368,000 | $310,000 | $350,000-$400,000 | $162,500 | $150,000 | $150,000-$175,000 |
| Stanley Ct, Pioneer Way, Lakeland Dr, Timberlane Way, Bellagio Rd, Sutton Ct, Strathmore Dr, Stoyer Dr, Toyon Hill Dr, Nielsen St | $316,000 | $270,000 | $250,000-$300,000 | $186,000 | $170,000 | $200,000-$250,000 |
| Mirabelle Ct, Caryl Dr, Todos Santos Dr, Argent St, Friendship Dr, Ramhaven Ln, Danny Way, Dawn Ct, Bart Way, Conejo Ln | $154,500 | $130,000 | $125,000-$150,000 | $151,500 | $130,000 | $150,000-$175,000 |
| Mollie Ln, Swanton Dr, Meadow Terrace Dr, Westhill Rd, Plumeria Dr, Vis Coyote, Oconnor St, Van Andel Way, Courtney Ln, Smokewood Dr | $227,500 | $210,000 | $200,000-$250,000 | $145,000 | $130,000 | $125,000-$150,000 |
| Somermont Dr, Fanita Rancho Rd, Cll del Lago, Arboleda Rd, Amster Dr, Gable Way, Pinewood Vw, Peaceful Ct, Goyette Pl, Gienke Ln | $338,000 | $310,000 | $350,000-$400,000 | $261,500 | $230,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Santee, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $834 |
| Superior Protection Discount | -$90 | $915 |
| Fire & Security Discount | -$101 | $905 |
| Hail Resistant Roof Discount | -$30 | $975 |
| Newly Constructed Home Discount | -$281 | $724 |
Choose the Right Deductible for your Santee, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $700 | $1,368 | $2,068 | $994 | $1,694 | $374 |
| Santee, CA | $2,000 | $993 | $2,993 | $722 | $2,722 | $271 |
| Eucalyptus Hills, CA | $100 | $988 | $1,088 | $718 | $818 | $270 |
| La Presa, CA | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Jamul, CA | $300 | $952 | $1,252 | $692 | $992 | $260 |
| Encinitas, CA | $2,500 | $1,531 | $4,031 | $1,113 | $3,613 | $418 |
| Imperial Beach, CA | $200 | $872 | $1,072 | $634 | $834 | $238 |
| Oceanside-Escondido, CA | $1,500 | $1,415 | $2,915 | $1,028 | $2,528 | $387 |
| Pine Valley, CA | $300 | $1,032 | $1,332 | $750 | $1,050 | $282 |
| Palomar-Julian, CA | $2,500 | $845 | $3,345 | $614 | $3,114 | $231 |
| Bonsall, CA | $500 | $1,800 | $2,300 | $1,308 | $1,808 | $492 |
| Pauma Valley, CA | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
Identify Top Home Insurance Agents near Santee, CA | Back to Top
| Home Insurance Company Santee, CA | Homeowners Insurance Agency Santee, CA | Address | Popularity Score | Distance from Santee (miles) |
|---|---|---|---|---|
| State Farm | Brandon Loo | 3023 Bunker Hill Street Suite 104, San Diego, CA, 92109-5706 | 13.8 | |
| Liberty Mutual Independent | Teague Insurance Agency Inc | 4700 Spring St 4th Fl, La Mesa, CA, 91942 | 6.5 | |
| Travelers | Ranch And Coast Insurance Services | 6119 La Granada Ste C, Rancho Santa Fe, CA, 92067 | 16.9 | |
| Liberty Mutual Independent | Teague Insurance Agency Inc | 4700 Spring St Ste 400, La Mesa, CA, 91942 | 6.5 | |
| State Farm | Cindy Gonzalez | 5482 Complex St Ste 114, San Diego, CA, 92123-1125 | 8.8 | |
| State Farm | Renee Murphy | 12121 Scrps Summit Dr Ste 100, San Diego, CA, 92131-4609 | 8.8 | |
| State Farm | Brian Giblin | 9939 Hibert St Ste 203, San Diego, CA, 92131-1031 | 8.3 | |
| State Farm | Kevin Kane | 8690 Aero Dr Ste 117, San Diego, CA, 92123-1734 | 9.6 | |
| Allstate | Damion Anglin (Usmc) Vet | 6690 Mission Gorge Rd Ste G, San Diego, CA, 92120 | 7.7 | |
| State Farm | Coleman Meshack | 6030 Santo Rd Ste H, San Diego, CA, 92124-1196 | 6.6 |
Compare Rates for Santee, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Santee, CA | $397,200 | $1,005 | $740 | $1,370 | $630 |
| Eucalyptus Hills, CA | $493,400 | $1,000 | $740 | $1,360 | $620 |
| La Presa, CA | $348,900 | $773 | $570 | $1,050 | $480 |
| Jamul, CA | $612,200 | $964 | $710 | $1,310 | $600 |
| Encinitas, CA | $862,300 | $1,550 | $1,150 | $2,110 | $960 |
| Imperial Beach, CA | $433,400 | $882 | $650 | $1,200 | $550 |
| Oceanside-Escondido, CA | $468,300 | $1,432 | $1,060 | $1,950 | $890 |
| Pine Valley, CA | $387,800 | $1,045 | $770 | $1,420 | $650 |
| Palomar-Julian, CA | $323,500 | $855 | $630 | $1,160 | $530 |
| Bonsall, CA | $635,700 | $1,822 | $1,350 | $2,480 | $1,130 |
| Pauma Valley, CA | $423,800 | $850 | $630 | $1,160 | $530 |
Research Home Insurance Companies Reviews in Santee, CA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
they are very friendly and have great rates that most anyone can afford. plus they give free quotes and work fast.
Date: August 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The deductible is still a little high to make some things worth claiming but it's lower than what we could have had from other companies I spoke to.
Mercury Home Insurance Reviews
Date: July 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I've had a great experience with our insurance company. They are always there to answer question and help out with claims. We've never had an issue getting paid or with getting what we were owed.
GEICO Home Insurance Reviews
Date: October 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I think that Still Water (sub Geico) is a wonderful company. Any issues I've had have been resolved immediately. Everything has gone as promised.