How Can I Make My Macomb, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Macomb, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Macomb, IL Home Insurance Coverage Levels | Back to Top
| Macomb, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 1650 E, Green St, Co Rd 900 E, N Bonham St, N Randolph St, Twp Rd 211, Inca Rd, Co Rd 1600 E, Jana Ct, W Chandler St | $97,000 | $90,000 | $75,000-$100,000 | $160,000 | $130,000 | $125,000-$150,000 |
| Twp Rd 320, Twp Rd 503, Twp Rd 412, Shorewood Dr, Twp Rd 212, Flax Rd, W Fisk St, E 2150th St, W Murray St, Reed St | $102,500 | $90,000 | $100,000-$125,000 | $99,500 | $80,000 | $75,000-$100,000 |
| Broadway St, S Madison St, N 225th Rd, N 1750th Rd, Inverness Rd, Cherokee Rd, 1700th St, N 825th Rd, S Clay St, N 950 Rd | $106,500 | $90,000 | $100,000-$125,000 | $77,000 | $60,000 | $50,000-$75,000 |
| Candy Ln, College St, E 750th St, E University Dr, Co Rd 2230E, Co Rd 810 E, E Wheeler St, Sherman St, Co Rd 2100 E, N Western Ave | $70,000 | $60,000 | $75,000-$100,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Summit St, Maple Ave, E 550th St, Co Rd 1400 E, Patton Pkwy, Derry Ln, Twp Rd 605, Lamoine Village, N 900th Rd, N 550th Rd | $98,000 | $80,000 | $75,000-$100,000 | $117,000 | $90,000 | $125,000-$150,000 |
Bundle your Macomb, IL Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $553 |
| Home and Two Car | -$97 | $510 |
| Home and Three Car | -$152 | $455 |
Choose your Macomb, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,368 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Macomb, IL | Back to Top
| Home Insurance Company Macomb, IL | Homeowners Insurance Agency Macomb, IL | Address | Popularity Score | Distance from Macomb (miles) |
|---|---|---|---|---|
| Allstate | Bi County Insurance | Po Box 70, Biggsville, IL, 61418 | 28.0 | |
| Travelers | Town & Country Insurance Agency Ltd | 301 North Main, Canton, IL, 61520 | 34.8 | |
| Allstate | Stacy Foxall | 28 W Side Square, Macomb, IL, 61455 | 1.0 | |
| State Farm | Brian Yontz | 2001 N Main St, Lewistown, IL, 61542-9625 | 28.2 | |
| State Farm | Cathy Early | 1221 W Jackson St, Macomb, IL, 61455-1927 | 0.8 | |
| Allstate | Marting Insurance | 1235 Mulholland, Nauvoo, IL, 62354 | 37.2 | |
| State Farm | Tony Ensenberger | 509 N Lafayette Street, Macomb, IL, 61455-1597 | 0.8 | |
| State Farm | Kris Dornbush | 1902 Keokuk St, Hamilton, IL, 62341 | 34.4 | |
| State Farm | Chuck Taylor | 269 W Locust St, Canton, IL, 61520-1733 | 34.5 | |
| State Farm | Shawn Mason | 940 N Henderson St, Galesburg, IL, 61401-2520 | 37.2 |
Compare Rates for Macomb, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,200 | $590 |
| McDonough County, IL | $94,600 | $612 | $420 | $870 | $450 |
| Macomb, IL | $101,000 | $607 | $440 | $860 | $420 |
| Adair, IL | $75,900 | $561 | $390 | $780 | $390 |
| New Salem, IL | $121,300 | $715 | $490 | $1,010 | $520 |
| Rock Creek, IL | $68,300 | $530 | $370 | $760 | $390 |
| Abingdon, IL | $66,200 | $521 | $360 | $750 | $390 |
| Hale, IL | $144,300 | $775 | $530 | $1,080 | $550 |
| Walker, IL | $104,500 | $665 | $450 | $920 | $470 |
| Mediapolis, IA | $99,900 | $699 | $500 | $970 | $470 |
| Pleasant Ridge, IA | $168,800 | $913 | $610 | $1,290 | $680 |
| Ellington, IL | $171,100 | $833 | $570 | $1,180 | $610 |
Research Home Insurance Companies Reviews in Macomb, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
State Farm's coverage seems to be on par with other companies, but their customer service is nice.
Date: March 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I have only had one home insurance provider and it is my existing provider. I have not had reason to explore other options.
Date: February 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I think State Farm still deserves a '5' in comparison to other companies. State Farm has been quick to respond to our issues and easily made changes that were needed at the time.
Date: December 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I have great premiums and deductibles. I would not choose another provider for their services.
Date: November 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I do not have much to say I like the service that my company offers me
Progressive Home Insurance Reviews
Date: April 18, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
Compared to other insurance companies their rates are very good, in fact they came in at about half of the nearest competitor.
Date: April 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The Progressive .It is an indexed universal life insurance policy that.customers should consider the ability to continue buying during periods at all price levels.
Date: March 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
Recently my experience with Progressive has been professional always eventhough there's some of the past agents or office personnel that handle my questions.
Allstate Home Insurance Reviews
Date: April 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I recently switched to Allstate from Progressive. It is much easier working through and agent rather than trying to figure everything out myself online.
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The customer service I have received from Allstate has been great. Each time I need to make a change to my policy or have a question, the service I have been received has been quick, courteous and professional.
Erie Insurance Home Insurance Reviews
Date: April 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The price of our deductible for the overall amount of coverage we are getting is nearly unbeatable by any of the other companies I looked at.
Homesite Insurance Home Insurance Reviews
Date: April 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium and deductible for Homesite is slightly stronger than its competitors which is one of the reasons I chose to use them for my home insurance policy.
Amica Mutual Insurance Home Insurance Reviews
Date: March 06, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Our home insurance customer service experience has been extremely satisfying. We had roof damage due to hail and the company took the claim late in the evening and set up an adjustor.
Farmer's Insurance Home Insurance Reviews
Date: April 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I m very satisfied with the attention that this company offers, It always serves me quickly and efficiently. In general it is very good