How Can I Make My Austin, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Austin, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Austin, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $34,500 $30,000 $25,000-$50,000
2 Bedroom $63,000 $60,000 $50,000-$75,000
3 Bedroom $133,500 $110,000 $125,000-$150,000
4 Bedroom $160,500 $130,000 $125,000-$150,000
5 Bedroom $101,000 $90,000 $100,000-$125,000

Bundle your Austin, MN Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$52 $602
Home and Two Car -$105 $550
Home and Three Car -$157 $497

Choose your Austin, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,312
Hail Damage $5,265
Wind Damage $10,216
Expensive Claims
Fire $36,411
Accidental Discharge/Leakage $8,539
Optional Coverage Losses $8,156

Identify Top Home Insurance Agents near Austin, MN | Back to Top

Home Insurance Company Austin, MN Homeowners Insurance Agency Austin, MN Address Popularity Score Distance from Austin (miles)
State Farm Shawn Christensen 1903 S Broadway Ste 8, Rochester, MN, 55904-7924
33.9
State Farm Tony Langerud 124 9th Ave Nw, Faribault, MN, 55021-4965
45.5
Travelers Insurance Brokers Of Mn 505 E Frontage Rd, Byron, MN, 55920
29.8
Allstate David Severson 1906 8th St Nw Ste C, Austin, MN, 55912
1.1
State Farm Steve Justice 1405 15th Ave Nw, Austin, MN, 55912-1911
1.1
Liberty Mutual Independent Heartman Insurance 203 N Main St, Austin, MN, 55912
0.3
Allstate Dan Speegle 2460 N Broadway # 300, Rochester, MN, 55906
36.8
State Farm Nancy Vanderwaerdt 505 Bridge Avenue, Albert Lea, MN, 56007-2304
19.4
Farmers Michael Bishman 121 W Broadway St, Owatonna, MN, 55060
31.2
Farmers Thomas Gillard 1105 W Oakland Ave, Austin, MN, 55912
0.8

Compare Rates for Austin, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $820 $1,660 $840
Mower County, MN $114,700 $832 $590 $1,180 $590
Austin, MN $99,500 $654 $450 $910 $460
London, MN $122,200 $895 $640 $1,260 $620
Ashland, MN $187,500 $1,153 $840 $1,600 $760
Racine, MN $262,500 $1,372 $930 $1,930 $1,000
Ostrander, MN $85,000 $695 $470 $970 $500
Salem, MN $297,800 $1,472 $1,070 $2,100 $1,030
Roscoe, MN $245,100 $1,324 $940 $1,880 $940
King, IA $65,400 $543 $370 $750 $380
Faribault, MN $143,900 $833 $560 $1,150 $590
Rice County, MN $188,400 $1,075 $730 $1,540 $810
St. Charles, MN $160,200 $1,056 $750 $1,510 $760

Research Home Insurance Companies Reviews in Austin, MN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: January 23, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I had a bad agent who would not answer calls at all, was very dismissive. I then switched agents and I have been satisfied. I think the price for our rental insurance is reasonable.

Date: December 29, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
i think i have compared more insurance company but is a best company that's why i select this one.

Date: December 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Coverage limits in a standard homeowners insurance policy generally start at $100,000. ... A higher deductible means a lower premium as your insurer will be writing you a check for less money when you make a claim. The reverse is true too: a lower deductible will result in a higher annual premium.

Farm Bureau Home Insurance Reviews

Date: December 25, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Our home insurance company is great. The reason why we have had them for close to 20 years now is because of the personal service we get with our agent.

AAA Home Insurance Reviews

Date: October 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
At approximately $20 a month it gives me a lot of peace of mind for such an affordable price to top it off.

Travelers Home Insurance Reviews

Date: February 25, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Its not any better or worse than the next company. They gave me a better price than I was getting elsewhere, so I decided to switch. Nothing too exciting.