How Can I Make My Austin, MN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Austin, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Austin, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $63,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $133,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $160,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $101,000 | $90,000 | $100,000-$125,000 |
Bundle your Austin, MN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $602 |
| Home and Two Car | -$105 | $550 |
| Home and Three Car | -$157 | $497 |
Choose your Austin, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,265 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $8,539 |
| Optional Coverage Losses | $8,156 |
Identify Top Home Insurance Agents near Austin, MN | Back to Top
| Home Insurance Company Austin, MN | Homeowners Insurance Agency Austin, MN | Address | Popularity Score | Distance from Austin (miles) |
|---|---|---|---|---|
| State Farm | Shawn Christensen | 1903 S Broadway Ste 8, Rochester, MN, 55904-7924 | 33.9 | |
| State Farm | Tony Langerud | 124 9th Ave Nw, Faribault, MN, 55021-4965 | 45.5 | |
| Travelers | Insurance Brokers Of Mn | 505 E Frontage Rd, Byron, MN, 55920 | 29.8 | |
| Allstate | David Severson | 1906 8th St Nw Ste C, Austin, MN, 55912 | 1.1 | |
| State Farm | Steve Justice | 1405 15th Ave Nw, Austin, MN, 55912-1911 | 1.1 | |
| Liberty Mutual Independent | Heartman Insurance | 203 N Main St, Austin, MN, 55912 | 0.3 | |
| Allstate | Dan Speegle | 2460 N Broadway # 300, Rochester, MN, 55906 | 36.8 | |
| State Farm | Nancy Vanderwaerdt | 505 Bridge Avenue, Albert Lea, MN, 56007-2304 | 19.4 | |
| Farmers | Michael Bishman | 121 W Broadway St, Owatonna, MN, 55060 | 31.2 | |
| Farmers | Thomas Gillard | 1105 W Oakland Ave, Austin, MN, 55912 | 0.8 |
Compare Rates for Austin, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,660 | $840 |
| Mower County, MN | $114,700 | $832 | $590 | $1,180 | $590 |
| Austin, MN | $99,500 | $654 | $450 | $910 | $460 |
| London, MN | $122,200 | $895 | $640 | $1,260 | $620 |
| Ashland, MN | $187,500 | $1,153 | $840 | $1,600 | $760 |
| Racine, MN | $262,500 | $1,372 | $930 | $1,930 | $1,000 |
| Ostrander, MN | $85,000 | $695 | $470 | $970 | $500 |
| Salem, MN | $297,800 | $1,472 | $1,070 | $2,100 | $1,030 |
| Roscoe, MN | $245,100 | $1,324 | $940 | $1,880 | $940 |
| King, IA | $65,400 | $543 | $370 | $750 | $380 |
| Faribault, MN | $143,900 | $833 | $560 | $1,150 | $590 |
| Rice County, MN | $188,400 | $1,075 | $730 | $1,540 | $810 |
| St. Charles, MN | $160,200 | $1,056 | $750 | $1,510 | $760 |
Research Home Insurance Companies Reviews in Austin, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I had a bad agent who would not answer calls at all, was very dismissive. I then switched agents and I have been satisfied. I think the price for our rental insurance is reasonable.
Date: December 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
i think i have compared more insurance company but is a best company that's why i select this one.
Date: December 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Coverage limits in a standard homeowners insurance policy generally start at $100,000. ... A higher deductible means a lower premium as your insurer will be writing you a check for less money when you make a claim. The reverse is true too: a lower deductible will result in a higher annual premium.
Farm Bureau Home Insurance Reviews
Date: December 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Our home insurance company is great. The reason why we have had them for close to 20 years now is because of the personal service we get with our agent.
AAA Home Insurance Reviews
Date: October 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
At approximately $20 a month it gives me a lot of peace of mind for such an affordable price to top it off.
Travelers Home Insurance Reviews
Date: February 25, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Its not any better or worse than the next company. They gave me a better price than I was getting elsewhere, so I decided to switch. Nothing too exciting.