Gavop's guide to buying homeowners insurance in Chatham, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chatham, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sherwood Cir, Parkview Rd, Chandler Rd, Woodlawn Dr, Jodi Ln, Treadwell Ave, Roosevelt Rd, Buxton Rd, Ostrander Pl, Driftway St | $1,175,000 | $970,000 | More than 10,000,000 | $495,500 | $460,000 | $400,000-$500,000 |
| Vernon Ln, Williams Rd, Johnson Dr, Ferndale Rd, Heritage Dr, Meyersville Rd, Candace Ln, Hampton Rd, Lincoln Cir, Deer Run Cir | $1,181,000 | $1,090,000 | More than 10,000,000 | $861,000 | $720,000 | $800,000-$900,000 |
| Maple Rd, Country Club Dr, Joanna Way, Horseshoe Dr, Cypress Rd, Spruce Ln, Oak Hill Rd, Spring Valley Rd, Gibbons Pl, Old Farm Rd | $928,000 | $840,000 | $900,000-$1,000,000 | $617,500 | $530,000 | $500,000-$600,000 |
| Wilson Ave, Sandy Hill Rd, Kensington Rd, Molino Dr, Wickham Way, Ormont Rd, Inwood Rd, Plymouth Rd, Daniel St, Kincaid Ln | $963,000 | $820,000 | $800,000-$900,000 | $750,500 | $700,000 | $700,000-$800,000 |
| Huron Dr, Lisa Dr, Nicholson Dr, Rose Ter, Birch Hill Dr, Hall Rd, Runnymede Rd, Susan Dr, Willow Way, Fairfax Ter | $808,000 | $710,000 | $900,000-$1,000,000 | $730,000 | $660,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $717 |
| Home and Two Car | -$126 | $662 |
| Home and Three Car | -$181 | $607 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Chatham, NJ | Homeowners Insurance Agency Chatham, NJ | Address | Popularity Score | Distance from Chatham (miles) |
|---|---|---|---|---|
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 7.2 | |
| Allstate | Neil Greco | 12 Eisenhower Pkwy Ste 11, Roseland, NJ, 7068 | 9.0 | |
| Travelers | True & Associates | 325 N Ave E, Westfield, NJ, 7090 | 6.8 | |
| Allstate | Eric Roos | 32 Lyons Mall, Basking Ridge, NJ, 7920 | 6.3 | |
| Travelers | Dale Group Inc | 30-A Vreeland Road Suite 120, Florham Park, NJ, 7932 | 5.8 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 5.9 | |
| Allstate | R Terri Crincoli | 41 Preakness Shopping Ctr, Wayne, NJ, 7470 | 19.7 | |
| Allstate | Scott Muller | 76 W Allendale Ave, Allendale, NJ, 7401 | 27.0 | |
| Farmers | Bruce Bennett | 86 Laroche Ave, Harrington Park, NJ, 7640 | 30.3 | |
| State Farm | Frank Mosier | 374 Millburn Ave Ste 305e, Millburn, NJ, 07041-1351 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,540 | $750 |
| Morris County, NJ | $438,100 | $1,294 | $880 | $1,790 | $910 |
| Chatham, NJ | $892,000 | $788 | $530 | $1,130 | $600 |
| Mine Hill, NJ | $284,400 | $1,009 | $720 | $1,440 | $720 |
| Secaucus, NJ | $426,000 | $987 | $720 | $1,370 | $650 |
| Keansburg, NJ | $185,100 | $694 | $460 | $960 | $500 |
| New York, NY | $538,700 | $1,106 | $800 | $1,560 | $760 |
| Whittingham, NJ | $290,800 | $1,021 | $750 | $1,410 | $660 |
| Johnsonburg, NJ | $250,000 | $948 | $640 | $1,320 | $680 |
| Farmingdale, NJ | $282,100 | $1,005 | $680 | $1,420 | $740 |
| Woodsburgh, NY | $932,700 | $644 | $470 | $920 | $450 |
| Mount Ivy, NY | $221,500 | $708 | $520 | $980 | $460 |
| Tatamy, PA | $193,600 | $788 | $560 | $1,100 | $540 |