Gavop shows you how to buy homeowners insurance in Harrodsburg, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Harrodsburg, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lexington Rd, Walnut St, S College St, Mount Pleasant Rd, E Factory St, Hycliff St, Calvary Rd, Ross Ave, Marimon Ave, Bradley Ln | $174,500 | $150,000 | $175,000-$200,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Noel Ave, Howard Ln, US Hwy 127, Vanarsdall Dr, East St, Harlow Ln, Handy Pike, Kyle Ln, Heritage Woods, Melva Brook Ln | $121,500 | $100,000 | $100,000-$125,000 | $66,500 | $60,000 | $75,000-$100,000 |
| Arden Ave, Mercer Ave, Ridge Rd, Dixie Manor, Boyle Ave, Deep Creek Rd, Danville Rd, Parkview Dr, Ashley Dr, Midland Dr | $122,500 | $110,000 | $100,000-$125,000 | $69,500 | $70,000 | $75,000-$100,000 |
| Goddard St, Meadowbrook Ln, Chippewa Dr, Montrose Ave, Tomahawk Dr, Cheasepeak Dr, State Hwy 1343, Jenn Oak Ln, Dove Ct, Cold Springs Dr | $141,500 | $120,000 | $125,000-$150,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Cherokee Rd, Shewmaker Ln, E Broadway St, Lewis Ct, Relefor Ln, Price Ave, State Hwy 598, Bonta Ln, Ash Brook Ln, Joseph Dr | $106,000 | $100,000 | $75,000-$100,000 | $67,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $603 |
| Superior Protection Discount | -$66 | $670 |
| Fire & Security Discount | -$66 | $670 |
| Hail Resistant Roof Discount | -$15 | $721 |
| Newly Constructed Home Discount | -$169 | $567 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $2,500 | $770 | $3,270 | $560 | $3,060 | $210 |
| Harrodsburg, KY | $2,000 | $727 | $2,727 | $528 | $2,528 | $199 |
| Boyle County, KY | $300 | $773 | $1,073 | $562 | $862 | $211 |
| Stanford, KY | $1,000 | $679 | $1,679 | $493 | $1,493 | $186 |
| Nelson County, KY | $500 | $894 | $1,394 | $650 | $1,150 | $244 |
| Dunnville, KY | $1,000 | $677 | $1,677 | $492 | $1,492 | $185 |
| Southeast Clark, KY | $100 | $894 | $994 | $650 | $750 | $244 |
| Anchorage, KY | $1,500 | $2,767 | $4,267 | $2,011 | $3,511 | $756 |
| Bellemeade, KY | $200 | $1,142 | $1,342 | $830 | $1,030 | $312 |
| Lyndon, KY | $2,500 | $851 | $3,351 | $619 | $3,119 | $233 |
| Moorland, KY | $300 | $902 | $1,202 | $656 | $956 | $247 |
| Meadowbrook Farm, KY | $700 | $992 | $1,692 | $721 | $1,421 | $271 |
| Home Insurance Company Harrodsburg, KY | Homeowners Insurance Agency Harrodsburg, KY | Address | Popularity Score | Distance from Harrodsburg (miles) |
|---|---|---|---|---|
| State Farm | Daniel Byrd | 331 Versailles Rd, Frankfort, KY, 40601-3646 | 29.9 | |
| State Farm | Steve Woodrum | 102 Finley Dr Ste 80, Georgetown, KY, 40324-6009 | 37.1 | |
| Allstate | Charles Cromer | 705 W Highway 80, Somerset, KY, 42503 | 49.5 | |
| Travelers | Truepoint Insurance Group | 6287 Taylorsville Rd Ste 203, Fisherville, KY, 40023 | 34.1 | |
| State Farm | Matt Miller | 8321 Preston Hwy, Louisville, KY, 40219-5309 | 48.2 | |
| State Farm | Stan Simmons | 1080 Bypass S Unit 1, Lawrenceburg, KY, 40342-9094 | 17.3 | |
| Liberty Mutual Independent | Glenn E Martin Insurance | 10226 Shelbyville Rd, Louisville, KY, 40223 | 47.9 | |
| Travelers | Bb&T Insurance Services | 2600 Eastpoint Pkwy, Louisville, KY, 40223 | 47.6 | |
| Travelers | Michelle Lunsford Insurance | 9133 Fern Creek Rd, Louisville, KY, 40291 | 45.1 | |
| State Farm | Bill Gardner | 3832 Taylorsville Rd Ste 11, Louisville, KY, 40220-1369 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Mercer County, KY | $139,900 | $780 | $550 | $1,110 | $560 |
| Harrodsburg, KY | $124,100 | $736 | $500 | $1,010 | $510 |
| Boyle County, KY | $141,100 | $783 | $570 | $1,070 | $500 |
| Stanford, KY | $108,000 | $687 | $500 | $980 | $480 |
| Nelson County, KY | $144,800 | $905 | $640 | $1,290 | $650 |
| Dunnville, KY | $77,300 | $685 | $460 | $950 | $490 |
| Southeast Clark, KY | $132,500 | $905 | $620 | $1,260 | $640 |
| Anchorage, KY | $663,600 | $2,801 | $2,020 | $4,010 | $1,990 |
| Bellemeade, KY | $231,400 | $1,156 | $770 | $1,600 | $830 |
| Lyndon, KY | $174,800 | $862 | $580 | $1,180 | $600 |
| Moorland, KY | $135,100 | $913 | $620 | $1,300 | $680 |
| Meadowbrook Farm, KY | $166,300 | $1,004 | $730 | $1,380 | $650 |