How Can I Make My Olympia, WA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Olympia, WA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Olympia, WA Home Insurance Coverage Levels | Back to Top

Olympia, WA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Hartman St SE, Von St SE, Corporate Center Ct SE, Division St SW, Delaware Ave SE, Stockton St SE, Twin Flowers St NW, Sylvester St SW, Arietta Ave SE, 77th Trl SE $302,500 $280,000 $350,000-$400,000 $244,500 $220,000 $250,000-$300,000
Kenyon St NW, Monaco Dr SE, Lorne St SE, Emerald St SE, Armour St SE, Amhurst Pl SE, Kenzi St SE, Pear Ct NE, 30th Ave NE, Edison St SE $243,500 $200,000 $200,000-$250,000 $191,500 $170,000 $150,000-$175,000
Mud Bay Rd W, Stirling Ct SE, Jamison Ln SE, Bridle Dr SE, Ebb Tide Ter NW, Holiday Cir SE, Easthill Ct NW, Fox Ave SE, Brenner Rd NW, Earlings St NE $313,000 $290,000 $250,000-$300,000 $298,500 $260,000 $250,000-$300,000
Bay St SW, Somerset Hill Dr SW, Stadium Ln SE, Paul St, Windolf Loop NW, Ram Ct SE, 40th Ave SE, Quail Dr SE, 51st Ave SE, 8th Ave SW $344,000 $300,000 $350,000-$400,000 $251,500 $240,000 $300,000-$350,000
Bretherton Ave NE, Pat Kennedy Way SW, Cate Farm Dr SE, Budd St NW, Thomas St NW, Campus Prairie Loop NE, Riverdale Dr SE, Bates St SE, Ryan St SE, Kempton St SE $194,500 $160,000 $200,000-$250,000 $110,000 $100,000 $100,000-$125,000
Southglen Ave SE, Bungalow Dr NW, Trenton Loop SE, Massey Ave NE, Rogers St SW, Hollyhurst Pl SE, Blacktail Ct NE, 13th Ave SW, 80th Ct SW, Legacy Dr NE $243,000 $210,000 $250,000-$300,000 $173,000 $160,000 $125,000-$150,000
33rd Ct NE, Richmond Ln SE, Thurston Ave NW, Foxhall Ct NE, 12th Ave SW, Ofarrell Ave SE, 60th Ct NW, Ashdown Ln SE, Harstene St NE, Pear St SE $272,000 $230,000 $200,000-$250,000 $225,000 $210,000 $175,000-$200,000
Plymouth St NW, Stable Ct SE, Humphrey St SE, Shadycrest Ct SW, Barstow Ln SE, Cain Rd SE, Pleasant Glade Rd NE, Breton Ln SE, Clark Pl SE, Tennis Ct SW $357,000 $310,000 $300,000-$350,000 $247,000 $230,000 $200,000-$250,000
Ethridge Ct NE, Shadow Ln NE, Fairmont Ln NW, Sarazen St SE, Ridgemont Dr SE, Yearley Dr NE, 32nd Ln SE, 89th Ave SE, Springer Rd, E Eagle Ln SW $282,500 $230,000 $250,000-$300,000 $254,500 $220,000 $200,000-$250,000
Dogwood St SE, Fire Ct SE, McDonald St SE, Brentwood Dr SE, 4th Ct SE, Preston St NE, 36th Ln NE, Miter Dr NW, Vineyard Ave SE, 30th Ave SE $249,500 $220,000 $200,000-$250,000 $153,500 $140,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Olympia, WA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$136 $619
Superior Protection Discount -$75 $679
Fire & Security Discount -$83 $672
Hail Resistant Roof Discount -$15 $740
Newly Constructed Home Discount -$219 $536

Choose the Right Deductible for your Olympia, WA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Thurston County $1,000 $738 $1,738 $536 $1,536 $202
Olympia, WA $2,000 $746 $2,746 $542 $2,542 $204
Graham, WA $100 $695 $795 $505 $605 $190
Mineral, WA $1,500 $640 $2,140 $465 $1,965 $175
Enetai, WA $100 $714 $814 $519 $619 $195
Chico, WA $1,500 $988 $2,488 $718 $2,218 $270
Boulevard Park, WA $100 $746 $846 $542 $642 $204
Silverdale, WA $2,500 $667 $3,167 $485 $2,985 $182
Vader, WA $400 $542 $942 $394 $794 $148
Hobart, WA $2,000 $813 $2,813 $591 $2,591 $222
Medina, WA $400 $2,790 $3,190 $2,028 $2,428 $762

Identify Top Home Insurance Agents near Olympia, WA | Back to Top

Home Insurance Company Olympia, WA Homeowners Insurance Agency Olympia, WA Address Popularity Score Distance from Olympia (miles)
State Farm Youkie Chambers 2505 3rd Ave Ste 120, Seattle, WA, 98121-1414
45.2
Liberty Mutual Independent Duane Weber Insurance 327 5th Ave S, Kent, WA, 98032
36.5
Travelers Ab Insurance & Associates Llc 2412 4th Ave E, Olympia, WA, 98506
1.2
Farmers Jose Valencia 6720 Regents Blvd Ste 200, University Place, WA, 98466
19.8
Liberty Mutual Independent Mumma Associates Inc 11811 Ne 1st St Ste 307, Bellevue, WA, 98005
49.5
State Farm Nancy Collingsworth 14950 Se Allen Rd Ste A, Bellevue, WA, 98006-1655
49.0
State Farm Lee Ingrim 4780 Capitol Blvd Se Unit 1, Tumwater, WA, 98501-4497
4.6
Liberty Mutual Independent Mht Insurance 1904 3rd Ave Ste 714, Seattle, WA, 98101
45.2
Allstate Keri Lin 364 Renton Ctr Way Sw Ste 62a, Renton, WA, 98057
41.6
Allstate Marilyn Zuckerman 1718 4th Ave E, Olympia, WA, 98506
1.4

Compare Rates for Olympia, WA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Washington $286,800 $809 $580 $1,160 $580
Thurston County, WA $255,500 $747 $530 $1,030 $500
Olympia, WA $262,300 $755 $510 $1,070 $560
Graham, WA $244,300 $703 $500 $980 $480
Mineral, WA $165,100 $648 $430 $890 $460
Enetai, WA $217,400 $723 $480 $1,030 $550
Chico, WA $390,800 $1,000 $710 $1,420 $710
Boulevard Park, WA $243,300 $755 $510 $1,060 $550
Silverdale, WA $283,100 $675 $480 $930 $450
Vader, WA $114,100 $549 $380 $760 $380
Hobart, WA $442,100 $823 $580 $1,130 $550
Medina, WA $1,692,700 $2,824 $1,890 $4,040 $2,150

Research Home Insurance Companies Reviews in Olympia, WA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: October 05, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium for State Farm is a little high. We live in an urban area in an older home, so I understand the reasoning behind this; however it is high.

Date: December 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
On a Friday evening our downstairs toilet started over flowing. No one was in the bathroom. We called our agent on Saturday morning on his cell phone and he answered! He said that the inside is covered. He could get the claim started right away and if needed he would even come over to assist.

Date: October 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Includes 100% home value,$35000 contents, storage building, add-on covered deck, pool, 2 dogs, perimeter paperless discount, multi-policy discount, hurricane, wind, flood


Date: September 28, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
It is at least comparable. I wouldn't trust a company that charges too low as I would question their ability to pay claims. I haven't shopped recently and haven't felt the need to do so, so I'm uncertain how it compares.

Date: September 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I don't use it for much, but I can pay my bill on it so that is good. I believe there is a link on it too that will allow me to contact my agent with any questions.

Date: September 18, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I like that there is a 24-hour service available and that I also have a local agent I can work with. The agent is whom I work with because I know her but have no idea who is in the call center.

Date: September 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I like that it is a responsive, mobile-friendly website. They do offer an app, though I do not have it downloaded. The website always works when I go to it, and the ability to pay a bill or make a claim is really easy to do.

Date: September 02, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Customer service is outstanding. Quick response time The agent is committed and proactive Values their relationships with me Helpful and thorough

Date: August 14, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
My home policy covers the house and the fences on my property. Additionally, it covers any medical bills for friends or family who have been hurt on my property.


Date: August 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I have done some cost comparison with other insurance companies in my area and found State Farm to be comparable and often cheaper than others. This may play in part to having my car insurance through them as well.

Date: August 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I dislike getting the mailings that try to get me to buy additional lines of insurance. Other than that I have no problems, I only contact them if I need to and besides the annoying mailings, I only hear from them when I have a bill.

Date: August 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
Website is easy to navigate Information easy to access A lot of options to choose from Agent available most times, or quickly calls back

Date: July 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
Premium is very competitive, actually same as or lower than competitors that don'tdon't have as good a reputation Includes many options not available with other companies Flexible, affordable and fair

Date: May 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service is great, my agent is kind, courteous, and very responsive. The 24/7 service line is especially helpful should we need to reach someone right away.

Date: January 15, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
Very fast turn around time for inquiries Checks to see if anything new has come up Shows genuine concern for my interests

Date: November 18, 2017    Age: Above 60    Gender: Female    Marital Status: Unmarried

Communication
I like that communication is pretty easy with my agent. We can call or email at any time, as well as access the 24/7 service line. In regards to payment notices and premium renewals, we receive them on time, or earlier than expected.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I don't really know for sure, but the exterior is covered as well as a certain value of items inside. I believe there is some liability for what could happen on my property, and Home policies usually cover a certain amount of cash and jewelry as well.


Allstate Home Insurance Reviews

Date: June 17, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Customer Service
The home insurance is used to insure all the things to do....This thing is advantage to everyone to insure

Date: April 26, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
Allstates policy offerings are great but I am not too sure about other insurance policies from other insurance providers. I have never looked into that being that Allstate has always been my insurance.


Date: April 10, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
This is a local operation where I know most all of the employee outside of the workplace environment. It is easy to get things done quickly because of this.

Date: March 14, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
I have never had to deal with customer service for my home insurance company other than sign up. They were helpful when I did speak to them and were able to answer my questions.

Date: February 11, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
My experience with my home insurance company's customer service has been good. I do most contact with them by internet.

American Family Insurance Home Insurance Reviews

Date: September 21, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I have never had to use my insurance so the premium isn't an issue but 1k seems like a lot

Date: September 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have never had to interact with their customer service department only used at the time of booking

Date: August 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
IF I had more interaction I would appreciate having followed up communication.

Date: August 09, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
It covers damage to the house from everything except for flooring. It also covers injury to any individual that would be hurt or injured in the home or property


Date: July 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I have never used their website or mobile app, I have only interacted with them over the phone and paper mail

Progressive Home Insurance Reviews

Date: December 27, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
The premimum deductible is like $200 if my food spilage whereas i had progressive and they had no deductible

Date: April 15, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
By far the cheapest i have found. I would definetley consider a change if i found cheaper. That is my bigger concern.

Date: March 18, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Progressive offered very good flood and coverage for many different aspects of the home. They made sure there was a fire hydrant close to the home also.


Farmer's Insurance Home Insurance Reviews

Date: December 28, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
My experience with this company will always be very positive, their customer service is worthy of each person and they have always behaved very well.

Date: April 18, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
We have had to keep raising our deductable just to afford our premiuns even though we only had one claim ever, and it was denide.

Date: November 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
Farmer's Insurance is an excellent company that realizes not everyone lives in a city, or the suburbs, and will offer insurance at a reasonable price to those of us who continue to live in rural America. As a company, they do not balk at the thought of people having animals (cows, chickens, etc), and understand that at times, animals cause damage to the home or outside structures.


Nationwide Home Insurance Reviews

Date: July 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
very good to deal with and is easy to work with giving many options and rates to deal with . I like alot

Date: March 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Nationwide seemed to offer the most comprehensive coverage for the best price. I checked other providers but could not find a package that included everything.


The Hartford Home Insurance Reviews

Date: April 04, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
The insurance i purchase through aarp has the best rate and lowest deductible their hurricane coverage exceeds their competers


Date: April 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
MY home insurance company policy offerings compared to other insurance providers.


Farm Bureau Home Insurance Reviews

Date: November 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
They tried to put up an app, and maybe there is a new one since then, but it was impossible to get into my information. When I was able to log into the site, it was hard to find anything.

Westfield Insurance Home Insurance Reviews

Date: March 27, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The thing I love about Westfield is that they offer a bundle for my home and auto insurance all rolled into one. You don't get that option with everyone.


Encompass Insurance Home Insurance Reviews

Date: March 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They offer very good policy offerings. We switched recently because our previous insurance company kept raising their prices. When we complared the two we realized we could get similar coverage for less.


Century National Home Insurance Reviews

Date: December 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The coverage on the insurance was about the same. They do have a replacement guarantee, which I found interesting.


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