Gavop's guide to buying homeowners insurance in Kettle Falls, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $96,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $199,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $252,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $435,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $509 |
| Superior Protection Discount | -$54 | $551 |
| Fire & Security Discount | -$48 | $557 |
| Hail Resistant Roof Discount | -$12 | $593 |
| Newly Constructed Home Discount | -$121 | $484 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,319 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Kettle Falls, WA | Homeowners Insurance Agency Kettle Falls, WA | Address | Popularity Score | Distance from Kettle Falls (miles) |
|---|---|---|---|---|
| State Farm | Joe Christiansen | 775 S Main St Ste B, Colville, WA, 99114-2514 | 20.2 | |
| Travelers | Chewelah Insurance Agency | 113 North Park, Chewelah, WA, 99109 | 38.9 | |
| Farmers | Steven Greenman | 530 S Main St, Colville, WA, 99114 | 20.1 | |
| Allstate | Aia Insurance | 145 S Main St, Colville, WA, 99114 | 19.8 | |
| Allstate | Konz-Mckay Ins Agcy | 621 S Clark Ave, Republic, WA, 99166 | 41.2 | |
| Liberty Mutual Independent | Hub International Northwest Llc | 110 S 3rd St E Chewelah, Colville, WA, 99109 | 19.8 | |
| Liberty Mutual Independent | Hub International Northwest Llc | 110 S 3rd St E, Chewelah, WA, 99109 | 39.0 | |
| Liberty Mutual Independent | Hub International Northwest Llc | 110 S 3rd St E, Chewelah, WA, 99109 | 39.1 | |
| Allstate | Hub Intl Northwest | Pob108 110s 3rd E, Chewelah, WA, 99109 | 38.6 | |
| Allstate | Hub Intl Northwest | 365 W Third, Kettle Falls, WA, 99141 | 17.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,120 | $580 |
| Stevens County, WA | $184,600 | $658 | $450 | $930 | $480 |
| Kettle Falls, WA | $166,800 | $605 | $410 | $840 | $430 |
| Northport, WA | $106,900 | $532 | $370 | $760 | $390 |
| Barney's Junction, WA | $279,200 | $799 | $570 | $1,130 | $560 |
| East Ferry, WA | $197,100 | $696 | $480 | $980 | $500 |
| Ione-Metaline Falls, WA | $173,700 | $662 | $460 | $950 | $490 |
| Curlew, WA | $211,400 | $715 | $480 | $990 | $510 |
| Curlew Lake, WA | $172,400 | $660 | $480 | $930 | $450 |
| Republic, WA | $161,300 | $642 | $440 | $890 | $450 |
| Ferry County, WA | $165,900 | $604 | $400 | $860 | $460 |
| Valley, WA | $150,700 | $623 | $440 | $880 | $440 |