Gavop shows you how to buy homeowners insurance in Waukee, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $166,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $228,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $169,000 | $160,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $699 |
| Superior Protection Discount | -$76 | $766 |
| Fire & Security Discount | -$59 | $783 |
| Hail Resistant Roof Discount | -$25 | $816 |
| Newly Constructed Home Discount | -$185 | $657 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $1,000 | $962 | $1,962 | $699 | $1,699 | $263 |
| Waukee, IA | $2,500 | $832 | $3,332 | $604 | $3,104 | $227 |
| Walnut, IA | $200 | $935 | $1,135 | $680 | $880 | $256 |
| Spring Valley, IA | $700 | $633 | $1,333 | $460 | $1,160 | $173 |
| Douglas, IA | $200 | $835 | $1,035 | $607 | $807 | $228 |
| Slater, IA | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Kelley, IA | $400 | $812 | $1,212 | $590 | $990 | $222 |
| Colfax, IA | $1,000 | $677 | $1,677 | $492 | $1,492 | $185 |
| Mound Prairie, IA | $400 | $1,081 | $1,481 | $785 | $1,185 | $295 |
| Adair, IA | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Churdan, IA | $1,500 | $435 | $1,935 | $316 | $1,816 | $119 |
| Home Insurance Company Waukee, IA | Homeowners Insurance Agency Waukee, IA | Address | Popularity Score | Distance from Waukee (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Jones Insurance & Associates | 2932 104th St, Urbandale, IA, 50322 | 5.8 | |
| Travelers | Fortress Wealth Management | 2894 - 106th St Ste 120, Urbandale, IA, 50322 | 5.7 | |
| Farmers | Lonnie Carrick | 207 N 5th St, Guthrie Center, IA, 50115 | 33.3 | |
| Allstate | Timothy Brehm | 10888 Hickman Rd Ste 3c, Clive, IA, 50325 | 5.3 | |
| Liberty Mutual Independent | Bearence Management Group | 1045 76th Street Ste 4000 West Des Moines, West Des Moines, IA, 50266 | 3.1 | |
| State Farm | Carolyn Goodwin | 9350 University Ave Ste 116, Wdm, IA, 50266-1645 | 5.5 | |
| State Farm | Jim Bagbey | 3885 121st St, Urbandale, IA, 50323-2420 | 5.0 | |
| State Farm | Mark Courter | 6773 Hickman Rd, Des Moines, IA, 50322-4908 | 8.3 | |
| State Farm | Ryan Clausen | 8541 Hickman Rd, Urbandale, IA, 50322-4321 | 6.9 | |
| Travelers | Urs Corp | 12421 Meredith Dr, Urbandale, IA, 50398 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,150 | $560 |
| Dallas County, IA | $218,000 | $973 | $670 | $1,330 | $660 |
| Waukee, IA | $211,100 | $842 | $570 | $1,160 | $590 |
| Walnut, IA | $202,700 | $947 | $680 | $1,350 | $670 |
| Spring Valley, IA | $97,400 | $641 | $440 | $920 | $480 |
| Douglas, IA | $213,300 | $845 | $570 | $1,160 | $590 |
| Slater, IA | $160,900 | $894 | $620 | $1,230 | $610 |
| Kelley, IA | $135,200 | $822 | $570 | $1,140 | $570 |
| Colfax, IA | $96,400 | $685 | $500 | $980 | $480 |
| Mound Prairie, IA | $266,200 | $1,094 | $800 | $1,560 | $760 |
| Adair, IA | $95,800 | $682 | $490 | $960 | $470 |
| Churdan, IA | $46,500 | $440 | $320 | $630 | $310 |