Gavop's guide to buying homeowners insurance in Greene County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $145,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $204,000 | $190,000 | $150,000-$175,000 |
| 5 Bedroom | $202,500 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $692 |
| Superior Protection Discount | -$82 | $741 |
| Fire & Security Discount | -$58 | $766 |
| Hail Resistant Roof Discount | -$25 | $799 |
| Newly Constructed Home Discount | -$231 | $593 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $2,000 | $814 | $2,814 | $592 | $2,592 | $222 |
| Greene County, PA | $1,500 | $814 | $2,314 | $592 | $2,092 | $222 |
| Dry Tavern, PA | $200 | $615 | $815 | $447 | $647 | $168 |
| Carmichaels, PA | $2,500 | $592 | $3,092 | $430 | $2,930 | $162 |
| West Finley, PA | $100 | $727 | $827 | $528 | $628 | $199 |
| Beallsville, PA | $700 | $593 | $1,293 | $431 | $1,131 | $162 |
| West Middletown, PA | $300 | $659 | $959 | $479 | $779 | $180 |
| Follansbee, WV | $2,500 | $594 | $3,094 | $432 | $2,932 | $162 |
| Langeloth, PA | $400 | $539 | $939 | $392 | $792 | $147 |
| Wolf Summit, WV | $2,500 | $626 | $3,126 | $455 | $2,955 | $171 |
| Rankin, PA | $100 | $428 | $528 | $311 | $411 | $117 |
| West Milford, WV | $1,000 | $640 | $1,640 | $465 | $1,465 | $175 |
| Home Insurance Company Greene County, PA | Homeowners Insurance Agency Greene County, PA | Address | Popularity Score | Distance from Greene County (miles) |
|---|---|---|---|---|
| Farmers | Eric Ash | 475 Swiss Way, Elizabeth, PA, 15037 | 36.4 | |
| Erie | Brown Insurance Agency | 5001 Baum Blvd Suite 560, Pittsburgh, PA, 15213 | 44.5 | |
| Erie | Dombrowski Insurance Agency | 3093 Washington Pike, Bridgeville, PA, 15017 | 35.1 | |
| Travelers | Mcgrath Insurance Group Inc | 4170 William Penn Highway, Murrysville, PA, 15668 | 49.1 | |
| Liberty Mutual Independent | Exchange Underwriters | 121 W Pike St, Canonsburg, PA, 15317 | 28.4 | |
| Erie | Wilson & Associates Ipm | 1079 Greentree Road Suite 5, Pittsburgh, PA, 15220 | 40.1 | |
| Liberty Mutual Independent | B & W Insurance Agency | 1340 Rd , Washington, PA, 15301 | 25.7 | |
| State Farm | Paul Braddock | 51 W High St, Waynesburg, PA, 15370-1343 | 3.9 | |
| Erie | Murray Insurance Agency | 1565 Mcfarland Road, Pittsburgh, PA, 15216 | 38.8 | |
| Travelers | Yingling Insurance Agency | 211 S Vine St Ste 102, Carmichaels, PA, 15320 | 13.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,020 | $490 |
| Greene County, PA | $108,600 | $824 | $570 | $1,150 | $580 |
| Greene County, PA | $108,600 | $824 | $560 | $1,140 | $580 |
| Dry Tavern, PA | $111,500 | $622 | $440 | $860 | $420 |
| Carmichaels, PA | $101,600 | $599 | $410 | $820 | $410 |
| West Finley, PA | $165,700 | $736 | $520 | $1,050 | $530 |
| Beallsville, PA | $102,100 | $600 | $430 | $820 | $390 |
| West Middletown, PA | $131,300 | $667 | $490 | $920 | $430 |
| Follansbee, WV | $89,600 | $602 | $420 | $840 | $420 |
| Langeloth, PA | $81,600 | $546 | $390 | $750 | $360 |
| Wolf Summit, WV | $86,000 | $634 | $450 | $870 | $420 |
| Rankin, PA | $45,100 | $433 | $300 | $590 | $290 |
| West Milford, WV | $89,700 | $648 | $440 | $890 | $450 |